money is not guilty

Chapter 80 Tracking

The next day, Wang Chong and Li Yishu talked on the phone. During the Spring Festival, everyone just sent each other a few New Year greeting text messages. This was the first contact with her after returning to Donghua. I told her about the illegal fundraising and asked her to pay attention.

Li Yishu said: "Liu Xueyi's 4S stores and resorts have been listed as key targets by the municipal economic investigation. From the end of last year to now, they have accumulated more than 2000 million funds."

Wang Chong wondered, "If that's the case, why didn't you take action?"

Li Yishu sighed and said, "This is the difficulty of the matter. Illegal fund-raising is different from other crimes. One is that it is highly concealed and attractive, and there are many variants and variants. People take the initiative to report the crime, so there is a big lag. In Liu Xueyi's shop, there is nothing wrong with them charging membership fees for car maintenance. If this is the only reason to seal the shop, how can there be such a reason?"

Wang Chong shook his head, "Can we just watch them cheat?"

"We can only do some popularization and publicity work, but in the face of interests, how many people can maintain a clear mind?"

Nowadays, there are so many telecom frauds, illegal fund-raising, and pyramid schemes, and after packaging, they become various variants, making it hard to guard against.As a financial worker, Wang Chong has dealt with enterprises and individual businesses all year round. He has a relatively thorough understanding of financial crimes, financial fraud, illegal fund-raising and other manifestations and routines. He decided to do something.

He called Ma Xiaoxiao, wanting to write some articles about illegal fund-raising, and publish them on Ma Xiaoxiao's financial column. Ma Xiaoxiao was worrying about running out of materials and nothing to write. Wang Chong's phone call was no different. Sending charcoal in the snow, he hastily agreed.

Wang Chong turned on the computer and wrote an article, "Anti-fraud Book: How to Identify Illegal Fundraising".In the article, Wang Chong summarized the manifestations of illegal fundraising in four points:

First, high temptation.Whether it's cashback for members, P2P, dynamic points, static points, black points, or white points, the other party's publicity is without exception, all of which are higher than bank interest, or pay back in three years, or like Liu Xueyi. To recharge the maintenance fee and send the same amount of money, for consumers, this is like a pie in the sky, and some people who are greedy for small and cheap things are easy to be fooled.

Second, it goes against common sense.Whether it’s a manufacturer’s sales promotion, a [-]-bmw promotion, or a certain payment that pays more and more money after recharging, or even a platform that offers free car rental within two years after paying a deposit, at first glance, it sounds like the promotional methods are very bad. Reliable, but someone always stands up to prove it is true, and has already enjoyed the convenience, making you skeptical.

Third, advance payment.Everything is paving the way for pre-charging, and this charging model has an addiction mechanism. Even if you enter with an attitude of giving it a try at first, you will gradually get stuck step by step and invest more and more funds in it. Sometimes even if you want to come out, you can't get out.

Fourth, time replaces money.The characteristic of illegal fund-raising is that the service will not be provided immediately after the fee is charged, but the service object and content are controlled within a longer time span (such as three-year capital return, interest payment every six months, etc.), which is illegal fund-raising The premise of survival is to use the time span to snowball, tear down the east wall to make up for the west wall, and when it reaches a certain scale, the capital chain is unsustainable, and it is time to run away. Transfer to foreign countries or other hands.

If an incident meets the above four characteristics, then almost 90.00% of it is illegal fund-raising, and one percent is Ma Yun’s father being a money-scattering boy.So, how to prevent being scammed?There is only one, don't be greedy for petty gains.It's easy to say, but it's hard to achieve in practice.

After finishing writing, I sent it to Ma Xiaoxiao. Ma Xiaoxiao felt that it was a bit blunt and too official, so I added some examples, and then revised it a bit. It was barely qualified, but the signature, of course, became Miss Ma. Wang Chong said helplessly: "You are the one who signed it, so how about mine?"

Ma Xiaoxiao said: "No problem, but I confiscated it, and there is no oil, salt, sauce and vinegar at home."

"We're all a family, and we still care about being so clear."

"Tch, it feels so good, who is with your family?"

Wang Chongxin was right. Valentine's Day was only a week away, and it was also Ma Xiaoxiao's birthday. He was going to propose to Ma Xiaoxiao on this day. This matter had been on his mind for a long time. Xiao was pleasantly surprised, and the proposal ring had already been chosen, and it had been hidden in the car, not daring to put it at home.

