money is not guilty

Chapter 90 I am loyal

The 913 extraordinarily large illegal fund-raising case that had been going on for several months was solved, and Qi Zhongyuan, Zhao Xiaocheng, Zhao Youliang and others were arrested one after another, causing an uproar in the entire Donghua City.In particular, the bankruptcy of Tianma Group had a catastrophic impact on the economy and finance of the entire Donghua City. Nearly 200 people faced unemployment and more than 300 billion debt defaults. Counting the upstream and downstream industrial chains, nearly [-] small and medium-sized enterprises were affected. implicated.For this reason, the deputy mayor in charge of economy and finance resigned.

This incident has aroused widespread discussion across the country, and even alarmed the central leadership.Not long after, a vigorous financial anti-corruption storm developed rapidly in the Chinese mainland. One party and three committees started a strict supervision model. Numerous violations were found out, and various sky-high fines were issued frequently, which reflected the determination and strength of financial anti-corruption work. .

During this turmoil, Zhao Youliang, the former chairman of Donghua Bank, was prosecuted by the procuratorate for allegedly violating the law. Behavior, a 3000 million fine was issued.In this regard, acting chairman Lin Tianhua said that he firmly supports and supports the government leadership, and conducts a comprehensive rectification of all businesses in the bank, overcomes difficulties, catches up, and restores investors' confidence in the financial market.

Donghua University, Lecture Hall No. [-].

Professor Luo Zhisen's last of six academic reports at Donghua University was held as scheduled.In the previous five lectures, Luo Zhisen respectively analyzed the macroeconomic situation of China’s economy, the real estate bubble, the capital market, tax reform and the Sino-US trade war. This is also an important purpose of academic leave.

The videos of these five reports have been widely circulated on the Internet, and have aroused strong repercussions in both the academic and civil science circles.In the last report, Luo Zhisen returned the theme to the origin of the economy: money and original sin.

"In the Middle Ages, the Catholic Church even issued a kind of 'indulgence coupon', if a person committed a heinous crime, he could buy this coupon from the church, thereby reducing or exempting himself from guilt. It is also said that money is The source of all crimes in the world, and all crimes in the world, ultimately boil down to money crimes. This also caused everyone to turn pale when talking about money for a period of time. Then again, are these all the faults of money?"

"Of course not. Money is the most brilliant invention created in the history of human civilization. It is precisely because of the establishment of money and the value system that human labor can be established on a measurable system, thus breeding and multiplying. The great human civilization, the circulation of goods, and the value transfer of different types of work are all finally completed through this transaction mechanism, which cannot be created by any other creature on earth except humans."

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"So, money is just a tool, a value circulation tool. The currency and value exchange attributes it gives make some people try to occupy it through power, war, crime or other illegal means. This is a kind of human greed and inferiority. It shows that, despite all the problems, the root of those problems is not money."

"There is a famous saying in the book "La Traviata": 'Money is a good servant and a bad master.' It is the master of money or the slave of money, which reflects two different views on money. Most of you here are I am a student who is about to step into the society. In the future, I will encounter various problems or temptations. No matter which one, I urge you to establish a correct value for money. Our attitude towards money should be "get what you want" Dao, it is beneficial to use it, and there is a limit to it.”

……

Three months later.

After a lot of contests and balances of interests, Lin Tianhua finally got his wish and became the chairman of Donghua Bank, and Li Youtian, the vice president, was promoted to the president. However, unlike Lin Tianhua when he was the president, Li Youtian was only in name. Many things, including some things within the authority, have to be reported to Lin Tianhua, and Lin Tianhua will give instructions.Of course, Lin Tianhua was so happy. After becoming the chairman, he firmly controlled the affairs of the industry in his own hands.

In the past three months, the Chengdong Sub-branch where Wang Chong works has become one of the busiest departments of Donghua Bank, because Lin Tianhua has put all the work of collecting Tianma Group's [-] billion non-performing loans on the Chengdong Sub-branch, requiring Before the end of June, control the indicators within the range of regulatory tolerance.Due to the postponement of the listing work, Wang Chong's position in the director's office was also cancelled. Fortunately, he was originally a part-time job and returned to the Chengdong branch.

