Urban Sims

The wave of paper money swept through the Wancheng Kingdom, and hundreds or thousands of types of banknotes were dazzling.

Due to differences in face value, purchasing power, and guarantee issuing institutions, it is foreseeable that considerable confusion will arise in the exchange and circulation of hundreds of banknotes.

They can't even circulate with each other.

The best way is to issue only one set of banknotes in the country and share one set of banknotes across the country.

This can bring a lot of convenience.

Zhou Ming thought this way at first. Before issuing gold yuan coupons, he approached the country for cooperation and hoped to jointly issue banknotes, in which he would have a certain share.

Paper money?

When the money bank officials heard this term, they had the same reaction as Bai Xutang. They thought it was a fantasy, a joke, and there was no way it would succeed.

A few months later, these officials were naturally slapped in the face and regretted it endlessly. However, a country that lost the opportunity can only issue banknotes with the widest circulation range and the guarantor is the most trustworthy. It is impossible to eliminate that group. Hundreds of banknotes popped up.

Because of the benefits of paper money, other cities have discovered that as long as they control the power to issue paper money, the wealth of the entire city can be gathered in the hands of the currency issuer.

As long as your credibility does not collapse, endless wealth can be controlled through the money printing machine.

Smart people who discover this benefit will certainly not let go of the power of currency issuance.

Of course, the top leaders of the country want to take back all the currency issuance rights just like taking back the military in each city, but it is too late. If they take it back forcefully, it will cause a backlash in all cities and unanimously oppose it.

The helpless top state officials had no choice but to call in the money bank officials, cursed them as "idiots and losers" and fired them.

Therefore, for many years, Wancheng Domestic maintained a chaotic situation in the currency field with hundreds of sets of banknotes circulating at the same time.

As the inventor of banknotes, Zhou Ming could only express his helplessness.

It's not that he hasn't tried hard, but those officials don't believe it, and there's nothing he can do.

However, less than a year ago, when Zhou Ming learned from intelligence that Dongyuanzhou was also vigorously promoting the use of banknotes, he was immediately shocked.

Dongyuanzhou is also promoting banknotes. How is this possible?

How could it be so fast?

If Jiang Ruyue heard Zhou Ming's exclamation, she might simply reply: Sorry, we are just so fast.

In fact, Jiang Ruyue also controls an intelligence collection agency and attaches great importance to the situation in Wan Chengguo.

Normally, if there is any major event or news happening in Wan Chengguo, a summary of all kinds of information will appear on her desk in about a week.

The wave of paper money initiated by Wan Chengguo certainly attracted her great attention.

And from many news reports, we can see the strategic significance and long-term value of banknotes.

Even when most of the initial reports were negative and mocking about the emergence of banknotes, her eyes lit up.

Then they increased their attention, ordered intelligence personnel, and found a way to get some Wanchengguo banknotes.

What left a deep impression on her was the "Golden Yuan Voucher" issued by Wancheng Guoxuan Qingcheng.

These golden round coupons are made of beautiful materials, beautiful patterns, unique feel, and multiple anti-counterfeiting marks, making them even more amazing.

In particular, the gold round coupons with a face value of 1,000 are all golden and red, and the color is festive, giving people a sense of elegance. When you hold it in your hand, you can't put it down.

When she learned that the designer of these gold yuan coupons was Bai Feiyang, the inventor of banknotes, Jiang Ruyue was even more amazed, her eyes shining with love for talent.

He murmured: "Why wasn't a genius like Mr. Bai born in our Dongyuan Continent? If such a genius can be used by me, why worry that Dongyuan Continent is not strong?"

Jiang Ruyue knew about Bai Feiyang's famous name.

First of all, there was the news about a genius, a peerless genius in cultivation. In those days, she paid close attention to the news that he defeated all the heroes in the world in order to marry Fairy Mu. She looked forward to the point where the information was sent every day, just to see if he could Complete the challenge and successfully marry Fairy Mu.

Later, he succeeded in the challenge. Jiang Ruyue almost jumped up with excitement, and countless envy surged in her heart, envy for Fairy Mu.

Secondly, he is also an inventor.

Genius inventor.

He has successively invented the Lingyuan wired telegraph, Lingyuan typewriter, movies, and other things that have greatly helped and promoted the military, office, and entertainment.

For these three inventions, Jiang Ruyue has experimental products or smuggled finished products, which are very easy to use, especially movies, which she likes best. For example, the movie "Seven Swords Down the Mountain to Fight Evil Demons" also directed by Bai Feiyang, she I watched it no less than ten times.

Now, he showed himself the epoch-making invention of "paper money".

The idea in Jiang Ruyue's mind was opened up, and she quickly came up with the idea of ​​​​learning to imitate and promote the issuance of banknotes in Dongyuanzhou.

and immediately take action.

It's just that with Dong Yuanzhou's technology and talent reserves, it is impossible to print banknotes with perfect anti-counterfeiting functions and invent a banknote printing machine with high banknote printing efficiency in a short time.

It will take at least ten or twenty years for people to conduct research on paper, ink, watermarks, etc.

Jiang Ruyue couldn't wait that long.

It can only be smuggled and imported from Wancheng Kingdom through the intelligence organization.

So I spent hundreds of millions of spirit coins and waited for several months to finally get a banknote printing machine and corresponding supporting equipment. After a lot of effort, they were shipped to Dongyuanzhou.