Liu Xueyi called, "We are doing auto certificate financing, what are your thoughts?"

Wang Chong thought about it and told the other party that the plan is still under consideration. Their branch held a special meeting to study it. This model is not a logical and self-consistent sustainable profit model.

Liu Xueyi was a little annoyed, "It's because you don't understand our business logic. President Wang, we have become friends. In the past six months, my companies have given you sub-branches deposit support, at least tens of millions. Such a small amount You can't even meet the small requirements?"

Wang Chong secretly laughed in his heart. Before Liu Xueyi showed his kindness to him, and offered to give him a deposit to support him, he also thought he had made a good friend. Who would have thought that the other party did it on purpose.

Wang Chong rejected Liu Xueyi, which made Liu Xueyi a little annoyed. Fortunately, he had never accepted Liu Xueyi's gifts and money, otherwise Liu Xueyi would use this as a threat to make you lenient, then at that time, even if your model is not feasible, let it go If the payment is made, it is very likely that it will become bad, and he will have to be dragged into the water.

After the recent incidents, Wang Chong felt more and more that the beliefs and principles he insisted on were extremely correct. As long as he walked upright, sat upright, and stood upright without being afraid of shadows, he could truly gain a foothold in this variable world.

……

Tianma clubhouse.

According to Zhao Xiaocheng's request, Huang Feihu silenced Shi Kui.However, afterward, the package he mentioned was not found on Shi Kui's body, but it was discovered that the person he called on the phone before his death was Shi Kui's former subordinate Deng Xiaoxian.After finding the other party, Zhao Xiaocheng used some tricks to find out that the recipient of the package was Ma Xiaoxiao, a reporter from Donghua Daily.

Zhao Xiaocheng sent a few subordinates, and after confirming that there was no one in the house, they pried open the door of her house and turned her house upside down. It was a waste of work and nothing was gained.

Even Zhao Xiaocheng was a little skeptical, "If the thing is in Ma Xiaoxiao's hands, how could she not respond to such a big news? I also asked the upper echelon of Donghua Daily, there is no news about Tianma recently, what is it? What's the reason, maybe that guy named Deng Xiaoxian didn't tell the truth?" Zhao Xiaocheng didn't expect that the package was left in the security room because Ma Xiaoxiao didn't accept it.Later, after Ma Xiaoxiao moved to Wang Chong's side, she also forgot about the package.

There was no result for several days, which finally aroused Qi Zhongyuan's wrath.

"A bunch of rice buckets!"

After Qi Zhongyuan reached sixty, he paid great attention to health preservation and would not get angry easily, but today he lost his temper in the office. In the office, Zhao Xiaocheng, Qi Beiwang and two confidantes were too frightened to speak out.

Qi Zhongyuan stared at Zhao Xiaocheng, making Zhao Xiaocheng feel like sitting on pins and needles, sweating profusely. "Do you know what the consequences will be if these documents are in the hands of the police? We will be in prison for the rest of our lives! I don't care, the loess is buried up to the neck, what about you?"

Everyone didn't dare to speak, Qi Zhongyuan cursed wildly, and asked everyone: "What do you think should be done?"

Qi Beiwang said in a low voice: "Father, we have already transferred the money in these accounts away years ago, even if the Public Security Bureau finds out, they are just empty accounts, and they can't find us anyway. "

Qi Zhongyuan said coldly: "It's not like you don't know how many things Brother Shi Kui has done for us over the years. If you expose all these things, I'm afraid it will not only be as simple as going to jail. I told you that this kind of People can be used to do things, but if you don’t interact with them, you won’t listen, Zhao Xiaocheng..."

Zhao Xiaocheng was shocked when he was named, and said with a smile on his face: "Chairman, I..."

"It's understandable for you to play tricks with Shi Kui to make some money, but it's too disrespectful. Otherwise, how could this batch of account information fall into his hands?"

Zhao Xiaocheng was dripping with cold sweat, "Chairman, I am wronged, I never mentioned the account to him."

"I'm sorry you don't dare!" Qi Zhongyuan said coldly, "However, the people under you should take good care of them. It should be your business to investigate this kind of thing, but let me finish it for you. Humph."

Qi Beiwang suddenly said, "Father, I have a solution."

Looking at this son, Qi Zhongyuan felt a little regretful in his heart. He blamed himself for pampering him too much and not being strict enough for him over the years, which made this kid embarrassing.

