money is not guilty

Chapter 37 Dear

Zhang Feifei said: "Master, I just want to eat a bowl of noodles, who would have thought of this?"

Liu Xueyi smiled and said, "I thought it would be a simple meal, but I didn't expect you to not forget to do business even during the meal. Wang Chong, I can convince you of this! How about I help Xiao Zhang analyze it?"

Wang Chong also smiled, "Please."

Liu Xueyi said righteously, "We came to this noodle shop at 11:40, and now at 12:30, in less than an hour, the noodle shop has received a total of eleven waves of customers, about 22 people, mainly students, one A bowl of noodles is 10 yuan, plus other side dishes, the per capita consumption is about 15 yuan, a total of 330 yuan, calculated according to the business hours until 3:9 noon and 1500 o’clock in the evening, the daily revenue is about 1000 yuan, excluding the cost, the gross profit At about 10 yuan, the rent for this location and this location is about 700 yuan per year, which means that the net profit per day is about 20 yuan, and the annual profit is about 24 to [-] yuan. I don’t know how I analyzed it?”

Wang Chong nodded, "It's basically the same, but without counting off-seasons such as winter and summer vacations, the annual profit of Lao Song's noodle restaurant is about 15."

The owner of the noodle shop nodded and said, "You still know me better."

Zhang Feifei clicked his tongue and said, "I never thought that such a small noodle restaurant can make more money than me!"

Wang Chong asked, "How can you bear this hardship? Get up at three o'clock in the morning every day and work until nine o'clock in the evening, all year round."

Liu Xueyi said, "Don't be discouraged, Xiao Zhang. Your platform at Donghua Bank is far better than this. Platform is very important. This noodle shop is working hard, and the maximum is 30 a year, but you are different at Donghua Bank. When it comes to the sub-branch president, the annual salary is 80 to [-]."

Wang Chong said with a smile, "Actually, Boss Liu still has nothing to say. If you want to be worth more than 10 million, you have to take a longer view. Fei Fan, you better learn." Turning around, he faced the noodle restaurant owner again. He said, "Brother Song, what do you want to borrow [-] yuan for?"

The owner of the noodle shop rubbed his hands together and said embarrassingly, "There is a milk tea shop next door that is not doing well and is closed. In fact, I plan to sell the next door together, make the shop bigger, and make more money."

Wang Chong and Liu Xueyi said almost in unison: "It's absolutely impossible!"

The owner of the noodle shop wondered, "Why, my business is doing well now, thinking about doubling the size of the store, why can't I earn 40 to [-] a year?"

Liu Xueyi glanced at Wang Chong, Wang Chong signaled him to say, and then said, "Sometimes, 1+1 is not necessarily greater than or equal to 2, especially for this kind of small business in this kind of location, to expand the store, at least Let’s hire 2 people. The annual salary is 2000 to [-] yuan. This kind of school’s location is limited in size. It’s not that if you double the size of the store, the turnover will also double. It is very likely that the turnover will not even reach [-] yuan. In the off-season, this kind of loss may be even greater, so I advise you to think twice."

Wang Chongxin said that Liu Xueyi was worthy of being a businessman, and most people don't have this vision.The reason why Wang Chong didn't recommend Boss Song to do this was mainly because he had been engaged in small and micro loans for a long time and knew a lot about the catering industry. He was used to seeing many small bosses blindly expand their operations, which resulted in a dismal end.

"Then what should I do?" The noodle shop owner hesitated.

Wang Chong said: "I suggest that you can spend money to redecorate this place, increase the price of noodles by 20%, or go to Donghua Normal University, Donghua Pedestrian Commercial Street, etc., and open another branch of a similar size, the effect will be better Some. Of course, this is just a suggestion. If you insist on getting a loan, I still agree to lend to you based on your qualifications and profitability, but in the end it is very likely that you will survive a year and become a part-time job for the bank.”

Boss Song thought for a while, "Let's make a tally with my family in the evening."

Wang Chong said, "Fan Fei, please leave the phone number with Boss Song. If you have any questions, you can contact him at any time."

After Liu Xueyi left, Zhang Feifan and Wang Chong drove back to Chengdong Sub-branch. On the way, Zhang Feifei said loudly, "Master, Boss Liu offered you a salary of 70 yuan a year, but you refused without blinking your eyes. You are too arrogant." Come on!"

While driving, Wang Chong said, "Liu Xueyi is very capable, but he is also a very powerful person with a strong desire to control. He must deal with different banks for financing. You are not unaware of the atmosphere in our industry. Based on my Personality, definitely can’t make any achievements. On the contrary, it’s different in the bank. We insist on our own conduct, have a clear conscience in everything, and can use the money in our hands to do meaningful things! An excellent banker still has a sense of accomplishment."

The phone rang, and it was Ma Xiaoxiao.

"Wang Chong, if I don't call you, you don't know how to call me?"

"I'm busy, miss."

"What are you doing this afternoon?"

Wang Chong said: "I'm preparing to go back to the line for a meeting."

"Stop it, I'll treat you to a movie this afternoon."

Wang Chong had a big head and said, "Tonight, can I ask you to do it tonight?"

Ma Xiaoxiao said, "Who asked you to invite me? I'm in Starlight World, and I need your support now in an emergency."

"whats the matter?"

