money is not guilty

Chapter 88 Clues

Li Yishu was also quite emotional, seeing the two hugging tightly and refusing to let go, he smiled bitterly, "Don't be so cruel, okay, there is an older single woman beside me!"

Ma Xiaoxiao quickly pushed Wang Chong away, and Wang Chong smiled at everyone.

As soon as everyone got in the car, a phone call came. Qi Zhongyuan and his son were arrested in Linhu City. An arrest operation against the Tianma Group finally came to an end. Wang Chong and Ma Xiaoxiao went home first, Li Yishu and Liu Bin and others People have to go back to the City Bureau to interrogate the suspect overnight and make a special report to Director Liang.

The event was organized by the Provincial Public Security Department and the Municipal Public Security Bureau. They did not communicate with the Municipal Party Committee and the Municipal Government in advance. After the operation was over, Director Liang's phone was about to explode.When the secretary of the municipal party committee heard about it, he was so angry that he cursed at Director Liang, "Even the municipal party committee didn't know about such an important action, so it really doesn't exist anymore?" Deputy Office Li Changwei personally called the municipal party committee before taking the thunder.

In the evening, the Municipal Party Committee held an enlarged meeting overnight. The Commission for Discipline Inspection, the Finance Bureau, the Taxation Bureau, the Procuratorate, the China Merchants Bureau, the Public Security Bureau, the United Front Work Department, the People's Bank of China, the Banking Regulatory Bureau, and the top leaders of various banking institutions were called to the government building. The crime is discussed, and the participants argue endlessly about the Tianma Group.Leaving aside Qi Zhongyuan's father and son's crime, there was no consensus on Tianma's aftermath.

Tianma Group pays nearly one billion yuan in taxes every year. It is a large taxpayer in Donghua City. It has nearly 200 employees and nearly [-] billion external debts. And stability maintenance is a big problem.A few years ago, the consequences of the bankruptcy and liquidation of Hualiang Group, which was an order of magnitude smaller than Tianma, were vividly remembered. It took nearly a year for the municipal party committee and the municipal government to properly deal with the aftermath.Now that Tianma Group has problems, it is even more catastrophic.

Not to mention the financial system, the loan scale of Donghua City is less than 3000 billion, the Tianma Group alone is nearly 200 billion, including their upstream and downstream industrial chain loans, it is nearly 500 billion, they have problems, and the whole financial system The blow will be devastating, equivalent to the combined profits of all the banks in the city for two years.

To save, or not to save, that is the question.

If it is not rescued, it will announce the bankruptcy liquidation of Tianma Group, exercise full control over all shareholders, investors, financial companies and related parties, notify the court to fully seal up the group, carry out liquidation and auction work, and notify local stability maintenance work. , As for bank loans, in the eyes of officials, you are rich and powerful, so let's stand back first.

If saved, how?Now the overall economic situation in H province is not optimistic, and it is not easy to find a buyer or a taker.As for the bank, you have a lot of money, and you can use some money to lend to the receiver to revitalize the company's assets.

In the eyes of everyone attending the meeting, apart from the leaders of the municipal party committee, the bankers were the most anxious. Although such a day had been expected for a long time, when this day came, the expressions on the faces of all the bankers looked like mourning and death. have it all.

In the end, the Municipal Party Committee set a tone and walked on two legs.First, China Merchants will contact buyers across the country as soon as possible to divide or package the various industries of Tianma Group for centralized processing.Second, it was announced that the chairman of the Tianma Group was involved in a crime and had been brought under control. The Municipal Party Committee established an emergency working group to enter the Tianma Group and take over the Tianma Group in an all-round way.Third, report to the superior and implore the Audit Office to send a team to conduct a comprehensive audit.Fourth, at this moment, all banks must proceed from the overall situation, do not consider their own interests, speak politics and principles, set up creditor committees, and must not withdraw or cut off loans without permission...

By the time the meeting ended, it was past two o'clock in the morning.After the meeting, the presidents of the various banks walked out of the city government building with their heads drooping. These bankers, who were usually in high spirits, were like eggplants beaten by frost at this moment.