Wang Chong's daily job is to hover between the bank, Tianma Group and the court, writing endless reports, various restructuring plans, and docking with AMC Corporation. He is extremely busy every day, and even the marriage with Ma Xiaoxiao Procrastinate and procrastinate.In the end, the Donghua City Government stepped forward to protect Tianma Group.Liquidate and divide the industries under Tianma Group. Some high-quality projects, such as environmental protection material processing plants and petroleum refining and chemical plants, have been acquired by several large domestic companies in the industry through auction and transfer. Other companies with overcapacity , had to transfer the debt to the asset management company through packaging or went through bankruptcy liquidation.

Fortunately, Donghua Bank has a state-owned holding component. When disposing of Tianma Group’s shares in Donghua Bank, it transferred 5.01% of the shares to a well-known domestic strategic investment company, Huaxia Financial Investment, at a price of 7 yuan per share. .In addition, the land mortgaged by Shunfa Aluminum has also officially launched the auction process. Donghua Bank and the City Merchants Bureau also actively cooperated to introduce investment companies to participate in the auction. It is expected that the auction process will be completed before the end of the year.

Preliminary predictions show that the 2 billion loans will eventually cause a loss of about [-] million yuan, which is the smallest loss among the eight banks participating in Tianma Group.

The final result of the 913 illegal fund-raising case finally came out. After a detailed and thorough investigation, the economic investigation team led by Li Yishu formally handed over the prosecution materials to the procuratorate. After the court trial, Qi Zhongyuan was sentenced to 15 years in prison. Zhao Xiaocheng, Zhao Youliang They were sentenced to fixed-term imprisonment of ten years and eight years respectively. Among them, Qi Zhongyuan and Zhao Xiaocheng were also involved in the crime of hiring a murderer to kill others.

The Economic Investigation Brigade of the Donghua Public Security Bureau led by Li Yishu performed outstandingly in this case, scoring second-class collective merit, and Li Yishu personally also awarded third-class merit, and dispatched an assistant investigator from the Economic Investigation Team of the Provincial Public Security Bureau. It is said that Li Yishu had a chance She stayed in Donghua City because she asked to return to work in the provincial department.

In the blink of an eye, it was June, and the day when Li Yishu would leave Donghua City was approaching. Wang Chong discussed with Ma Xiaoxiao and held a family banquet at home to give Li Yishu a farewell party. For this reason, Ma Xiaoxiao cooked a table of dishes at home, and Li Yishu Favorite boiled fish.

Wang Chong said: "In the blink of an eye, Yishu has been in our Donghua City for more than half a year, and now it can be regarded as a fruitful achievement. This glass of wine is to celebrate our Captain Li's promotion and coming to the province in the future. Don't forget us old classmates."

Li Yishu said with a smile, "Of course I can't forget, I said I would arrest you myself!"

Ma Xiaoxiao also said, "You two are really serious. I remember that when you first came to Donghua last year, the two of you were at odds with each other. Let's not talk about eating, and you couldn't even have a good sentence. Whenever you talked, you quarreled. Remember to get angry, how good it is now, everyone sits together, eats, drinks and chats, the happiest thing in the world is this."

The three drank in one go.

Ma Xiaoxiao said again, "Of course, when Yishu went to the provincial capital, don't just focus on the revolutionary work. You have to grasp both career and love. Both hands must be strong. Wang Chong and I are still waiting to drink your wedding wine Come on, let's get drunk tonight!"

Wang Chong took a look, "There's no more wine!"

Ma Xiaoxiao said, "Why don't you prepare more."

Wang Chong said helplessly, "On weekdays, we don't drink much when we eat. Who would have thought that you would be so happy drinking today! Well, let's chat for a while, and I'll go buy wine!" After that, he put on his slippers and went downstairs to buy wine go.

