The Rebirth of the Financial Hegemon

In the early 1990s, under the influence of Japan's real estate bubble, the Japanese government and various Japanese groups began to adjust their investment strategies.

The Japanese consortium can be seen all over the world.

They took the money and invested in building factories around the world.

Electronic products and automobile manufacturing almost monopolize half of the world.

Almost wherever the products of Japanese companies are sold, there will be Japanese companies.

And wherever Japanese companies gather, there will definitely be Japanese banks.

With the combination of industry, technology, and finance, Japan has become the second largest economic system in the world.

With the rapid economic development of Southeast Asian countries, Japanese chaebols have set their sights on these emerging market countries.

Zaibatsu group companies headed by Mitsubishi, Sumitomo and Fuji.

A large amount of human and financial resources have been invested in these emerging market countries.

Take Thailand for example.

In Thailand, except for Japanese car companies, there are almost no foreign or local car companies.

In the economic leap of Southeast Asian countries, Japanese companies are also blooming in these countries.

In addition to factories, there are also a large number of Japanese commercial banks.

Sumitomo Bank, Fuji Bank, and Mitsubishi Bank have successively established branches in Southeast Asian countries.

Relying on the developed financial system and hedging transactions on interest rates, these banks can earn large profits from Southeast Asia every year.

Among them, Bank of Tokyo-Mitsubishi and Sumitomo Bank are the most important.

The Bank of Tokyo-Mitsubishi is the largest commercial bank in Japan, and its total assets are the largest in the World Bank.

In April 1995, it was formed by the merger of the Bank of Tokyo, a Japanese foreign exchange professional bank, and Mitsubishi Bank, one of Japan's large urban banks.

Sumitomo Bank was founded in 1895. After annexing four banks including Wakayama and Sixty-One, Sumitomo Bank became one of the five largest banks in Japan.

Later, Sumitomo Bank merged with Hanoi Bank in 1965.

It surpassed Fuji Bank and became the second largest commercial bank in Japan.

It is also the core of the Sumitomo Corporate Group.

In 1987, Sumitomo Bank's total assets were US$250,568 million, ranking second among the world's 500 largest commercial banks.

Bangkok.

Sumitomo Bank Thailand Branch.

President Koichiro Kawada is personally receiving a VIP customer.

Robert Baden-Powell.

A nobleman from England.

After several exchanges, Mario Minakami learned the reason why Robert came to Sumitomo Bank.

This capitalist from the UK wants to set up several financial companies in Thailand.

The purpose, Robert did not say.

But Koichiro Kawada guessed that this British visitor wanted to get a share of the emerging market in Thailand.

In recent years, Thailand's economy has slowed down slightly.

But there is still a large inflow of hot money.

Driven by all kinds of hot money, whether it is the real estate industry or the financial industry, there are faint signs of being named the first of the Four Little Tigers.

The active market has allowed many incoming funds to make large profits.

This has allowed many discerning people to see the opportunities.

In particular, the speculative market is a good place to make huge profits.

What excites Kawada Koichiro is that Mr. Robert hopes to borrow one billion US dollars worth of Thai baht from Sumitomo Bank.

This is big business.

So after receiving the report from the hall manager, Kawada Koichiro immediately came out to receive it in person.

In order to suppress the rise in inflation, the Thai government raised the loan interest rate to 8%. However, due to the slowdown in economic growth in European and American markets, the interest rates in these countries are only about 4%.

As long as you borrow money from these countries and put it into the Thai market, you can earn a large interest rate difference.

Coupled with the shortage of funds, this interest rate spread can even increase to 5% to 8%.

After confirming Robert Baden-Powell's intention to borrow money, Kawada Koichiro suppressed his excitement and spoke.

"Mr. Robert, I don't know how you plan to borrow this fund."

"That's right, I'm going to pledge the U.S. Treasury bonds held by the company to your bank..."

Kawada Koichiro felt happy.

If there is a country that is the largest creditor of the United States, it is Japan.

Because U.S. Treasury bonds are a common currency asset almost equivalent to the U.S. dollar.

In addition to not having to worry about depreciation, there will also be stable income.

Both the Japanese government and several major Japanese commercial banks purchase large amounts of U.S. Treasury bonds every year.

Sumitomo Bank, including Sumitomo Bank, underwrites a certain amount of bonds in the U.S. bond market every year.

This is a better asset than real estate.

There is a possibility of depreciation in the value of real estate, but not only will U.S. Treasury bonds not depreciate, on the contrary, the assets will increase in value with stable income.