A big bank president was dissatisfied: "Our bank has invested 2000 billion in them. Our annual profit, when it comes to this time, we will talk about politics and principles. Who will be responsible for our losses? The whole bank More than [-] employees are waiting to eat and drink."

Another person persuaded, "President Zhang, don't complain, everyone is in the same situation. We are all suffering brothers and sisters now!"

"Yes, brother and sister!"

Several presidents laughed wryly when they heard the words.

"Among us, President Lin may be a little more relaxed."

Lin Tianhua frowned when he heard the words, "Every family has scriptures that are difficult to recite."

Lin Tianhua was caught among the crowd, but what he was thinking about was how to deal with the [-] billion non-performing loans.

Different from several other banks, Donghua Bank is controlled by the State-owned Assets Supervision and Administration Commission and the Bureau of Finance, and has some state shares in it. If there is a problem with Tianma Group that affects the interests of Donghua Bank, the government will not sit idly by .What's more, Donghua Bank is still undergoing shareholding reform, and the city government will soon set up a financial company, and will inject capital with other strategic investors.He is planning to call the leaders of the Finance Bureau and the State-owned Assets Supervision and Administration Commission at a later date to see if he can dispose of this part of Tianma Group's shares first, and then count the thousands of acres of land they have mortgaged. If so, the asset loss can be controlled within an acceptable range.

That night, a news item was posted on the city government’s official website, “Qi Zhongyuan, the former chairman of Tianma Group, is suspected of a serious crime and has been controlled for investigation by the organization.”

The secretary of the municipal party committee went to the provincial capital overnight to make a special report to the provincial party committee.

The simpler the news, the more shocking it is.

In less than two hours, this news exploded the circle of friends of the sleepless people in the city. Everyone talked about it, saying everything, and rumors spread all over the place.

Ma Xiaoxiao was frightened and didn't sleep well all night. Wang Chong talked with her all night, and barely fell asleep in the early hours of the morning.Early the next morning, when Wang Chong went to work, he found that there were policemen, special police officers, and even traffic policemen at every intersection, and they all came out to maintain order. Wang Chong walked around for more than half an hour before finally Arrive at East China Bank.

When everyone met, the topic of discussion was inseparable from Tianma Group. After all, Tianma Group had too much influence in Donghua City.

"Have you heard that the gate of Tianma Group has been sealed, nearly thousands of people are blocking the gate to ask for salary, and even the armed police have been dispatched."

"Where are the people from the government?"

"Mayor Zhao and Deputy Mayor Li are on the scene to maintain order. If this time is not handled well, it may cause mass incidents!"

As soon as he arrived at the office, Wang Chong was notified to attend an emergency meeting organized by Lin Tianhua. The bosses of all business departments, the air management department, the asset protection department, the legal compliance department, and the members of the president's office all attended, and even those who rarely participated in this meeting Zhao Youliang, chairman of the meeting, also attended the meeting.However, Zhao Youliang's face was very ugly, obviously he didn't have a good rest last night.

Lin Tianhua didn't sleep all night last night. He relied on two cups of coffee to refresh himself when he went to work, and he seemed rather excited.He started the meeting in his usual brisk style.

"Presumably everyone already knows that Tianma Group announced bankruptcy and liquidation last night. There is only one topic for today's meeting, and that is the disposal of Tianma Group's 16 billion loan in our bank. I have already reported to the leaders of the Municipal Party Committee, the Finance Bureau, and the State-owned Assets Supervision and Administration Commission. , I will not discuss the disposal method with you here, I will directly announce the decision, and everyone will discuss the implementation plan and details."

Although it is said to be democratic centralism, at this time, democracy will often reduce work efficiency. Instead, Lin Tianhua will make decisive decisions.

"First, announce that the loan is due immediately. Apply to the court to seize the collateral and the equity in our bank, and never allow the loss of state-owned assets. This action must be fast, please implement the resolution first, and then Study the plan, before the documents from the government have reached the courts at all levels, we must take the first step."

Although the government has clearly stated that banks are not allowed to draw loans without authorization, banks still have to consider indicators and regulatory pressures, eat meat first, eat soup later, and eat wind if they don’t. .He has already received news that the Donghua branch of a certain foreign city bank has discussed countermeasures overnight. Even if they try to withdraw from Donghua City, they must first take legal measures to preserve the non-performing assets.

