money is not guilty

Chapter 32 Hearing

Li Qingquan let Shi Hu lose several million from New Hope and Li Songyuan, but he took Li Songyuan's kickback with peace of mind. Tell him what happened.

"Let him take care of the stupid things that this idiot committed," Shi Kui thought.He looked down on Li Qingquan, but he admired Wang Chong very much. He recovered the money in such a short period of time, which made Shi Kui look at Wang Chong with admiration.

But appreciation is appreciation. Since Wang Chong can't join his camp, he should be kicked out of the circle.Shi Kui has already thought up a few moves, and it won't be long before he can push Wang Chong into a desperate situation.He deduced it for a while, and he was deeply relieved when he was sure that his plan was foolproof.

Shi Kui likes this feeling of strategizing. In contrast, his younger brother Shi Hu is a little more simple-minded. This is the difference between the two brothers.

That night, Wang Chong contacted several real estate agencies and introduced Luo Dacheng's situation at Xindi Lake Villa.However, most intermediaries think that although this kind of "problem" house is cheap, it involves debt disputes and expresses their unwillingness to take over.

Wang Chong suddenly remembered a client who had done a loan before. His name was Xiang Shaohua. He had a strong relationship with black and white. Over the years, he had made a lot of money by distributing this kind of property involved in litigation, so he called him.

When Xiang Shaohua heard that it was Xindi Lake Villa, he immediately became interested, "The appraised price of the villa in this community is between 550 and 600 million. If it is listed at around 500 million, it will be quite attractive, but I will ask for an intermediary fee of 50." Ten thousand."

Wang Chong said: "This client is currently in custody, and his bottom line is 450 million. As for the final transaction price, as long as it is not lower than this amount, it is fine, but the request must be fast, and it is best to get the money tomorrow.!"

When Xiang Shaohua heard this, he was a little dissatisfied, "I still have to untie my breasts for breastfeeding, and I still need to contact the customer and go through the relevant procedures. No matter how fast it will take a week."

"If it's a week, I won't look for you anymore. If it can't be done, I'll look for someone else." After finishing speaking, Wang Chong hung up the phone.

Not long after, Xiang Shaohua called back, "Don't just hang up the phone if you don't agree with me, I thought about it, or I'll take this villa first, anyway, it's worth the money, after I take it, I'll take it slowly Just get out."

"Pay tomorrow morning, I will contact you tomorrow!"

Early the next morning, Wang Chong returned to the Chengdong Sub-branch. As soon as the large-amount transaction system was turned on, and as soon as Luo Dacheng's transfer arrived last night, Wang Chong and Zhang Feifan completed the prepayment deduction in the system.

Xiang Shaohua brought his lawyer to Chengdong Sub-branch, talked with Wang Chong for half an hour, signed the debt transfer agreement, real estate transfer agreement, and other documents. After completing the procedures, Xiang Shaohua transferred 450 million into Luo Dacheng's frozen account, and after completing the remaining deduction and transfer, there is still a balance of nearly 80 in his account.

Wang Chong stretched out his hand and said, "Congratulations to Mr. Xiang, you have picked up another bargain."

Xiang Shaohua shook hands with him, "I don't know what to do, but I can trust you. I have to go to the Municipal Bureau to find Luo Dacheng. Although this kind of money is very profitable, it is not easy."

Wang Chong called Li Yishu and asked him to tell Luo Dacheng about the 80 cash. However, if he is sentenced, part of the money may have to be used to pay a fine.

Zhang Feifei came up to remind Wang Chong not to forget about the meeting, but Wang Chong said, "You go downstairs to prepare the car first, and we will go to the Venture Building."

Zhang Feifei said: "What about the hearing? Both of us will attend."

Wang Chong smiled, "Just listen to me."

Wang Chong and Zhang Feifei drove to the Entrepreneurship Building, and when they returned to Luo Dacheng Tianqiu Farming Co., the door was locked by the property owner. The two of them did not bring a letter of introduction. It took a long time to buy another Hongtashan before letting the property owner. Grandpa opened the door.

The room was still in a mess, only the statue of Guan Gong was covered with incense ash and dust.Wang Chong found the account book that Luo Dacheng mentioned in the hole of Guan Gong's statue, as well as several receipts.

In the account book, Wang Chong found the accounts of Luo Dacheng's entire Sky Poultry Breeding Co. Favor fee for Li Qingquan.

Zhang Feifan pointed to one of the receipts and said excitedly, "Master, come and see this!"