Kawada Koichiro made a judgment.

Using U.S. Treasury bonds as collateral means there is no risk.

……..

Fifth Avenue is an important north-south thoroughfare in Manhattan.

Fifth Avenue between 60th Street and 34th Street is called the "Street of Dreams" because it is home to many famous brand stores and is a high-end shopping district.

Now that I'm in the United States, if I don't take a nice stroll, I'd be sorry for this long journey of thousands of miles.

What's more, for women, shopping is almost natural.

Under Ouyang Lan's persuasion, Zhao Jiangchuan had no choice but to accompany her on the Street of Dreams.

It started okay.

Occasionally going shopping with your woman is also a way to increase your relationship.

But not long after, Zhao Jiangchuan felt like he was collapsing.

He had never understood why a woman could try on a piece of clothing for a long time.

And after trying it, I obviously like it but I just don’t buy it.

Banana Republic store.

Ouyang Lan was twirling in front of the mirror in a black one-piece dress with a waistband.

There are no decorations on this one-piece dress, but its bright silky quality makes it look low-key and luxurious.

Ouyang Lan is relatively small.

However, although her height is small, it does not mean that she is also small in other places. Her almost S-shaped curve is no worse than that of ordinary European and American women.

Under this tight one-piece dress, her curvy figure was completely on display.

The black fabric made her already fair complexion look fairer.

Paired with the diamond necklace around her neck, she looked like the most dazzling pearl.

Not far next to her.

The shopping guide in the store was flatteringly praising her.

Good figure and good looks.

Of course, the most praised thing is the perfect match between Ouyang Lan and this dress.

Unfortunately, Ouyang Lan didn't answer a word except laughing.

There was no other way. Apart from being able to understand a sentence or two, she didn't know how to speak English at all.

After standing in front of the mirror for a long time, Ouyang Lan reluctantly took off her clothes and put them in their original positions.

The poor shopping guide's face was full of confusion.

All her words about feelings were in vain.

Zhao Jiangchuan, who was sitting aside, couldn't stand it any longer, so he shouted to the shopping guide.

"Pack."

This is still a good thing.

The shopping guide girl with a resentful face immediately smiled happily and hurriedly took the clothes to pay for the tickets.

More than three thousand knives.

With such an expensive price, it cannot be sold every time.

Although Ouyang Lan didn't understand English, she could guess what Zhao Jiangchuan said by looking at his movements.

She scratched and pouted unhappily.

"Boss, let's go to the next one and check it out. This one is too expensive."

"I think you like it very much. If you buy it, go to the next store."

“You don’t have to buy it if you like it.”

"……."

What the hell kind of logic is this.

"Why go shopping if you don't want to buy? The reason for shopping is not to buy things."

"You also said it's shopping. Since it's shopping, it must be just shopping and not shopping. Otherwise, why isn't it called shopping?"

"..."

Zhao Jiangchuan was defeated.

he said viciously.

"I'll buy it when I say it."

The little secretary was so frightened by her boss that she dared not say a word.

She lowered her head and whispered softly.

He looked a little unhappy on his face, but his heart was as sweet as honey.

What she likes most is her boss's overbearing and unreasonable attitude.

Under the farewell of the shopping guide lady, the group left again.

street.

Ouyang Lan's face was filled with a happy smile.

She was like a little bird landing under the eaves, holding Zhao Jiangchuan's arm and resting her head on it.

"Boss, why are you so nice to me?"

"It's not nonsense. You are my woman. If I don't love you, why should I love others?"

"Hehe...I want to kiss you."

"Can you reach it?"

"I hate it, and I dislike people who are short."

"Who said I dislike you for being short?"

"That's what you said just now."

"How can I hold him up if I'm not short, haha..."

Zhao Jiangchuan's face was filled with a smile. How could Ouyang Lan not understand the meaning of those words.

She pretended to be angry.

"Hmph, you're a big pervert, thinking about doing bad things all day long."

"Hey, I didn't say anything. What bad things are you talking about?"

"snort….."

"Humph, what are you? Are you suggesting that I go back and do bad things now?"

"Hate….."

Emotions are something that is always cultivated.

Otherwise, there would be no such thing as long-lasting love.

Flirting from time to time will always make people feel indescribably relaxed and comfortable.

Whether it's love or possession, it doesn't matter anymore.

Zhao Jiangchuan knew that he really liked his little money fan.