Li Yishu doesn't drink well, she already drank too much today, she straightened her short hair with her hands, then hugged Ma Xiaoxiao, with tears in her eyes, said: "Xiaoxiao, I'm so envious of you!"

Ma Xiaoxiao was taken aback when she heard the words, she knew that Li Yishu liked Wang Chong.But Li Yishu was too arrogant, and couldn't let go of airs. When she didn't come to Donghua, Ma Xiaoxiao and Wang Chong had a close relationship, but they never pierced the window paper. But when she came, Ma Xiaoxiao gave birth A sense of crisis, at this time, the difference in personality between the two is reflected.She let go of her girlish reserve, and took the initiative to confess to Wang Chong, and finally came together with Wang Chong. In this way, in a sense, she should also thank Li Yishu.But at this moment, seeing Li Yishu crying so sadly, she felt sad too.

She hugged Li Yishu tightly and said, "Yishu, my good sister, I'm sorry, I can give you everything, but Wang Chong, I can't."

Li Yishu said, "I know, that's why I'm leaving. In this life, I should be happy to have good friends like you."

When Wang Chong returned from buying wine, he saw the two of them crying and asked, "Why are you crying?"

Ma Xiaoxiao and Li Yishu said at the same time, "You, get out!"

Wang Chong was a little confused, standing there, neither entering nor leaving, he didn't know what to do.

That night, Ma Xiaoxiao and Li Yishu were so drunk that they drank one bottle of Wuliangye and three bottles of red wine. Ma and Li basically drank all of them. At the end, they talked nonsense, hugged each other and cried, and finally threw up in the bathroom. The living room was all over the place, but Wang Chong suffered a lot. He waited on him for a while, took care of that one for a while, and finally helped the two of them into the bedroom, and went to the study by himself to spend the night.

The next morning, Wang Chong woke up and went to buy breakfast. Ma Xiaoxiao was still asleep, but Li Yishu had already left.That afternoon, Li Yishu packed her luggage, and Xiao Wang sent her to the provincial capital.

In late June, Wang Chong brought Su Lei and Zhang Feifan to negotiate a batch business, and completed the delivery at the end of the month, and completed the half-year target set by Lin Tianhua at the time specified by Lin Tianhua.What is even more gratifying is that under the leadership of Wang Chong, the entire Chengdong Sub-branch has taken on a completely new look. It is completely gone from the lazy and procrastinating trend of last year. This is what Wang Chong prefers to see.

He said at the executive meeting, "In the past six months, our Chengdong sub-branch has experienced the test of ice and fire, and finally withstood the test. Our sub-branch can have what it is today. Everyone, I am proud of you!"

Everyone said, "President Wang has a good leadership."

Wang Chong said with a smile, "I don't have any leadership skills, but I'm more diligent and capable at work." Having said that, in his heart, he still scored an A for his performance in the first half of the year.

After June, various ranking indicators came out, and the Chengdong Sub-branch ranked sixth.

Although the ranking is basically the same as that at the end of last year, it was achieved when Tianma loaned out a serious risk, and last year's ranking was purely based on some technical operations to get this score.

Chairman Lin Tianhua is going to launch a comprehensive reform of the business department system. This plan was reported to Zhao Youliang last year, but Zhao Youliang was retained. Now that Lin Tianhua is in power, Zhongjin has put this matter on the agenda.As a result, the bank's organizational structure will undergo large-scale adjustments, and since Li Youtian was promoted to president and Liu Jianguo retired, there will be two vacancies in the bank's leadership team. The president's office plans to promote another assistant to the president and a deputy. governor.

It is rumored in the industry that Wang Chong is very likely to enter the president's office as an assistant during this personnel adjustment. It is said that Li Youtian has already asked Du Yunqi for advice on this matter. If this is the case, Wang Chong died at the age of 33 Entering the president's office, it can be regarded as a smooth rise.

Wang Chong needs ability and performance, especially in the loan disposal of Tianma Group. He has shown super performance. Even the vice president Liao Xingguo, who has always been indifferent to business, talked about this matter with others, and he did not like it. Absolutely.If he really joined the team, he would be worthy of his name.

something unexpected may happen any time.

