money is not guilty

Chapter 22 The Three-Day Covenant

Li Qingquan stood up and said to Zhang Feifei, "Zhang Feifei, let me ask you, and you answer truthfully. When you are doing the business of Tianqi Farming Co., Ltd., did anyone interfere with your normal business in an unconventional way?" judge?"

"what?"

"Let me put it another way. In the process of doing this business, did you find any problems, but someone instructed you to forcefully pass the loan approval?"

Zhang Feifei whispered, "No."

Li Qingquan continued to ask, "Think about it again. You have to know that doing things proactively, passively, and being forced to do things are different in nature."

Zhang Feifei's eyes were full of complex expressions. Before entering the conference room, Li Qingquan had a conversation with him.

……

"There was a problem with this business right after it was launched. The head office needs to hold the board accountable. You are still young, have just entered the industry, have a high degree of education, and have a bright future. Put this business on Wang Chong, and when the time comes, the head office will blame you, and I will protect you with President Gu."

Zhang Feifei said, "This matter has nothing to do with Director Wang! He was also the one who advocated not letting go of the loan at first."

Li Qingquan persuaded, "Can you still take care of him at a time like this? Zhang Feifan, you have to be aware of the situation. Someone has to be responsible for the loan from the Tianqin Farming Co., and that person is Wang Chong."

"I won't do anything to offend my master."

Li Qingquan sneered, "I'm afraid this matter is out of your hands. On Thursday, did you take a box of Feitian Moutai from Luo Dacheng, worth nearly 2 yuan? Sentenced to fixed-term imprisonment of not less than one year but not more than seven years, even if you escape legal punishment, your banking career is over!"

Zhang Feifei felt cold all over his body, as if a basin of ice water had been poured from the top of his head.He suddenly understood that Li Qingquan and Luo Dacheng were in the same group, and the banquet at noon on Thursday was actually pre-planned, and because he didn't hold on for a while, he fell into their trap.

"Think about it, and what to say later."

……

Li Qingquan asked sharply, "Are you going to tell me?"

Zhang Feifei took a deep breath, glanced at Wang Chong, and said in a low voice, "Director Wang Chong asked me to do it." After saying this, he lowered his head deeply, like a child who has done something wrong.

As soon as these words came out, everyone looked at Wang Chong.

Gu Tiande sat back in his seat with no expression on his face, Li Qingquan sneered, "So it's Director Wang."

Wang Chong looked at Zhang Feifan with a calm face, he was not out of anger, nor did he hit him head-on as before.If it was Gu Tiande, he would directly question it, but Zhang Feifan, although he didn't have much contact with him, admired this young man from the bottom of his heart. His words just now were insincere, and he must have been threatened by some people.

Wang Chong said slowly, "Although I don't know what you said to Zhang Feifan, this kind of accusation is based on evidence. I have clearly expressed my objection to the business of Tianqin Farming Co., Ltd. at the loan review meeting. And my signature is also on the meeting minutes of the loan review committee, so how could I instruct Zhang Feifan to do it?"

Li Qingquan said, "Maybe it was the smoke bomb you put?"

"What's in it for me, please?"

"Whether it's good or not, you know for yourself."

Wang Chong clearly remembered that Gu Tiande had personally talked to him because he was opposed to the business, but now that something happened, he kept silent, and asked Li Qingquan, a clown, to come forward and correct him, how could he fulfill his wish?So he said, "I'm sorry, I don't know. If President Gu can give me some pointers, I, Wang Chong, will be very grateful."

Gu Tiande didn't disagree, and said flatly, "This matter, form a special report, and report it to the head office tomorrow morning."

Wang Chong sneered in his heart. He had expected Gu Tiande to make a big deal out of it and go to the head office. He got up and said, "I object!"

Gu Tiande asked, "What advice does Director Wang have?"

"Tianqin Farming Co., Ltd. just had a loan problem. Now Luo Dacheng and Li Songyuan's whereabouts are unknown. Shouldn't they stop the loss and recover the loan? They didn't do anything, so they have to report to the head office. Isn't President Gu afraid of the head office? Do you question your management ability?"

Gu Tiande: "You don't need to make decisions for me."

Wang Chong said, "Our bank's credit system is under the responsibility of the president. You have clearly told me that you will be responsible for any problems with the Tianqin Breeding Co.'s business!"

Gu Tiande sneered again and again, "You can't eat indiscriminately, and you can't talk indiscriminately. At this time, you are still distorting the facts, slandering your superiors, and trying to shirk responsibility. No wonder the head office demoted you two levels in a row. It seems that you really know people and do good things! "

Wang Chong was so angry that he clenched his fists tightly.

"Why, do you still want to fight?"

He knew that Gu Tiande was a villain, but he didn't expect to be so shameless. In order to shirk his responsibility, he put the shit bowl on his head. At this moment, Wang Chong wanted to go up and beat Gu Tiande, but his reason made him calm down.

"Seven days!"

Wang Chong said loudly, "Give me seven days, and I'll find a way to find Luo Dacheng and Li Songyuan, and recover the loan."

Gu Tiande asked, "What if I can't chase him back?"

Wang Chong said harshly, "I voluntarily resign myself!"

Li Qingquan said strangely, "In seven days, who knows if you will run away like them?"

Wang Chong stepped in front of Li Qingquan, staring straight at the short fat man, "What did you say?"

Li Qingquan was afraid in his heart, but he refused to admit his weakness in front of the crowd, so he forced his chest out, "The ghost knows if you have colluded with Luo Dacheng and the others?" Wang Chong raised his hand, making a gesture to hit him, Li Qingquan knew that Stabbing, maybe he can really do this, backed away again and again, "Don't act recklessly."