Wang Chong took a look and said with a sneer, "So, Li Qingquan is an idiot. In comparison, although Gu Tiande is also stupid, he is much smarter than him when it comes to handling money."

……

The hearing is scheduled for 10:30 in the morning. It is said that the standard of the hearing is extremely high. In addition to the president in charge of the bank, Liao Xingguo, members of the responsibility investigation committee, Liu Jianguo, as the leader of the investigation team, also participated in the meeting.

President Lin Tianhua, who seldom had meetings like this on New Year's Eve, also came to attend the meeting for the first time. Although he was not a member of the Chasing Society, he had the right to attend this kind of meeting.What is even more surprising is that the board of supervisors also sent a supervisor to attend the meeting. It stands to reason that such a loan loss of more than 1000 million yuan does not need such a high standard, but this meeting, everything that should come has come.

Gu Tiande and Li Qingquan came to the head office early in the morning.As early as an hour ago, Gu Tiande had received a text message from Luo Su'e, the sales manager, and learned that Wang Chong had recovered the 900 million loan.

This made Gu Tiande re-evaluate the whole matter. The incident happened in the Chengdong Sub-branch. His management responsibility as the president must not escape. When he planned to punish Wang Chong, he himself was a person who hurt the enemy by one thousand and himself by eight hundred. Thoughts, I only hated myself for having soft ears. After listening to Li Qingquan's bad idea, it turned out to be such a mess.

Zhang Liyu had already received Gu Tiande's money, and submitted his resignation report yesterday, the only hidden danger that was unfavorable to Gu Tiande has been dealt with.Although Gu Tiande also received money, he has been working in the banking industry for a long time, and he has already been familiar with this kind of thing, and he avoided the risk very cleverly. Even if Wang Chong was reborn as Sherlock Holmes, he would not be able to find out.

Gu Tiande glanced at Li Qingquan with some disgust, but his expression was cleverly concealed.He had already received a call from Shi Kui last night, and the two reached an agreement. Under such circumstances, throwing away the car to protect the handsome man is the only move that can be taken out.However, I'm afraid that Li Qingquan's mouth is not strict, and if he is really dealt with, he will go around talking nonsense.

Li Qingquan was still kept in the dark about this matter. He was still complacent and said to Gu Tiande: "Leader, this time Wang Chong is doomed. I have already inquired. It is very likely that he will be kicked out of Donghua Bank."

Gu Tiande handed Li Qingquan a Zhonghua, ordered another one himself, and said, "Qingquan, you came to Minfeng Bank to switch to Donghua Bank, isn't it a short time?"

"I have been here since Donghua Bank was restructured, almost five years ago."

"How have I treated you these past five years?"

"That's really a mountain of kindness. I used to break Minfeng Bank, and my annual income was only 10 yuan. Now I can earn 20 yuan a year. If it weren't for your promotion, I might still live in a [-]-square-meter Tongzilou where."

Gu Tiande sneered in his heart, you boy is not doing his duty, and his subordinates are also a bit ruthless. In just five years, he lived in a villa.I just drove a Passat, and you just drove around in a Mercedes-Benz, without any city government, but said in your mouth: "We are just like a bank. First, we must stick to loyalty and second, we must stick to principles. I appreciate you for this. , Wang Chong is far worse than you."

Li Qingquan was a little puzzled, "That kid Wang Chong doesn't know how to flatter him. If it weren't for someone covering him, such a person would have died more than a dozen times in Donghua. But the mistake he made this time, even President Lin If you go out, you won't be able to keep him."

"However, as a human being, you have to keep your duty. For some things, you should stop when you should. If you make too much noise, you are easy to be watched. These days, you can make a lot of money by keeping quiet."

Li Qingquan smiled and said: "Thank you Gu Xing for teaching me, I will definitely live up to your expectations."

Gu Tiande originally wanted to make him keep his mouth shut, seeing that his elm-headed head was not clear, so he didn't bother to talk about it, so he made up his mind to let Shi Kui and Shi Hu teach him a lesson after the incident.

At 10:30, the hearing began. Gu Tiande and Li Qingquan entered the conference room to wait. Everyone was present, except Zhang Feifan, the account manager who hosted the matter, and Wang Chong, the leader in charge.

Liao Xingguo presided over the meeting. Seeing that Wang Chong hadn't arrived, he couldn't help but frowned and glanced at Gu Tiande.Gu Tiande asked Li Qingquan to call Wang Chong. Li Qingquan wanted to take the opportunity to vent his anger. After leaving the meeting room and making a phone call, Li Qingquan began to scold him.