The day before the appointment and removal of cadres was submitted to the board of directors, a report letter arrived in Lin Tianhua's mailbox.

The gist of the report letter is that in the process of handling the 1.9 million loan from Kangman Economic and Trade, Wang Chong colluded with Gu Tiande, failed to perform due diligence duties, and even violated regulatory requirements by signing a drawer agreement with Baicheng New Materials under Tianma Group in violation of regulations. When Kang Mang Economic and Trade was unable to repay the loan, it violated the principle of counter operation and adopted illegal means to forcibly deduct the deposit of Tianma Group to return the loan.

These two violations led to a fine of 200 million yuan for this business during the entrance inspection of the Banking Regulatory Bureau in the first half of the year.In this regard, Wang Chong should assume the main responsibility and management responsibility.

Chairman Lin Tianhua was furious after seeing this letter, called Li Youtian and Liao Xingguo to the office to scold them, and ordered the two presidents to investigate the matter strictly.

According to the conclusion of the investigation, Wang Chong did not lead in the signing of the drawer agreement in violation of regulations. The latter’s illegal deduction of funds did exist, but fortunately, it did not cause credit risk or legal risk. It is recommended to impose economic penalties.

This report was handed over to Lin Tianhua, but Lin Tianhua threw it out face to face, asking for a new investigation!At this time, everyone understood what Lin Tianhua meant. After using Wang Chong, Chairman Lin wanted to kill the donkey and punish Wang Chong to death!As a result, the investigation team revised the report overnight, linked this incident with supervision and punishment, and suggested that Wang Chongji should be punished for serious demerits, be removed from his post, and temporarily take charge of the work of the Chengdong Sub-branch.

The chasing meeting is like a cutscene, it will be over soon.

At the meeting, all committee members did not speak, let alone discuss, and the penalty was passed unanimously.Even Song Ting, the chief financial officer who had always been at odds with Wang Chong, thought that this punishment was a bit excessive, but this was Lin Tianhua's intention, and no one dared to refute it.

After the job adjustment in the bank was announced, Wang Chong was punished. Naturally, he would not be given a promotion. Instead, Liang Youwei, the general manager of the organization department, was promoted to be the assistant to the president. Everyone knows that his uncle, Liang Youwei, the director of East China Bank, Meng played a big part in it.

Although many people in the industry felt it was unfair, Wang Chong didn't say much. He went to work every day and was still full of enthusiasm. Together with the employees of Chengdong Sub-branch, he worked hard to complete the business targets for the second half of the year.

This day, Wang Chong was called into the office by Lin Tianhua.

Lin Tianhua signaled Wang Chong to sit down, smoked a cigarette, and handed it to Wang Chong.

Wang Chong shook his head, "Thank you, Chairman, I recently quit smoking again."

Lin Tianhua carefully observed Wang Chong, trying to see some emotion from his expression, but after so many things, Wang Chong had already seen through Lin Tianhua, his face was expressionless and calm.

"I fired you, what do you think?"

Wang Chong said: "The chairman is business-like, and I accept the arrangement of the superior."

"Then do you have any complaints?"

Wang Chong said: "Thunder, rain and dew are all blessings."

Lin Tianhua was completely enraged by Wang Chong's unsalty attitude, he knocked on the table and said, "Wang Chong, I beat you for your own good, because you are a talent for making, but you are so arrogant, now you With this attitude, how can I give you a chance?"

Wang Chong remained silent.

Lin Tianhua also knew that the reasons for punishing Wang Chong this time were too far-fetched, especially for the later deduction of the security deposit. Although Lin Tianhua did not directly instruct him, he also acquiesced, but it turned out to be the basis for punishing him.

Wang Chong is not a fool, he just feels a little sad in his heart.

"Actually, I called you here to ask for a word from you. As long as you agree, I will immediately reinstate you as an official. Even if there is a vacancy in the president's office, I can leave it to you. But, I I need a promise from you."

Wang Chong remained silent.

