money is not guilty

Chapter 21

"What?" Shi Hu roared, "I asked you to collect debts, not to kill people! Didn't you agree to follow him 24 hours a day? Why did you let him jump off the building?"

"Brother Hu, we did as you asked. Today he took us out, saying he was here to raise money, and he jumped off the eighteenth floor in the time it took to go to the bathroom."

Shi Kui answered the phone with a solemn expression, "You guys go to hide in other places for a while, and come back when the limelight comes over."

"What about the debt?"

Shi Kui said indifferently: "Father's debt is paid by the son, of course we will continue to ask for it, but let's wait for a while, the interest will be calculated as usual."

After hanging up the phone, Shi Kui asked again, "How did the loan from Li Songyuan and Luo Dacheng go?"

A person next to Shi Hu said, "They just borrowed 1900 million from Donghua Bank yesterday, and they will pay us back when the large-amount system is opened tomorrow. Brother, the Shenniao Breeding Society has received more than 60 interest in the account." Shi Kui ordered, "It's over when the money is in the bag, keep an eye on it, and get back the money with interest before twelve o'clock tomorrow." He thought for a while, and then arranged: "Contact the "Donghua" Financial News, we have a big news for them.”

……

In the afternoon of that day, Wang Chong received a call from Zhang Feifan, informing him that Zhang Cheng, the owner of New Hope Furniture Factory, had jumped off the building.Wang Chong felt a little regretful. He remembered the way Zhang Cheng respectfully sent the two away half a month ago. It was a pretty good company. During the economic upturn, it miscalculated the market situation, blindly expanded production, and sold during the downturn. Sluggish, after the loan expires, it has to rely on private capital, which invisibly increases the cost of the enterprise, and as a result, it is deeply mired in the quagmire from which it cannot extricate itself.

Conceit and greed lead people to the abyss step by step.

The memorial service was scheduled for Monday morning. At 09:30, Wang Chong and Zhang Feifan came to the west area of ​​the Central Hospital.

Zhang Cheng's wife and son stood in front of the memorial service with sad faces, thanking the guests who came to express their condolences.After all, he was also a well-known private entrepreneur back then, and Zhang Cheng had many friends over the years. However, when he was in financial difficulties, not many people extended a helping hand.

The two sent a wreath and said goodbye to Zhang Cheng's body.

Suddenly, someone said a few words in Zhang Cheng's wife's ear, and Zhang Cheng's wife became excited, pointing at Wang Chong and saying, "You guys killed my husband!"

Zhang Feifan was stunned, "Sister-in-law, how can you say that?"

Mrs. Zhang said loudly: "If your bank hadn't pumped out loans, my husband would have borrowed usury loans? Your bank and those usury loans are the same, they are all vampires. You killed my husband and compensated my husband!"

Mrs. Zhang Cheng was almost hysterical, and rushed forward to drag Zhang Feifan, but the bridesmaid who was helping nearby hurriedly grabbed her. She wailed repeatedly, saying that her husband died for no apparent reason.People around also pointed at Wang Chong and Wang Chong one after another. In their eyes, it seemed that they had become murderous criminals.

"These two are from Donghua Bank! Donghua Bank raised two murderers!"

someone shouted.

"Pooh!"

Mrs. Zhang Cheng spat at the two of them.

Wang Chong suddenly felt a little sad. Originally, he had some sympathy for this middle-aged woman who lost her husband, but her rude accusations made Wang Chong feel a little pitiful for her.

Wang Chong said coldly: "The bank is not a charity organization, and the bank's money is also the money of the common people. We can't take the money of the common people and let you squander it. Your husband's business situation has deteriorated. You could have reduced the scale by selling assets, but Choosing to borrow money from loan sharks, and then blaming our bank in the end, is really a joke in the world!"

Everyone scolded, "Do you want to be ashamed of Donghua Bank?"

Mrs. Zhang Cheng scolded: "Get out!"

Wang Chong walked out with a calm face.Zhang Feifei kept apologizing, "I'm sorry, master, I shouldn't have invited you here."

Wang Chong glanced at the young man, and said: "You have to remember, as a bank, kindness does not control soldiers, and kindness does not control money. The tragedy of New Hope Furniture Factory is not the first, nor will it be the last. , as long as you stick to your principles, have a clear conscience, and live up to your conscience, you don’t need to feel guilty towards anyone.”

The two were about to drive when suddenly a familiar figure walked past Wang Chong.

It was Deng Xiaoxian who had a fight at the Wing of Coffee not long ago. Due to the lack of sufficient evidence in the economic investigation, he filed a case with the judiciary. After being detained for 24 hours, with the help of a lawyer, he was released on bail pending trial, but he did not expect to be met here by Wang Chong.

Wang Chong got out of the car and shouted: "Deng Xiaoxian!"

When Deng Xiaoxian saw Wang Chong, he ran away.

Wang Chong told Zhang Feifan to wait for me, and immediately chased after me.During this run, Wang Chong's advantage of persevering in exercising all year round was manifested. After running less than 600 meters, Deng Xiaoxian was already out of breath. Wang Chong grabbed him, "Why are you running?"

After the scene of Coffee Wings, Deng Xiaoxian knew that he was no match for Wang Chong, "I'm weak, why don't I exercise?"

"That day, you sent me a message about Liao Xingguo running away on your mobile phone. Who ordered you?"

Deng Xiaoxian said, "Can't I post it randomly for fun? You're not a policeman, so why should I tell you?"