A group of experts were ordered to install and debug for several months, imitating the style of the gold yuan coupons of Hyun Qing City, and printed the first batch of banknotes belonging to Dongyuanzhou.

This kind of banknote was named "Xiaoyao coin" by Jiang Ruyue.

Someone may ask here: In Wancheng Country, where the private sector has huge reserves of spiritual coins and the purchasing power of spiritual coins has depreciated to the point where it is inconvenient to carry around, it is understandable that the paper currency was successful. If it is copied to the Eastern Yuan where the purchasing power of spiritual coins is not that low Zhou, will this approach work?

It's totally possible.

Why do you say that?

There are three main reasons.

One, there are many spiritual stone mines buried underground in Dongyuanzhou. There are many super spiritual stone mines with a mining value of more than 10 trillion or 100 billion spiritual coins. After millions of years of continuous mining, the number of private spiritual coins has increased. It is also very large, it can be said that there are more than the four continents of Central, South, West and North combined.

Therefore, the purchasing power of Dongyuanzhou's spiritual coins is not as exaggerated as that of Wancheng Kingdom, but it is not particularly high either.

Second, the commercial exchanges between the cities in Dongyuan Continent are extremely active and frequent, especially bulk commodity transactions. It is still very troublesome to settle with spiritual coins. The quantity carried is too large, which may even affect the quantity of goods carried.

If you promote lightweight and easy-to-carry banknotes, they will definitely be welcomed by businessmen.

Especially welcomed by big businessmen.

Three, there is also inflation within Dong Yuan Continent.

Inflation caused by imported spirit coins averages around 3% per year, and exceeds 5% or 8% in some cities.

Why did this happen in Dongyuanzhou?

Foreign trade exports.

The total annual exports of Dongyuanzhou exceed 3 trillion spiritual coins, which is about twice that of Wancheng Kingdom.

How come Dongyuanzhou's foreign trade exports are so much better than Wanchengguo's?

The reason is that in the past 20 to 30 years, various cities in Dongyuan Continent have built a large number of Lingyuan factories or hydraulic factories, vigorously promoted industrialization, and produced a large number of industrial products.

The people of Dongyuanzhou are generally diligent and smart. Seeing that the domestic products are valuable, they buy them, study them, and carry out reverse imitation. Then, relying on the advantage of low labor costs, they have made great achievements in agriculture, textiles, primary industrial products, etc. Great results have been achieved. Although the quality of the products produced is average, but with the advantage of low price, it has defeated similar products from Wancheng Kingdom in other continents.

Facing the attack of Dongyuanzhou's flood of low-priced commodities, Wanchengguo's profits for many types of primary commodities dropped sharply, and they even chose not to export them anymore when they saw that they were unprofitable.

Many businessmen and factory owners in Wancheng Kingdom had a very bad impression of Dongyuanzhou. These actions of Dongyuanzhou made them very angry.

But they had no choice but to ask the officials of Wancheng Kingdom to increase the technical blockade of Dongyuan Continent.

In this way, Dongyuanzhou, which became rich with "copycats", made a lot of money that belonged to Wanchengguo merchants in foreign trade.

This also includes Jiang Ruyue's "contribution". For the development of Dongyuanzhou, she has always encouraged the introduction of advanced and mature technology and experience from other continents and advocated local digestion and absorption.

Of course, she also found solutions to the problem of imported inflation caused by Wan Chengguo's wave of paper money.

In Dongyuanzhou, paper money was also promoted.

But as soon as she made this decision, she was immediately questioned and opposed by the nine heads of state. They thought it was unreliable. How could a piece of tattered paper be used as real money?

Jiang Ruyue did not refute, just smiled and made a bet with them: the "Xiaoyao Coin" she issued would be first issued in the territory directly under the Xiaoyao Palace. If the people widely accepted it, then it would be promoted to the whole continent. If the people could not accept it, it would be promoted to the whole continent. , then she cancels this reform and abolishes paper currency, and she will bear all the losses.

The nine heads of state agreed to this bet, all feeling that the paper currency reform was unlikely to succeed.

But they didn't see Jiang Ruyue's hidden smile and confident expression.

One month later.

Xiaoyao Coin successfully slapped the nine heads of state in the face with its circulation performance that was warmly welcomed and widely praised by businessmen and common people.

The nine heads of state also realized the importance of the right to issue banknotes, did not abide by the bet, and soon issued their own banknotes.

However, the market popularity of the nine types of banknotes that have lost their first-mover advantage is simply not as good as that of Xiaoyao coins.

Moreover, the nine types of banknotes are issued in a hurry, the printing technology is rough, and the anti-counterfeiting technology is even backward. They are easily counterfeited and are not as good as Xiaoyao coins.

I was cheated several times, and after paying my tuition, I was quickly abandoned by businessmen and common people.

In Dongyuanzhou's market, the only banknote that is widely recognized, has strong credit, and is willing to be used by people is the "Xiaoyao coin".

Xiaoyao Palace, which controls the financial lifeline of Dongyuanzhou, has greatly enhanced its control over Dongyuanzhou.

Zhou Ming lamented:

"In competition between countries, we must not be complacent if we are one step ahead. The latecomer advantage of those who are lagging behind is sometimes really worrying."

"Jiang Ruyue, you are quite like your father."

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