"tell me the story."

Qi Beiwang said: "I still have some friendship with this reporter, why don't I ask her to come out and have a talk, if that's not possible, let's buy this news with money, and directly give her a price that she can't refuse."

Qi Zhongyuan shook his head when he heard it, but said: "You can try it, it's not too bad."

……

At noon the next day, when Ma Xiaoxiao was shopping for Wang Chong's Valentine's Day gift, Qi Beiwang walked over and said, "Hello, University of Malawi reporter!"

Seeing that it was Qi Beiwang, Ma Xiaoxiao was a little unhappy.Qi Beiwang had pursued her before, but he was not her type, so Wang Chong came to help her block him, and asked, "President Qi, what a coincidence?"

"Unfortunately, unfortunately, I came here to find you."

Ma Xiaoxiao was a little surprised, "What kind of wind brought you here. However, I hope the wind will be stronger and blow you away."

Qi Beiwang laughed loudly, "Miss Ma is really humorous, why don't you sit down and have a drink, I'll ask for something."

The two came to the coffee shop on the first floor of the shopping mall and ordered two cups of coffee. Ma Xiaoxiao said, "If you have something to say, just say it, I'm a little busy."

Qi Beiwang also said: "Okay, I won't go around the bush anymore, Miss Ma, please make a price."

"How much?"

"The document has been in your hands for several days, and you haven't called the police, aren't you just waiting for us to find you? Tell me a number, as long as the price is reasonable, we can accept it."

Ma Xiaoxiao was confused by Qi Beiwang, "What document?"

Qi Beiwang said: "It's a confidential document of our Tianma Group."

"Since it's a confidential document, how can it be in my hands, President Qi, I don't have the document you mentioned, and I don't have the idea of ​​using this document to ask you for money. I think you must have misunderstood."

Qi Beiwang looked at Ma Xiaoxiao very seriously, as if he wanted to see something in her eyes, but the result was disappointing. He stood up, put on his coat, and said with dignity, "In that case, I I won’t bother you. By the way, if you have any ideas, feel free to contact me.”

Qi Beiwang walked more than ten meters away, and ordered two subordinates not far away, "Keep an eye on it, if there is anything unusual, report it immediately." The two men responded and disappeared into the crowd.

……

The dossiers of Li Qingquan, Gu Tiande, and Shi Hu were placed in front of Li Yishu. Since these three cases were related to the 913 extraordinarily large illegal fund-raising case, with the approval of the superiors, the three cases were dealt with together. Procuratorate.

Whether it is Li Qingquan, Gu Tiande, or Shi Hu, their criminal facts have been investigated clearly. However, when tracing to a deeper level, all the clues finally reach Shi Kui and the clues are broken.

Li Yishu knew that the Tianma Group was also involved, but so far, there was not enough evidence to link them together, making this case unable to proceed.Gu Tiande also revealed that the funds involved in the 913 case were hidden in hundreds of accounts in Donghua City, but except for a very few accounts, they had no clue at all.

At this time, Ma Xiaoxiao called and asked her to go out for coffee. Li Yishu didn't want to go at first, but couldn't stand Ma Xiaoxiao's insistence, so he had to agree.

Half an hour later, she came to the date place wearing a police uniform. Ma Xiaoxiao had already ordered something for her, "After eating, you can go shopping with me."

Li Yishu said, "Miss, I have work to do, how can I be so free like you?"

Ma Xiaoxiao pouted and begged, "Valentine's Day is coming soon, I want to buy a gift for Wang Chong, but I'm not sure what he likes, please give me an idea."

Li Yishu said, "I was caught off guard by your wave of dog food."

The two walked around for more than an hour, and finally Ma Xiaoxiao spent 3000 yuan to buy a tie for Wang Chong.Li Yishu jokingly said, "Wang Chong married you, an invisible rich woman, it's really a matter of happiness."

Ma Xiaoxiao said, "As long as I like him and only want to give him the best things, even if I eat bran and swallow vegetables, I will be very happy." After hearing this, Li Yishu felt that Wang Chong would not end up being with her at all. Not without reason.

Not far away, a man in a suit held a walkie-talkie and said, "Boss, after you left, Ma Xiaoxiao met a policewoman. The two chatted and laughed, and went shopping together."

"understood."

Note: Recently, a friend was cheated. Sanguan summed up the forms of illegal fundraising, and regarded it as popularizing financial knowledge.