Gu Tiande shouted, "Okay! Don't argue." He said to Wang Chong, "Three days! I'll give you three days. If you can't get back the loan, go explain it to the head office yourself! The meeting is over!"

Wang Chong strode out of the conference room and returned to his office.

Zhang Feifan bowed his head and followed, "Master, I'm sorry."

Wang Chong was in a bad mood. He sat down on the seat and asked Zhang Feifan, "Do you have any cigarettes?"

Zhang Feifan said cautiously, "You don't smoke, do you?"

Wang Chong continued to ask, "Is there any smoke?"

Only Zhao Dagang was a smoker in the entire department, but after Li Qiaowei became pregnant, he generally would not smoke in the office.Wang Chong was very disgusted with smoking, but at this moment he took the initiative to ask for cigarettes. Zhang Feifei went outside and bought two packs of Soft China, handed them to Wang Chong, and then stood aside, waiting for Wang Chong to speak.

Zhang Feifei's heart was complicated at the moment. Li Qingquan's threat and his own soft hand made him frame Wang Chong in the meeting room, which filled him with guilt. He was ready to be scolded by Wang Chong.

Wang Chong lit a cigarette, took a sip, and coughed uncontrollably.

"First, give me all the credit files of the Tianqin Farming Co.; second, complete the procedures in the system. When you go to work tomorrow, deduct the 380 million deposit from the Tianqin Breeding Co.; Jue, gather in the row at 07:30 tomorrow."

Zhang Feifei quickly responded.

Wang Chong took another puff of cigarette, "On Thursday you and Zhao Dagang did an on-site investigation. Did all the nineteen borrowers go to their homes and farms to take pictures?"

Zhang Feifei hesitated. That morning, Luo Dacheng deliberately delayed the time and only went to a breeding farm. He drank again at noon and was completely drunk. The rest of the photos were taken by Luo Dacheng and passed on to him. From this point of view , Most of the on-site photos of these borrowers are also forged.

He said nonchalantly, "Director Wang, actually I lied to you that day, and I was drunk by them in the afternoon."

Before leaving, Wang Chong repeatedly emphasized that on-site investigation is the most important part of loan risk control, but Zhang Feifei ignored this sentence, which made him very angry, even worse than Zhang Feifan framing himself in front of Gu Tiande. to be angry.However, this is not the time to pursue responsibility. He asked again: "Is the loan contract of these farmers signed by the borrower himself? Did you take a picture when signing the contract?"

Zhang Feifei nodded, "It's all signed by me, and the photos are in the credit file."

Wang Chong heaved a sigh of relief. If he didn't even sign the loan contract himself, the trouble for the loan would be serious.He looked at his watch, it was already three o'clock in the morning, "Hurry up and finish what I told you, go back and have a rest."

Zhang Feifei refused to move. He decided to confess to Wang Chong, "Director Wang, what happened in the meeting room just now was actually..."

Wang Chong waved his hand, "Needless to say this matter, don't mention it in the future."

……

After the meeting ended, Li Qingquan did not go home, but stayed in Gu Tiande's office to swallow his clouds and smoke. He was happy to see Wang Chong get into trouble, "Gu Xing, this time Wang Chong is doomed, I don't understand why you still Give him three days?"

Gu Tiande sneered, "Three days? I won't take advantage of him, you make a report on this matter, and I will go to the head office tomorrow morning."

Li Qingquan was stunned, "So you are trying to stabilize him?"

"That kid even dared to contradict President Lin. At that time, the ghost knows if he would do something stupid. Where are Luo Dacheng and Li Songyuan hiding?"

Li Qingquan said angrily, "I don't know either. The brothers of the Shi family are sending people to look for them these two days, and Shi Hu said that if they are found, they will be hacked to death. The two guys are really good at doing things, they even dared to cheat the Shi family's money, and they are getting impatient."

Gu Tiande asked, "Is it possible that you have gone abroad?"

"There is a problem with Li Songyuan's credit investigation, and he can't leave the country at all."

"Keep an eye on this matter, and don't let them get caught, or it's over for both of us!"

Li Qingquan said: "Gu Xing, don't worry, I will keep an eye on it."

……

Early the next morning, Zhang Feifan came to the Chengdong Sub-branch. The office was filled with smoke, and the loan documents of more than a dozen households were scattered and scattered all over the floor.There were only a few packs of Zhonghua cigarettes left. Wang Chong looked tired and his eyes were red. It was obvious that he hadn't slept all night. When he saw Zhang Feifan, he said, "In half an hour, all departments will have a meeting."

People from the second credit department came to the office one after another. Seeing the situation in the office and Wang Chong's expression, they felt something was wrong.

Li Qiaowei frowned, "Why do you smoke so much?"

Zhang Feifei even gave her winks, signaling her not to talk nonsense.

When Wang Chong saw the crowd coming, he said, "Let's have a short meeting. Due to my dereliction of duty, there was a major risk in the small and micro batch loan of Tianqin Farming Co., Ltd., which was newly released last week. Loss, to cut a long story short, I will arrange the work."

Wang Chong briefly explained the division of labor among the people.

Li Qiaowei is in charge of deducting the deposit to stop losses. Wang Chong has already written a lawsuit application overnight, asking Qian Kun and Sun Fengxia to go to the court to file a case, applying for pre-litigation preservation of real estate, cars and other assets under the names of Luo Dacheng and Li Songyuan. Zhao Dagang went to investigate these loans For the flow of funds, I and Zhang Feifan went to Tianqiu Farming Co., Ltd. to investigate.

The two came to the parking lot, Wang Chong got into the car, and Zhang Feifei said, "Director, you haven't rested all night, let me drive!"

Wang Chong glanced at Zhang Feifan, "You don't seem to have a good rest, so let me do it."