In this case, the banks seem to have entered a prisoner's dilemma mode. It is too late to start, and I am afraid that they will go bankrupt.

"Second, set up a special team, I will be the team leader, President Youtian will be the deputy team leader, Kang Jie from the company department, Wang Chong from the Chengdong branch, Zhu Suili from the development zone branch will be team members, and will be responsible for Tianma's non-performing loan resolution plan. , Sue, reorganize, two legs, sue while group, side group will sue."

Tianma's 16 billion loan was issued from the Chengdong Sub-branch and the Development Zone Sub-branch. Even if it was done under the pressure of the head office or city leaders, as the specific execution department, it must not be able to get rid of the responsibility.

"Third, conduct a special audit. The Disciplinary Inspection and Audit Department will conduct a special audit on these two loans, focusing on checking for violations of regulations and illegal activities. If problems are found, they will not be tolerated."

"fourth……"

Lin Tianhua issued more than ten orders in one breath without any pause, obviously after careful consideration. After everything was over, he asked: "Is it clear?"

Everyone didn't answer.

"The office made a meeting supervision form and sent it to all departments for reference."

After finishing the arrangement, Lin Tianhua glanced at Zhao Youliang, "Chairman, would you like to say a few words?" Zhao Youliang shook his head, "President Lin's arrangement is very proper, just follow it."

There was an imperceptible smile on the corner of Lin Tianhua's mouth.

These instructions are distributed, some can be executed, and some are very difficult to execute.However, when applying to the court for pre-litigation seizure and preservation, the court refused to file the case on the grounds that the matter was waiting for the notice from the municipal party committee.

After the city leaders learned about this, they called Zhao Youliang and scolded him, saying that Donghua Bank was fooling around, and that the provincial party committee had not yet come to the opinion of the Tianma Group on such a big case, so you acted without organization and principle. Sexuality made Zhao Youliang's face ashamed, and he repeatedly apologized for being careful and made a self-criticism.

After the meeting, Lin Tianhua called Wang Chong to the office.

Although Donghua Bank has more than one billion yuan in loans, Lin Tianhua seems to be in a good mood.He asked Wang Chong, "Is your girlfriend okay?"

Wang Chong nodded.

Lin Tianhua said again: "Before I forced you to hand over the materials, the way I used them was inappropriate, don't mind."

Wang Chong didn't even dare to say.

After these recent events, Wang Chong was a little afraid of Lin Tianhua. He originally thought that Lin Tianhua had courage and means, but now he felt that he had one more thing, which was scheming.

Lin Tianhua saw that Wang Chong was not happy, and thought he was worried about Tianma Group's loan, so he said: "Don't worry, Tianma Group's loan, you have always been opposed to it, but the pressure from above is too great, we have to do it, you just need to make sure You didn’t accept any gifts and did your due diligence, and this incident won’t have much impact on your future official career.”

Wang Chongxin said, everyone knows that Lin Tianhua could not bear the pressure of his superiors to let go of this loan. Now that something goes wrong, the government leaders will definitely not come forward to clarify it. They will only say that your Donghua Bank is not strict in review, and I am just a referrer. Whether you let it go or not depends on your internal system.

Whether Lin Tianhua took Lei down or pushed the responsibility to generals like Wang Chong and Zhu Suili, the decision rested with Lin Tianhua.Lin Tianhua smiled and said, "Who do you think should bear the main responsibility for this bad sum?"

Lin Tianhua's words were a bit harsh, and Wang Chong scolded his mother in his heart.

With the credit, the superior grabs it, and the subordinates take it when there is a problem. This is an eternal truth in the officialdom and workplace.Naturally, Wang Chong wouldn't say anything, so he could only say, "Everything is subject to the organization's arrangements."

"Organizational arrangements?" Lin Tianhua said, "Organizations are also human beings, and human beings make mistakes. I won't accept the responsibility of this loan, and neither will you. If someone needs to be responsible, then there is only one person."

Wang Chong asked suspiciously, "Who?"