"The meeting has started, why haven't you arrived yet? Wang Chong, you are so arrogant. How about Donghua Bank's execution?"

Wang Chong said: "There is a traffic jam on the road, we will arrive within 15 minutes."

"Why did you go early when you knew the traffic jam? 15 minutes, 15 minutes for you alone, and 15 minutes for so many leaders waiting for you, how long is that? Wang Chong, your actions have shamed our Chengdong Sub-branch. It's a shame!"

Wang Chong sneered, "Shame is two words, I really don't have these two words in my life dictionary, why don't you teach me?"

"It's a shame that you are still a graduate student of Donghua University. You don't know these two words. The shame is..." Li Qingquan suddenly stopped. There was something in Wang Chong's sentence.

Wang Chong said: "Of course I can write. To do it, I have to rely on Director Qingquan's guidance."

Li Qingquan knew he had been duped, but he couldn't argue, so he snorted coldly, "You can do it yourself." After hanging up the phone, he went back to the meeting room and said, "I just called Wang Chong, and Wang Chong said he was busy and had to wait a while Just arrived, let the leaders start the meeting first."

Chief Financial Officer Song Ting said: "This Wang Chong is too much, what kind of attitude is this?"

Lin Tianhua had already received Wang Chong's text message, he closed his notebook and said, "Okay, let's start first."

Song Ting was reluctant, "How can we start if the person responsible doesn't come?"

Liao Xingguo is the host of the meeting, and the top leaders have spoken out, even if they are only present, with Lin Tianhua's character, he will still dictate the meeting, of course, this is also his right.

This kind of hearing is actually a preparatory meeting of the accountability meeting. The handling of bank violations is basically decided in this kind of meeting. The accountability meeting is just a form of signature voting. Of course, some major violations Responsibilities still need to be discussed at the accountability meeting.

"Then let's start first, comrades. Today's meeting was initiated because of a loan from Wang Chong. In the early stage, President Jianguo led the investigation team to conduct an investigation. Next, I would like to invite President Jianguo to introduce the basics. situation."

The deputy director of the Disciplinary Inspection Office reported on the investigation, reported the problems found in the investigation, and the transcripts of the interviews with relevant personnel. In summary, there are five main points.

First, the pre-loan investigation was insufficient, and the two-person investigation was a formality, failing to identify risks in a timely manner, which was a serious dereliction of duty; second, the loan process was not approved, which was a serious dereliction of duty; third, the authenticity of the loan application materials was not effectively identified, It is a major dereliction of duty; fourth, the loan caused more than 500 million losses, which is a serious dereliction of duty; fifth, the handling account manager accepts gifts from customers, which is a major violation.

The deputy director of the discipline inspection office added: "However, during the investigation process, we also found some doubts. One is that Wang Chong mentioned in the interrogation that he had raised objections to the loan at the loan review meeting and demanded that the loan The review committee suspended the approval and recorded it in the meeting minutes, but we did not find this record during the inspection; second, Zhang Feifan, the account manager in charge, claimed that when the loan was granted, Zhang Liyu had called the president Gu Tiande to apply for authorization, but Zhang Liyu Both President Gu and President Gu have denied this statement.”

"In addition, during the investigation, Zhang Feifei voluntarily confessed that he had accepted fake Moutai gifts from customers without knowing it, and had voluntarily handed them over. His attitude was more sincere."

Since it was a hearing, the investigation team did not give a handling opinion, but if the above behaviors are true, Zhang Liyu's behavior is a major violation, while Wang Chong and Zhang Feifan's behavior is a serious violation.Different from the loss caused by the failure of the business operation, the loan from Tianqin Farming Co., Ltd. has been identified as loan fraud from the very beginning. If it really needs to be dealt with, the two will not only be expelled from the bank, they will also face legal problems. responsibility.

After the briefing, Liao Xingguo said: "The results of the investigation are basically the same. Members, please express your opinions."

"I suggest dismissing Wang Chong and Zhang Feifan, and report their violations to the regulatory authorities." Song Ting, the chief financial officer, has always been vigorous and resolute, without any sand in her eyes, and said firmly.

Song Ting graduated from Sloan School of Business and was a senior partner of PricewaterhouseCoopers. She was an executive hired by Donghua Bank with a high salary. In addition, she has a major shareholder as the backer, so she is very strong in the industry.

