Urban Sims

Treasurer of the Kingdom.

By the way, why is Zhou Ming so interested in this position?

As a magician, instead of thinking about practicing magic, he entered the field of power and did all those messy things?

There is no way, he is also paving the way for the future.

Paving the way for a future where you don’t have to worry about spending money.

As long as he sits in this position and accomplishes two major things, in terms of money in the future, he can do what Store Manager Hall said: Don't worry too much about money.

There is so much money that you can never spend it all, so of course you don’t have to worry about it.

Now some people may be confused, but it is just the position of the kingdom's financial controller. After taking the position, how can you not worry about spending money?

Because he can magically get everyone's money into his own hands through two tools.

These two tools, one is called "bank" and the other is called "finance".

In front of these two money monsters, if people who are a little bit greedy can't control their greed and get involved with them, they will probably be swallowed up to the bone.

In order to solve the problem of lack of money once and for all, Zhou Ming planned to release these two monsters and let them help him make money.

Because compared to opening a pharmaceutical factory, setting up a physical enterprise, or entering any industry, the efficiency of making money is not as high as these two monsters.

And Zhou Ming also understood: the smartest people never make money by themselves, they always use other people's money to make money, from left hand to right hand, and then from right hand to left hand. In the middle of this process, they make a lot of money. Full of water.

So he planned to open a bank, and after absorbing enough funds, he would issue banknotes, replace "heavy currency" with "light currency", and promote economic development... He would apply the successful experience of the previous copy to this copy.

We plan to set up a stock market and some listed companies, and try our best to make money through the rise and fall of stock prices, so that every investor who dives headlong into the stock market will become the nourishment of the "finance" monster.

Some people are probably going to complain about it. It's so immoral. How could Zhou Ming do such an immoral thing? When these two monsters are released, the people are like leeks, cutting them off, causing prices to rise year by year, causing some people to jump off the building because of the plummeting stock market, and the originally peaceful and harmonious life is broken, and everyone becomes a profit-seeking animal chasing money. This In the process, society has indeed developed, but the simplicity and kindness of the past are no longer seen. Moral decline, moral decay, and conscience corruption... are all foreseeable things.

If Zhou Ming was a gentleman who wanted to maintain the original innocence and beauty, he would never release these two monsters.

but……

He just wanted to clear this copy as soon as possible.

And in this dimension, banks are nothing new. The "Gold and Silver Trade Association" under the Magic Association has absorbed deposits of at least several trillion gold coins. A currency called "Purple Gold Coin" issued by the other party, One coin can be worth 10,000 gold coins, but because there are so many counterfeit coins, their face value far exceeds their own value, so there is very little circulation.

In addition, the "Jinyintong Chamber of Commerce" only provides deposit and withdrawal services, with no interest for depositors and no external loan business. The profit model is to charge handling fees and to confiscate the other party's user information in the process of canceling funds that have not changed for more than 500 years. Deposit... This is a taboo, although five hundred years is enough time to confirm that the user is dead.

Therefore, facing the relatively lagging and outdated business model of the "Jinyintong Chamber of Commerce", Zhou Ming was confident that after the establishment of his bank, he would seize a large chunk of the market and even destroy the other party.

You must know that Zhou Ming knows many more methods than the controllers of the "Gold and Silver Trade Association".

As for the stock market, it exists in this world too. It is said that in some economically prosperous free markets, the prototype of stock market trading has already appeared. Although it is not formal, it has the rules that should be in place. Zhou Ming just perfected it.

Moreover, in a world where goods, wealth, and population move rapidly, the emergence of banks and stock markets at a certain stage of development is actually a natural process that does not depend on human will. If it were not for the constraints of the backward feudal lordship system, this dimension would have already entered the advanced stage of capitalism.

After all, whether it is economic development, population size or technological level, the condition completeness of this world is much higher than that of "Lingyuan Continent".

As for the two monsters "bank" and "stock market", Zhou Ming is not letting them out, but accelerating their growth based on the existing foundation... This is not considered evil.

After the palace meeting, Zhou Ming was left alone by King James.

The guards outside the palace could hear His Majesty the King's roar and questioning, which exceeded 180 decibels, and lasted for a full five minutes.

But after ten minutes, the roaring stopped.

Half an hour later, the guards felt as if they had seen a ghost. They saw His Majesty the King personally sending the boy out, his face glowing red and smiling.

What on earth just happened?

In the beginning, he was still shouting about beating and killing, but now, why is His Majesty the King treating that boy with the same enthusiasm as his own son?

Zhou Ming shrugged. He just gave the king a 20-minute lesson and then conquered him.

Three days later.

In a side hall of the palace.

King James and more than 20 nobles gathered together and held a meeting.

Discuss an issue.

Money transportation issues.

These more than 20 nobles are all downstream dealers of potion manufacturers. After they sold all the magic potions in their respective sales areas, a question posed in front of them: How to transport the money back?

