Sign-In Failed For 365 Days, My Global Boss

Chapter 14 CCB Cooperation

One p.m.

Chen Yu took Lu Qin to the Urber restaurant because he had already arranged to meet with the president of China Construction Bank this afternoon.

As his assistant, Lu Qin naturally wanted to go together.

Just listening to the voice, the President of China Construction Bank Lu Weng gave Chen Yu the feeling that he was a rough man.

But when he actually met, he realized that Lu Weng was a greasy little scholar with glasses.

An assistant also followed Lu Weng, who was a head taller than Lu Weng, about 1.75 meters tall, dressed in a workplace OL, and looked very professional.

“Haha, Mr. Chen, look up for a long time.” When they met, Lu Weng took the initiative to shake hands.

Chen Yu nodded: “President Lu, please sit down. Let’s order food first, and we will eat later.”

Lu Weng nodded quickly and said, “Okay.”

Chen Yu ordered more than ten dishes in a row, then handed the recipe to Lu Weng and ordered two more symbolically.

Shicai, Chen Yu introduced the two to each other separately: “President Lu, let me introduce you. The one next to me is my assistant, Lu Qin. Lu Qin, this is the President of China Construction Bank, Lu Weng.”

Hearing this, Lu Weng hurriedly stood up and shook hands with Lu Qin: “Assistant Lu, look up for a long time.”

Lu Qin smiled slightly and shook hands back: “President Lu is the one, please take care of me from now on.”

“Yes, it should.” Lu Weng smiled.

Chen Yu nodded and said, “President Lu, let’s make a long story short and go directly to the topic. I want to know, if I put this money in your bank, what benefits will your money bring to me?”

When Lu Weng heard the words, he immediately sat down in distress.

After thinking about it, he said: “Your assets are relatively large. If you are willing to deposit your assets with our bank in the form of large orders for 1-3 years, we can pay you 7%~ 8% annual interest rate.”

The annual interest rate of fixed deposits in general banks is only 1% to 3% at most, and only large deposit certificates can reach the range of 4% to 5%.

And the annual interest rate of 7% to 8% is equivalent to that if Chen Yu saves 10 billion yuan, the annual interest income alone can reach 700 to 800 million yuan!

You know, the average income of each family in the country is only about 30,000 yuan.

In other words, just putting 10 billion in the bank to eat interest is equivalent to the sum of the income of more than 20,000 households who do not eat or drink and work for a whole year!

Chen Yu nodded slightly.

This condition sounds really good, and the benefits are also very impressive. The most important thing is not to take too much risk.

However, the increase in interest rates is not very attractive to him.

Because he still has a system.

Since signing in that day, he has started to accumulate losing streak every night, and when he signs in one or two years later, the funds will be replenished in an instant.

Therefore, the weight of money in his mind is undoubtedly the lightest.

Lu Weng obviously knows this well, and continues: “In addition, you will become our CCB’s top black gold member user, and enjoy the black card and benefits exclusive to CCB black gold members.”

“At the same time, our CCB can also provide you with a credit loan business. With only your ID card, without any collateral, CCB can grant you a credit loan of up to 20 billion yuan, and the loan interest rate will also be adjusted to the lowest ten thousandth one.”

“In addition, if you need a professional financial consultant when you conduct any business activities, we will unconditionally provide you with relevant professional talents.”

“Of course, if you have any personal questions you need help, you can contact me at any time. My phone will keep you open 24 hours a day.”

Chen Yu opened his eyes slightly when he heard the words.

As a state-owned enterprise, CCB is not what Chen Yu valued the most.

What he values ​​most is how much ‘convenience’ state-owned enterprises can bring to him in the future.

For example, provide business consultants to help him solve personal problems and so on.

Especially this ‘solving private problems’ is vague, but as long as you make good use of it, it’s more important than raising interest rates by one or two points!

For example, in the past two years, housing prices in the capital have gone up, and many people from other provinces have found it difficult to obtain a registered permanent residence in the capital.

Without a capital account, even if you are worth hundreds of millions of dollars, wanting to buy a house in the capital is a wishful thinking.

And if Chen Yu wants to buy a house in the capital, he only needs a word, and the people at CCB will naturally find a way to help him solve it.

This is why the rich, after making money, will find ways to broaden their connections and improve their reputation.

For the poor, money can solve all problems, but for the rich, ‘personal connections’ are the universal currency that solves all problems.

Of course, this is just an example.

Chen Yu has hundreds of luxury houses in China, covering almost every corner of the country, so naturally there is no need to worry about buying a house.

Chen Yu didn’t rush to agree to Lu Weng, but waited for the food to be ready and after he was full of food and drink, he slowly said, “You said President Lu, I plan to start a company recently.”

“Opening a company?” Lu Weng was stunned for a moment: “What company does President Chen plan to open?”

“Internet company.” Chen Yu said with a slight smile.

“Internet?” Lu Weng was a little surprised, and immediately frowned, and said: “Mr. Chen, you have to think carefully. At present, there are not many industries that the domestic Internet industry can choose from, and most of the potential industries are also early. It’s occupied by the dragon head, enter the arena at this time…”

What is the difference between going in and sending money?

Lu Weng didn’t say this sentence, otherwise he would feel a bit demeaning to President Chen.

After thinking about it, Lu Weng still said: “I am afraid that it is inappropriate to enter the venue at this time. Moreover, the 4G network has just taken shape. No one can say what the future development trend of the Internet will be.”

“If you want me to say, the most stable industry today is the physical industry. If you really want to start a company, Mr. Chen, I suggest you start with the physical industry.”

Although Lu Weng’s thinking is relatively conservative, his suggestions are still very pertinent.

After all, combined with the current market, the real industry is indeed more stable than the Internet industry.

No matter how big the Internet is, it is after all just a bunch of data. If something other than that happens, a large number of Internet companies will be implicated.

But the physical industry will be relatively more stable.

At least, in this regard, Lu Weng and Lu Qin’s ideas are very consistent.

But Chen Yu laughed and said nothing.

What he has to do is not just start a company and then make the company make money as simple as that.

But he did not explain, but said: “President Lu’s words, I will carefully consider it, but I want to ask not this, but if my company is established in the future, I wonder if CCB is interested in cooperating with us? ”

“Cooperation…” Lu Weng was lost in thought.

The cooperation between enterprises and banks is common. For example, it is necessary to pay the employees of the company to the company, and the wage card must be established with CCB, and the CCB will give the company some additional preferential policies.

But the problem now is that Chen Yu’s company has not yet been established. At this time, talking about cooperation is a bit ahead.

However, do you want to reject Chen Yu?

Obviously it is impossible.

Otherwise, if someone transfers RMB 10 billion to other banks because of this incident, it would be his negligence!

Moreover, this Chen Yu looks so young, obviously he has never started a business, and the chance of bankruptcy in the end is very high.

At that time, the cooperation and non-cooperation will not affect him in fact.

Therefore, Lu Weng agreed very readily: “It is natural to be able to cooperate with people like Mr. Chen, so I wish us a happy cooperation!”

Chen Yu smiled slightly: “Happy cooperation.”