Wang Chong punched him, but Deng Xiaoxian dodged it, "You're a highly educated and civilized person, how can you strike casually?"

Wang Chong said, "To deal with a scum like you, hooking up with my girlfriend, I'll take advantage of you if I don't break your leg, if you are not convinced, you can call the police!" Deng Xiaoxian hurriedly begged for mercy, "Brother, do you Well, I'm out on bail now, if I go in again, it will be difficult to get out."

Wang Chong shouted, "Then tell me what I want to know."

Deng Xiaoxian rolled his eyes and said, "My elder brother Shi Hu called me to ask me to do this. If you have any questions, you can go to him!" He expected that Wang Chong would not dare to go to Shi Hu, so he said casually Made a lot of nonsense.

Wang Chong saw countless people, so he could tell the truth from the fake, and he wanted to fight, "Tell the truth!"

Deng Xiaoxian looked like a dead pig who is not afraid of boiling water, "That's the truth, believe it or not."

Seeing that he couldn't find any useful information, Wang Chong let go of his hand, "If you think of other answers in the future, remember to call me, anyway, you have my phone number." Deng Xiaoxian said, don't worry, I will never run into you again in this life!Wang Chong smiled: Don't talk too much.

In the middle of the night, Wang Chong was awakened by a rush of mobile phone ringing.

The call was from Zhang Feifan. If there was no urgent matter, no one would call at this hour.

Wang Chong asked, "What's wrong?"

Zhang Feifei's anxious voice came over, "Master, something serious happened."

"Speak slowly."

Zhang Feifei said, "The guarantor Luo Dacheng and his brother-in-law, Li Songyuan from the Shenniao Farming Company, ran away for the batch loan from the Tianqin Farming Company!"

Wang Chong was shocked and sat up, "When did it happen?"

"I also just got the news 10 minutes ago. In fact, the final real users of this loan are Tianqin and Shenniao Breeding Co., Ltd. They have a usury loan that has not been paid when it is due. It is said that the usury came to the door yesterday morning to press for the debt. I lied that I didn’t bring a USB-shield, and when I went home to pick up things, I ran away with my family. It’s 900 million yuan, which was released just the day before yesterday! Come to the bank quickly, President Gu has arrived and is talking to you. The air duct department is on fire!"

Wang Chong's first thought was to stop the loss.

For this loan, Wang Chong asked the guarantor company Tianqin Breeding Co., Ltd. to deposit a 20.00% deposit, so he ordered, "When I go to work tomorrow, first deduct the 380 million deposit!"

Zhang Feifei said, "But these borrowers are farmers, and the guarantor's escape does not affect the execution of the loan contract."

Wang Chong switched the phone to speakerphone, and said while getting dressed, "Isn't there a clause in the contract, after the loan is granted, if they find that there is a major risk in their operation, we can announce that the loan will expire immediately and terminate the contract early."

Donghua City in the early morning is relatively quiet. Compared with the south, the nightlife of Donghua people is not rich, only a few roadside stalls and KTV are still open.

Wang Chong ran all the way to the Chengdong branch.

Before I got to the meeting room, I heard Gu Tiande's roar, "I have emphasized time and time again that loans must be prudent, but you guys made such a move on me. Are my words all bullshit? Such a big risk, You didn’t get it out, what are you doing for food! You need someone to take responsibility!”

The boss of the air management department muttered, "This business is done by the second credit department. If you want to talk about responsibility, it must be the second department that is more responsible!"

Gu Tiande asked loudly, "Wang Chong, why hasn't he arrived yet?"

Zhang Feifei said cautiously, "Two or ten minutes ago, I already called."

"Keep fighting!"

Wang Chong pushed the door open and entered, "No need to call, I'm here."

Gu Tiande patted the table and said, "You are finally here, let me ask you, how did you investigate the batch of loans from the Tianqin Farming Co. What about consciousness? Wang Chong, you are dereliction of duty!"

Wang Chong did not agree to this loan in the first place. Gu Tiande relied on his authority as the president to forcefully approve the loan. Now that something happened, it was on Wang Chong's head. How could this not make Wang Chong angry? He forcibly suppressed the loan. Furious, he said coldly, "President Gu, it was you who were going to participate in the agricultural exhibition yesterday and asked the second department to make this loan last weekend!"

"Bastard, did I say such a thing?" Gu Tiande asked.

Li Qingquan gloated and said, "Wang Chong, President Gu is also a leader no matter what, how can he talk to the leader like this? Why don't you apologize quickly?"

Wang Chong ignored him, and said to Gu Tiande, "As a leader, don't you even have this responsibility?"

"Responsible?" Gu Tiande said, "I would like to ask you, and the sales department, why did you lend this loan without my signature and consent?"

Wang Chong asked in surprise, "What? Didn't sign it?"

This is a very serious violation of credit procedures. He glanced at Zhang Liyu who was standing beside him, and the pale Zhang Feifan, and cast a questioning look. Zhang Feifan shook his head, and Wang Chong asked in a deep voice, "Why?" Don’t wait for President Gu’s signature to release the money?”

Zhang Feifei was on the verge of tears, "President Gu is in a hurry, saying that he needs to sign up later."

Gu Tiande shouted, "Zhang Feifan, we are a bank here, not a playhouse, how could I say such a thing?"

Zhang Liyu stood aside, hesitated to speak, hesitated for a while, but finally lowered his head and did not speak.