How can the millions of gold coins earned by each family be transported back to the Yadud Kingdom?

This is a very serious problem. There are millions of gold coins, weighing 3 or 40 tons. What should I do if I want to get this money?

Transported by horse-drawn carriage?

Every time you pass through a lord's territory, you have to pay a road tax, and you have to transport it back to the country safely under the covetous eyes of bandits everywhere... Then you have to go to the Adventurer's Guild and hire a team of adventurers.

These costs account for about 30-40% of the cost of transporting gold coins, and the risk factor is high.

Luck with a griffon?

This must be ruled out first. The hiring fee for a griffin is 1,000 gold coins, and the weight of the shipment is exactly equal to the weight of 1,000 gold coins... These families cannot earn a single gold coin.

So the trouble facing these families is: money is earned, but it is difficult to get it... happiness and pain.

bank.

In surrounding kingdoms, chain banks were opened.

The profits are first deposited in the bank, and then the money order is issued. The amount on the money order is used to represent the amount of gold coins. Cross-border transactions are realized through the change of gold coin ownership.

The advantage of this method is that it avoids long-distance transportation of gold coins, but the disadvantage is that it will lead to serious imported inflation and large-scale money shortage.

By that time, the issuance of banknotes will be put on the agenda.

And in order to completely solve the problem, we have to find a way to transport a batch of gold coins from abroad to solve the money shortage and reduce transportation costs at the same time.

How to reduce transportation costs?

Zhou Ming found Yodel, the person in charge of the "Continental Chamber of Commerce and Industry", and gave him a set of "transport aircraft design drawings". The power modes used were propeller engines and magic drives, and asked the other party to organize personnel to conduct research.

Zhou Ming is more optimistic about the "propeller" powered transport aircraft driven by diesel, because there is oil in this plane, and the reserves are quite widely distributed.

For example, there is a large amount of oil buried in the large "black swamp" in the south of the Yadud Kingdom.

When the "propeller" transport aircraft is produced, the problem of long-distance transportation will be solved, and the money shortage problem of the Yadud Kingdom will naturally be solved.

By then, the time for the establishment of the stock market will have almost arrived.

Zhou Ming estimated that it would take at least three years to complete all of this.

From now on, he can "don't care about money" and "see money as dirt" completely.

After hearing Zhou Ming's thoughts, King James and more than twenty nobles nodded.

Establishing a chain bank is indeed a good solution.

Zhou Ming also suggested that they should not hold on to those gold coins in their hands. The money spent is money. They can purchase more medicinal materials abroad and transport them back to the Yadud Kingdom. Although there will be some losses on the way, the unit of medicinal materials It has low value, few uses, and fewer covetous forces, so the cost of transporting it to the Yadud Kingdom will not be much higher.

In addition, everyone can form a caravan of their own. In addition to buying and selling medicinal materials, they can also sell Yadud's new clothes abroad, and then purchase some wool and cotton from abroad to feed back the country's clothing industry.

In this way, in addition to the "pharmaceutical export industry", the country's "apparel export industry" can also be developed.

"You mean the costumes of the Torres family?" Someone's eyes lit up.

"The clothes of the Torres family are indeed good. There are no nobles in the kingdom who do not wear the clothes of this family."

"I heard that many foreign nobles like the 'Menglan Clothing' of the Torres family very much, and they have sent people to the kingdom to buy it at high prices."

"I know about Menglan Clothing! Recently, this store has launched something called 'silk stockings'. It is said to be woven from some kind of velvet silk. It costs 5,000 gold coins a pair. It is pricey but not available. Many ladies are crazy about them! "A noble shook his head and said.

"Menglan Clothing... isn't this also a store in which Lei Lin holds shares?" Someone looked at Zhou Ming and said.

"Not just clothing stores, but also cake shops. My butler told me that the Rudolph family's cake shop has now opened branches in ten kingdoms and makes more money than us!"

Now, everyone in the side hall looked at Zhou Ming differently.

Extremely hot.

Golden light emerged.

At this moment, King James is extremely happy: Fortunately, this boy has become the financial controller of his kingdom. Otherwise, there will be many ways to make money, and he will pass by the royal family. How can the loss be inestimable?

Some people even murmured secretly: "Is this kid Leylin the reincarnation of the legendary God of Wealth Hax? How can he make money so well?"

So among the upper echelons of the Yadud Kingdom, Zhou Ming got a nickname that gradually became louder:

God of Wealth Hax!

…

September 20th.

Fitz, who was sent to the Dolan Empire to investigate the whereabouts of the little elf princess, wrote a letter through the gryphon messenger:

He found out the news about the little elf princess.

"There, whose hands is the little princess now?"

Angelique Tika ran over quickly, rushed into Zhou Ming's study, and asked anxiously.

After waiting for the news for more than three months, she was really anxious to death!