Lin Tianhua pointed to the upstairs, the twentieth floor was the floor where the chairman and the director's office were located. Wang Chong understood that Lin Tianhua wanted to take this opportunity to launch a counterattack against Zhao Youliang.

"Where is the document in your hand?"

The quarrel between Wang Chong and Lin Tianhua was because of this document. Now he asked again, "It has been handed over to the police."

"You didn't leave a backup? Yesterday I saw that your Weibo was very lively."

Wang Chong took out a USB flash drive from his pocket and handed it to Lin Tianhua. Lin Tianhua nodded in satisfaction, inserted the USB flash drive into the computer, printed out the document, got up again, opened the safe behind him, and took out another document from it. , put the two files together and staple them.

Wang Chong really wanted to know what it was, but he refrained from asking.Lin Tianhua said hehe, "Wang Chong, you have made great contributions. Don't worry, I won't treat you badly."

Monk Zhang Er was a little puzzled by Wang Chong, and he also didn't understand why Lin Tianhua insisted on obtaining this document.

That afternoon, Lin Tianhua took this document to the chairman's office and had a two-hour in-depth conversation with Zhao Youliang. No one knew what the two were talking about in the office.

On the second day, Zhao Youliang submitted a resignation report to the board of directors. In the resignation report, Zhao Youliang admitted that his decision-making mistakes had caused huge losses to Donghua Bank in the business of Tianma Group. Lin Tianhua was recommended.

First, the Tianma Group exploded, followed by the resignation of the chairman of Donghua Bank, which caused a major earthquake in the entire Donghua financial circle.

Donghua Bank is considered to be half a state-owned enterprise, and the organizational relationship of senior personnel, in the Organization Department of the Municipal Party Committee, his resignation report must be approved by the Organization Department, and it must be approved by the Municipal Party Committee through the board of directors and shareholders' meeting. Lin Tianhua will perform the duties of the chairman on behalf of the chairman, and the specifics will be decided after the issue of Tianma Group is stabilized.

……

The municipal government held several coordination meetings one after another to discuss the handling of the Tianma Group. At the same time, the interrogation of Qi Zhongyuan, Zhao Xiaocheng and others in the Donghua City Public Security Bureau was in full swing.

The 913 illegal fund-raising case has made a breakthrough. According to the principle of handling cases in different places, the provincial public security department sent a special case team to Donghua City the next afternoon. Li Yishu and others cooperated with the special case team.

The task force seized more than 400 accounts involved in the case, but finally found that these more than 400 accounts had a total of only 1000 yuan, which was basically empty.

After Qi Zhongyuan was detained, he should eat, sleep, and do what he was asked to do, but on the issue of the case, no matter how the special case team interrogated him, he didn't say a word for three days in a row.Later, when he was asked urgently by the special case team, Qi Zhongyuan bumped his head against the wall while everyone was not paying attention, and his head was broken immediately, and he was sent to the public security hospital.

Seeing that there was no breakthrough, the task force concluded that there must be someone from a higher level involved, so they turned their targets to Zhao Xiaocheng and Qi Beiwang. deadlock.

The leader of the special case team is Li Changwei's subordinate. Li Yishu has performed outstandingly in cracking the 913 case this time, and will definitely be commended in the future. He has a promising career in the future, so he is naturally happy to do favors and give up the initiative.

At the suggestion of Li Yishu, the video of more than 400 cash withdrawals from the accounts involved in the case was investigated and collected from various banks. Finally, the executor was locked on four personnel from the financing department of Tianma Group. The task force raided overnight and obtained a confession. In the last week, all the funds were withdrawn in cash. As for where they were shipped to, no one knew.

After surprise investigation and evidence collection, it has been basically established that Qi Zhongyuan, Zhao Xiaocheng, Qi Beiwang and others participated in the 913 extraordinarily large illegal fund-raising case.

However, although the case was broken, the illegal funds could not be recovered, which made the whole case flawed. After finally seeing a glimmer of light, Li Yishu was at a loss. This made Li Yishu very depressed.

In the evening, Wang Chong called and invited Li Yishu to come to his house for dinner. Li Yishu thought that he would take this opportunity to discuss countermeasures with Wang Chong, so he readily accepted the invitation.