Song Ting's professional skills are excellent, but they are limited to financial figures, and she is not so shrewd when it comes to personnel matters.

When she first came to Donghua Bank, Song Ting was given a few slaps by the people from Laocheng Xinshe, which made her hate the bureaucratic style of these old Donghua people.She is the third in command of the senior management. Because of her strength, many new recruits and old employees who were suppressed by the Old City Xinpai gradually moved closer to her, and vaguely became the leader of the New Donghuapai. At least she felt so .

Regarding Wang Chong, Song Ting has always been unattractive. She always feels that he is too arrogant and aggressive, a little disobedient, and once questioned her in public that she didn't understand business, which made her feel a little bit grudge.

In contrast, Du Yunqi, the human resources director, was much more restrained.Although both of them were senior managers brought in after Donghua's restructuring, he, who has been engaged in personnel work for a long time, knows when to express his opinion and when to keep silent, especially when Lin Tianhua and Liao Xingguo did not express their views. In no rush to comment.

Li Youtian said at this time: "Director Song, I'm afraid it's inappropriate to jump to conclusions in such a hurry before the parties concerned have defended themselves?" Wang Chong was labeled like this.

"The evidence is solid, what's wrong?"

Li Youtian sarcastically said: "I admit that you are very talented in finance, but this is business accountability. In order to prevent and control risks, every business has set up strict procedures in the process of handling, and only a simple investigation , I hastily concluded that this is irresponsible, not only irresponsible to our bank, but also irresponsible to the parties.”

Song Ting hated people questioning her ignorance of business, and what Li Youtian said made her a little annoyed, "I don't understand business, so you understand? Well, even if I don't understand business, shouldn't the loss of more than 1000 million Someone is responsible for this, he is not responsible, so are you responsible?"

Lin Tianhua held the thermos cup and kept silent.

He is also a very strong person, even a bit arbitrary, but since this matter involves Wang Chong, he is suspicious.

Of course, he is aware of the struggle between the two factions in the industry. Sometimes, he is willing to see this kind of internal fighting among his subordinates, and he stands by like Emperor Jiajing when he is a referee.Chief executive officer is not an either-or position, especially in joint-stock banks, everything is based on indicators and performance. If the data is not good, the board of directors can remove him at any time.But today, he felt that there was a force surging in the dark, even threatening his position. After being in the position of president for a long time, he gradually learned some strategies to hide his strength and bide his time.

Therefore, he decided not to express his opinion, and let the people below jump out to clear the fog in his heart.

Song Ting stood up and looked around. All the people who made eye contact with her lowered their heads one after another. The leaders questioned each other in public. She wished she could hide away from this kind of fairy fight, for fear of being involved. go in.

She pointed at Gu Tiande and said, "Are you coming?"

Gu Tiande said repeatedly: "Director Song is joking."

Song Ting was angry at the moment, and pointed at Li Qingquan again, "It's you?"

Li Qingquan shook his head quickly, "Of course it's Wang Chong!"

Song Ting seemed to have found an ally, she felt a little relieved, and said, "Tell me why he should take this responsibility!"

Li Qingquan hated Wang Chong for a long time, but now he finally caught an opportunity, stood up, and said cautiously, "Since Wang Chong came to the Chengdong Sub-branch, he has disobeyed discipline, violated the discipline in the industry many times, and contradicted his superiors. Cliques formed within the bank, suppressed dissidents, and made the entire Chengdong branch into a mess..."

Gu Tiande said in his heart that this kid had the guts of a leopard today, and he even talked nonsense. If you talk like this, it seems that I have a problem with my management ability, so he made a fake cough and said in a low voice: "Let's discuss the matter, don't play around."

Song Ting asked: "President Gu has something to say?"

"No no."

"Li Qingquan, right? Go on."

Li Qingquan got Song Ting's instruction, and became more unscrupulous, saying: "The fact is that the loan from Tianqin Farming Co., Ltd. has caused losses to the whole bank. How can one Luo Dacheng and a few farmers cheat the loan? Certainly." It's collusion between inside and outside, I even suspect that behind this loan, Wang Chong and Luo Dacheng have some shady deal!"

At this time, someone said at the door: "I'm afraid there is someone who can't see the light of the transaction, is it Director Li Qingquan?"

Note: In the last few chapters, things about asset handling and accountability require a certain process and time in actual operation. I simplified it for the sake of the plot.