The Pioneer of the Rebirth Era

There was a moment of silence in the living room.

Ma Fengyun looked at Yang Dongxu and said with a slightly heavy expression, "I'm not just fighting with Alipay, Huabei is an important supplement to online shopping."

"Understood, not only do you get flowers, but Jingdong's side also needs to get a white note or something, and Suning's side also expects to get an overdraft balance or something." Yang Dongxu nodded.

Huabei, which is similar to credit card overdraft spending, is indeed a great addition to online shopping. It appears that no matter how many people become slaves of Huabei like Kanu, the first thing to do when the monthly salary arrives is to repay the money.

Only from the point of view of online shopping, only from the perspective of promoting consumers to shop online, and only from the point of view of capital. Although the advent of this software is not as epoch-making as Alipay, it is at least a milestone event.

And after being stolen by Alipay once, although UnionPay is very strict about the online payment method. But after all, it is the trend of the times.

Even if Ma Fengyun doesn't get a Huabei, it will be based on the current activity of online market transactions. It is also impossible for everyone to be killed by the Alipay card.

What Jingdong Payment, NetEase Payment, Suning Payment, etc. are either direct, or the means of curve network payment similar to Huabei are all on the way.

It's just because digging treasures is the most popular now, Ali is developing the fastest, and Ma Fengyun jumped out first. If he could endure a little longer, maybe the big strongman on Jingdong's side, even if he relied on Yang Dongxu more than Ma Fengyun, couldn't help but be the first to do something against the Lord.

The general trend of the development of the times is here, and Alipay has made UnionPay realize that online payment cannot be opened casually.

But Alipay did not engage in Huabei, and secondly, it did not engage in Yu’ebao. It's just that the transfer fee and convenience make UnionPay feel a little threatened, and this hole cannot be easily let go.

But it's just that these threats are obviously limited, and the card's mouth is not so dead. Whether it is Ali or Da Qiangzi, even if he is concerned about Yang Dongxu, the major shareholder, he can still obtain a license for online payment from other channels.

For example, Ma Fengyun's Huabei, isn't the financial loan license for credit loans paid online just like this?

Therefore, to the outside world, it seems that Ma Fengyun is obviously provocative towards him, but Yang Dongxu is not so angry in his heart, and there is no conspiracy to target Ma Fengyun.

Of course, although I don't care about this in my heart, I can't show it on the surface. Everyone feels that this is a provocative act, and you are giggling like a normal person.

When other people look at you and provoke you, you don't care, so can I take advantage of other things?

Especially on Ma Fengyun's side, he dared to provoke the other party with a cold face, and if he gave the other party a smile, this daring fellow will not be turned upside down in the future.

"You can understand it. In fact, it is not just Huabei. In my vision, it is actually possible to open an online bank. To put it bluntly, a bank is actually a credit structure.

As long as our credit standard people trust us, it is completely credible to get an online bank deposit and withdrawal. And online banking is more convenient and faster than offline banking.

Transfers do not require any handling fees to facilitate transactions, and there is no offline bank's superior service attitude. Whether it is service or work efficiency, it exceeds offline banks by a large margin. "Ma Fengyun said.

He felt scared, so he wanted to repay Yang Dongxu with Yu'e Bao to let the other party extinguish the fire?

Obviously not, he only proposed an online bank similar to Yu'ebao at this time. That's because this guy is smarter than anyone else. He knows what it means to have an online bank. He is a little clueless. He wants to pull Yang Dongxu, the absolute boss, in front of him.

If it wasn't for his lack of confidence, this matter involved too many people who would stab him if he couldn't get it right, and he wouldn't be so kind to pull Yang Dongxu into the car.

This guy is neither tall nor fat, but very possessive. What you can eat completely, even if it is an adventure. Only in this kind of unpredictable danger, and I feel that my small body really can't handle it, will I think of finding a partner.

"The current banking efficiency and procedures are indeed too rigid, and there are too many areas for improvement and promotion." Yang Dongxu nodded and agreed with Ma Fengyun's words again.

It was the faint smile on the corner of his mouth that was full of deep meaning.

Ma Fengyun did not capture his subtle expression, after hearing that he directly agreed with his opinion. Ma Fengyun was stunned at first, then looked ecstatic, "Yang Dong also feels that online banking can be done."

"It can be done. Not only can it be done, but it must be done in a big way. There are indeed many problems in the current banking industry, both in terms of services and systems, and they need some external pressure to remind them that they can't always follow the old ways and should wake up. When you wake up, you don’t say that you will lead the times, but at least you can’t become a stumbling block to the times.”

"What Yang Dong said is absolutely right, the banking industry is always in a deadpan step-by-step now, and there must be a little external pressure to wake them up.

I will open the board of directors when I go back, and Yang Dong will take the lead in this matter. ” Ma Fengyun slapped his thigh and looked very excited. It seemed that Yang Dongxu’s words touched his itch and made him feel that he had met a confidant.

At this time, Ma Fengyun is not the richest man, and the name of Hangzhou horse is not loud enough. Therefore, the courage is not as big as the previous life, and he directly shouted the iconic speech of "the bank will not change, we will change the bank".

"I don't care, I already have Alipay, and I don't want to participate in other things. If you want to do it, you can form a team yourself. If you let Ali do this, I, the shareholder, will vote in favor.

If you do it in a company you set up to make Huabei, and then cooperate with Ali, I will also raise my hand to agree. "Looking at the excited Ma Fengyun and Yang Dongxu, he said calmly.

"This..." The expression on the excited Ma Fengyun's face suddenly got stuck.

"Do you know Huaxia Telecom?" Seeing Ma Fengyun's appearance, Yang Xu asked a question unrelated to the topic at this time.

"I know, a model in the field of communications, if it weren't for those state-owned enterprises' preference, it would definitely be the largest communications company in China." Ma Fengyun nodded.

"China Telecom is mine, I have been a catfish in the field of communications, not only in the field of communications, hurricane buildings, Honor mobile phones ~ www.readwn.com ~ BMW China and so on.

I've been catfishing in a lot of fields, so I'm not going to get involved in influencing the banking industry. After you have known me for so long, you also know my character. I would be too lazy to touch finance if it is not necessary. "

"I want to touch it!" Ma Fengyun couldn't help shouting in his heart. At the same time, he couldn't help but feel a great pity that Yang Dongxu was a waste of money. It is a shameful waste to not touch finance with such a good resource.

If he had Yang Dongxu's status and resources, he would be more than a bank. He would like to make drastic reforms to the development of the country's economic environment!

It's a pity that he is not Yang Dongxu, so he didn't dare to shout out his heart.

So I could only look at Yang Dongxu with a look of shock and surprise, and looked at Yang Dongxu with admiration, "Huaxia Telecom and Huaxia BMW are two star-level private enterprises that are actually owned by Yang Dong. It's not a loss for Yang Dong, he is a role model for my generation. ."

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