After a few days of recuperation, Ma Xiaoxiao has come out of the shadow of the kidnapping case. This time, she cooks for the treat herself, and Wang Chong is in charge of helping out. He made five or six dishes, and the dishes are delicious. Li Yishu saw this, I sighed in my heart, I lost in cooking alone.

The three of them opened a bottle of red wine, Li Yishu had something on his mind, so he tasted it lightly, Wang Chong couldn't handle alcohol, so he only drank one glass, and let Ma Xiaoxiao drink the rest.

Since Wang Chong's marriage proposal, Ma Xiaoxiao's personality has obviously become much happier, and her personality has also become like a girl.The three of them chatted about the happy things when they were in school, Li Yishu stopped in his heart, quite bitter, but after thinking about it, it might be a good thing that his best friend's marriage has a belonging.

While Wang Chong was going to the bathroom, Li Yishu said, "Xiaoxiao, I'm so envious of you."

Ma Xiaoxiao said, "I'm quite envious of myself too, hehe. Yishu, when I get married, can you come and be my bridesmaid?"

Li Yishu could only say, "If you're not busy then, you can consider..."

Wang Chong came in and asked, "What are you thinking about?"

Ma Xiaoxiao said, "I won't tell you!" As she spoke, she remembered the wedding dress that Wang Chong had bought and insisted on showing Li Yishu to wear it. This girl who was dazzled by love ran to the room to change clothes.

Wang Chong saw that Li Yishu's mood was fading, and asked, "What's the matter, Officer Li Da, are you still worrying about the case?"

Li Yishu talked about the case with Wang Chong. She knew that it had violated the principle of confidentiality, but she believed that Wang Chong would not go outside to talk nonsense, and asked, "We have sent people to search all the properties and private houses in Qi Central Plains. The whereabouts of the money have not been found. If you were Qi Zhongyuan, where would you hide the money?"

Wang Chong said, "I'm not the roundworm in his stomach, how do I know? However, I learned from Lin Tianhua that Qi Zhongyuan and Zhao Youliang used to be classmates in the teacher's college, and they have had a close relationship over the years..."

He told Li Yishu that Lin Tianhua had taken away the copy of Shi Kui's documents along with another document, "The next day, Zhao Youliang handed in his resignation."

Li Yishu said: "This is a clue, I can try to track it down. However, if Zhao Youliang is also involved in this matter, then you Donghua Bank may be in trouble."

Wang Chong said: "Lin Tianhua once said that it is a matter of national law and will never be tolerated. I agree with this very much. If Zhao Youliang is really suspected of participating in this case, I will definitely support you in arresting him!"

After changing her wedding dress, Ma Xiaoxiao came out of the bedroom. Although she didn't have any makeup on, she was naturally beautiful. The gem-encrusted wedding dress looked extraordinarily charming against the lighting. Wang Chong stared straight at her eyes.

Li Yishu said: "Xiaoxiao, you are the most beautiful woman I have ever seen!"

Li Yishu is also a Capricorn, her boastful vocabulary is comparable to Wang Chong's.

At this time, Wang Chong's cell phone rang suddenly. He saw the caller number, it was Qi Beiwang's fiancee Kang Wan, so he answered the call, "Hello, Miss Kang."

Kang Wan sounded flustered, and said across the phone, "Wang Chong, where are you?"

"at home."

"Can you come out for a while, I have something to tell you."

Ma Xiaoxiao leaned over and asked casually, "Who is it?"

Wang Chong showed her the name on the phone, turned on the speakerphone, and asked, "What's the matter, can't we talk about it tomorrow?"

Kang Wan said: "It's related to Qi Zhongyuan's case. Now that I'm in trouble, I don't dare to call the police. After thinking about it, I'm only your friend in Donghua City. I can only ask you for help."

When Li Yishu heard that it was related to the Tianma case, he asked, "Where are you?"

Kang Wan didn't expect that there was someone else beside him, so she asked warily, "Who are you?"

"I am Li Yishu, Chief of the Economic Investigation Section of the Donghua City Public Security Bureau."

When Kang Wan heard that it was a policeman and Wang Chong's friend, she said, "I'm at a gazebo at the east gate of Lishui Park. Come quickly, I have something to give you."