Maybe it was because of Ouyang Lan's petite figure at first, but now, he likes everything about Ouyang Lan.

Her coquettishness, her shyness, her stupidity and clinginess.

Everything will make Zhao Jiangchuan deeply like it.

"Boss, I want to help Sister Xiaoyue and Auntie buy some clothes. Please accompany me to that store to have a look."

"Auntie? Which auntie?"

Zhao Jiangchuan was serious and asked questions knowingly.

"It's so bad, you know you still want me to say it."

"Haha, I haven't even met my mother. Do you know what clothes to buy? You little bastard, if you want to curry favor with people now, are you paying attention?"

"……."

Ouyang Lan lowered her head and didn't know how to answer when Zhao Jiangchuan told her something.

As a woman, when everything is given to a man, the last thing she strives for is probably that status.

But every time she thinks about this, Ouyang Lan will feel uneasy.

Love to the depths of the heart.

Ouyang Lan felt that she was worthless and she never dared to ask this question.

She knew that with Zhao Jiangchuan's status, there would definitely be many women.

And she will definitely not be the most dazzling one.

Ouyang Lan's heart was so flustered that she really wanted to ask the question she had always wanted to ask.

But Ouyang Lan has never had the courage.

She didn't even dare to raise her head and look into Zhao Jiangchuan's eyes.

"Little money fan, why don't you say anything? Maybe I guessed it."

Ouyang Lan lowered her head and bit her lip.

Tears welled up in eyes.

Finally, she summoned up all her courage.

"Boss, will you marry me..."

The sound was so low that Zhao Jiangchuan could hardly hear it.

Will you marry?

Zhao Jiangchuan laughed dumbly.

For him, this kind of problem has never been a problem.

"Little money lover, look into my eyes."

At Zhao Jiangchuan's signal, Ouyang Lan, who had never dared to look up, looked into those eyes.

His eyes were as dark as a deep pool, and seemed to have a soul-devouring magic power.

Under the gaze of these eyes, Ouyang Lan stared at each other blankly as if hypnotized.

She saw the pity and love deep in his eyes.

Then, Ouyang Lan felt a heat on her mouth.

While she was still in a daze, Zhao Jiangchuan suddenly kissed her.

Ouyang Lan was startled by being kissed suddenly.

she said quickly.

"No, there are a lot of people here."

Zhao Jiangchuan didn't force it, and left as soon as he let go. He just let go and lectured fiercely.

"If you dare to say such stupid things, let's see how I deal with you when I get back."

….

U.S. Treasury bonds are one of the highest quality assets and have almost no possibility of depreciation.

Coupled with the fact that there must be premium income, Koichiro Kawada agreed to the British aristocrat's loan conditions in accordance with Robert's request.

Jushi Asset Management under Robert's name holds one billion U.S. dollars in U.S. Treasury bonds. With a pledge ratio of 100% of the face value, Sumitomo Bank approved the final loan application.

Based on the exchange rate between US dollars and Thai baht, Jushi Asset Management finally obtained 23 billion baht from Sumitomo Bank at an annual interest rate of 11%.

That is to say.

Calculated based on annual interest rates, Jushi Asset Management has to pay nearly 2.54 billion baht in interest to Sumitomo Bank every year.

Calculated based on Thailand's fixed exchange rate, this means that Sumitomo can earn a profit of 1.1 billion US dollars per year.

This is a huge profit for the banking industry.

When Zhao Jiangchuan received the news, he almost laughed out loud.

Pledge and lend, then exchange for equal value after borrowing, buy again after replacement, and pledge again after buying.

With the means Zhao Jiangchuan has at his disposal, he can maximize this leverage.

In theory, if this kind of leverage continues to increase, it may increase to trillions.

Just like the Chinese stock market in 2015, under leverage, trillions of single-day transactions were pried out.

The securities are mortgaged to the bank, which then buys the securities, and then mortgages them again after buying the securities.

under the cycle.

Shengsheng has leveraged the Chinese stock market, which used to have only tens of billions of transactions, to the point where even the exchange server cannot count the transactions in a single day.

one trillion?

No, no, it is impossible to count.

Of course, the theory is just a theory. If this continues, sooner or later the Thai government will discover it.

By then, it won’t be that easy to play again.

Soros, Robinson.

I hope you still have time to borrow money.

But you can rest assured that my boss never abuses people. If you work well, I will definitely leave you a sip of soup.

In a small office on Wall Street, Zhao Jiangchuan smiled jokingly.