"You'll know when you come."

Wang Chong had nothing to do with him. Fortunately, Wang Chong called the afternoon meeting, so he said to Zhang Feifei, "The afternoon meeting will be canceled first, and I will notify you."

Zhang Feifei smiled wickedly, "Sister-in-law's phone number?"

Wang Chong laughed and scolded, "Sister-in-law, you are so big, go back and prepare Zhou Yuntao's information on overdue and outstanding interest payments. I will go with you to meet this guy tomorrow."

After Zhou Yuntao's interest arrears incident in September, Wang Chong has been busy dealing with the matter of the Sky Bird Breeding Co., and did not free up his hands to deal with him. Now that Li Qingquan has been formally investigated, Lin Tianhua's account has not yet been settled.Since it is impossible to conduct an investigation from the inside, then take the initiative to attack Zhou Yuntao, pull out the radish and bring out the mud, and push the parties into a hurry. People inside Donghua Bank will definitely make movements.

Zhang Feifei was a little reluctant, "Do you want to see Zhou Yuntao again?"

"how?"

"This person is too difficult to deal with, and his words are terrible."

Wang Chong knocked Zhang Feifei on the head, "You have to figure it out, now he owes us money, and it's only natural to pay back the debt, why are you so reluctant."

"Isn't there a saying that in this day and age, the one who owes the debt is the uncle."

Wang Chong snorted coldly, "Then we will be his ancestors. I want to get back the 11 interest he owes us."

"Master, I think you have this ability."

"How did you learn to be the same as Gu Tiande, flatter less and do more things?"

Half an hour later, Wang Chong arrived at Starlight World and met Ma Xiaoxiao at the Starbucks downstairs.Ma Xiaoxiao wore a light yellow long dress, which was very delicate. When she saw Wang Chong, she asked with a smile, "How, am I dressed beautifully?"

It was already November, and the weather in Donghua had turned cold. Ma Xiaoxiao's clothes were a bit thin.Wang Chong said: "That's right, it's really beautiful and frozen!"

Ma Xiaoxiao said angrily, "Can you stop being so poor with your mouth? No wonder no girls like you."

Wang Chong was speechless, "Isn't that why you called me here?"

"Of course not, it's an urgent matter!" As soon as the words finished, a man in a suit and leather shoes came over with two movie tickets in his hand, "Xiaoxiao, the movie tickets are back."

When the man saw Wang Chong, suspicion flashed across his eyes, and he asked, "Xiaoxiao, who is this?"

Ma Xiaoxiao took Wang Chong's arm and said, "President Qi, this is Wang Chong, my college classmate and current boyfriend, who is currently working in Donghua Bank. Wang Chong, this is the chairman of Tianma Group." The son of Qi Zhongyuan, Qi Bei looks to President Qi."

Wang Chong had heard about this person before. Qi Zhongyuan of the Tianma Group started from scratch and became the number one rich man in Donghua City. This Qi Beiwang was Qi Zhongyuan's only son.Qi Zhongyuan suffered a lot when he was young, and after he made a fortune, he doted on this son very much, which also made this young man a bit arrogant, and he was very famous in Donghua's dude circle.

Qi Beiwang met Ma Xiaoxiao at an event of the Tianma Group. He originally thought that with his own strength, it would be a matter of course for Ma Xiaoxiao to throw himself into his arms, but in the end he ran into a wall with Ma Xiaoxiao.Although Qi Beiwang's work ability is not very good, but he has a lot of energy in chasing women, and he pursues Ma Xiaoxiao closely, which has made Ma Xiaoxiao unbearably disturbed these days.

Today when Ma Xiaoxiao was shopping, she was met by Qi Beiwang, who insisted on asking Ma Xiaoxiao to watch a movie, so Ma Xiaoxiao called Wang Chong over.

Wang Chong stretched out his right hand, "Mr. Qi, hello, I've heard of you for a long time."

Qi Beiwang's eyes were cold, and he didn't intend to shake hands with him.

Wang Chong was slightly taken aback, but did not withdraw his outstretched right hand, and took the two movie tickets from Qi Beiwang's hand, "Thank you for your trouble, thank you for the movie tickets."

Qi Beiwang was a little angry, and said coldly: "It's from Donghua Bank? Isn't it amazing?"

Wang Chong smiled lightly, "Of course I am nothing special, but as a banker of Donghua Bank, I still think it is quite remarkable."

Qi Beiwang looked at Ma Xiaoxiao, feeling insulted, and asked, "Why do you like him? Is he richer than me, or is he more handsome than me?"

Ma Xiaoxiao giggled, "Of course he's not as rich or handsome as you, but he's willing to give his life for it, are you willing?"

Qi Bei looked blankly and didn't answer.

"So, please don't bother me in the future, my boyfriend will misunderstand." After finishing speaking, Ma Xiaoxiao winked at Wang Chong, and Wang Chong could only smile wryly.

Qi Beiwang snorted coldly, and gave Wang Chong a provocative look, "Wang Chong, I remember you." After finishing speaking, he turned and left.

Wang Chong said, "Is this the urgency you said? Well, the person has already left!"

Ma Xiaoxiao still held Wang Chong's arm, raised her head to look at Wang Chong, with a charming face and beautiful eyes, and said, "Honey, the movie is about to start."