Lin Tianhua said: "Let me ask you a question, Wang Chong, are you willing to be loyal to me? As long as you answer yes, everything above is not a problem."

Wang Chong straightened his waist, looked at Lin Tianhua, and said word by word: "I, Wang Chong, am loyal to the bankers' professional principles, not someone's personal desire for power; I am loyal to the interests of Donghua Bank, not A certain person poured dirty water on himself to suppress dissidents, and used his subordinates; loyalty is the lofty moral law in his heart, not someone's will. I'm sorry, Chairman Lin, this answer has disappointed you!"

Lin Tianhua was trembling with anger when he heard this.

"Okay, Wang Chong, you, you, you...very good!"

Wang Chong said: "If there is nothing else, Chairman Lin, I will take my leave first."

"Get rolling!" Lin Tianhua said three words in a row.

……

The wedding of Wang Chong and Ma Xiaoxiao was scheduled for August 20th. At the beginning of August, Wang Chong took wedding leave and annual leave. Combining the two holidays, Wang Chong had nearly [-] days. After the handover, eight On March [-]rd, Wang Chong and Ma Xiaoxiao returned to their hometown again.

The wedding was held in accordance with the customs of Wang Chong's hometown. The addition of a new family member to the old Wang's family was a great joy in the local area. The old Wang was quite prestigious in the village, and there was an endless stream of people who came to congratulate him.

In general, men in the village get married and have children in their early twenties, but Wang Chong didn't fall in love until he was in his thirties, which made Lao Wang very anxious.Every time he goes to have a wedding, Old Wang is so envious that he dies.Over time, neighbors rumored that the Wang family had a graduate student who didn't like women!Every time Lao Wang heard it, he felt uncomfortable, but this time when he came back for the New Year, Wang Chong brought a fairy-like woman, which immediately became big news in the village. Lao Wang's waist also straightened up. Who said that my Wang Chong I don't like women, they are ordinary women and my son doesn't like them at all.

So Lao Wang organized the wedding very grandly this time.According to the customs of the village, regardless of weddings or funerals, a stage and opera must be set up to entertain the neighbors.Lao Wang went to the best hotel in the town and invited three chefs to come, each with 600 yuan per day, and put on a water banquet for three days in a row.Fortunately, the people in the village didn't care too much about it. The food was not exquisite, but it was big and meaty. Even Wang Chong's former teacher Liu specially sent a pair of couplets to congratulate him.

On their wedding day, Wang Chong and Ma Xiaoxiao received a special gift, which was three books, the "Little Prince" trilogy, namely "The Little Prince", "Wind, Sand and Stars" and "Night Flying". name, but both of them knew that this gift was sent by their classmate and friend Li Yishu.

After getting married, the two went to Ma Xiaoxiao's house for two days. Ma Xiaoxiao lived in the city, so it was naturally much simpler. They just set up a few banquets, entertained relatives and friends, and then the two took a plane from Shanghai to fly Went to Greece for honeymoon.

Before getting married, Wang Chong was busy collecting loans. Many things at home, including travel visas and itineraries, were arranged by Ma Xiaoxiao. He kept saying, "I married a wife like you, what a blessing!"

It was the end of August when the two returned to Donghua City after their honeymoon.Ma Xiaoxiao married a woman with a happy smile on her face, while Wang Chong's face was more calm and calm.After the holiday, Wang Chong went back to work at the Chengdong Sub-branch. As soon as he entered the office, he found that Su Lei was already sitting in his office. When he saw Wang Chong coming in, he quickly stood up and said in embarrassment, "President Wang!"

Wang Chong felt a little strange. He and Su Lei were just handing over ordinary work. How could the office be moved here? When he saw that the original decorations in the office had been removed, Wang Chong immediately understood.

"I was transferred?" Wang Chong asked calmly.

Su Lei took out a personnel transfer notice from under his desk and handed it over.

Wang Chong opened it and saw that it read: "After research, it has been decided that Wang Chong will be transferred to the sales department of Qingniu Sub-branch as the counter supervisor, effective immediately."