Reborn Russia As An Oligarch

After returning to the small private room and sitting down again, Wang Ye smiled and said to Wang Dongdong:

"Dongdong, there are two envelopes here, you choose one.

One of them contains a check for one million. If you choose this one, just take it. The money is yours and you don’t have to pay it back.

The other one contains a check for 10 million, but if you choose this one, you have to pay the money back after three years.

In other words, you only have three years to use the ten million yuan

Moreover, this money is not for you to use in vain, you need to pay interest.

Just calculate it at four points of interest per year. After three years, you have to pay me back 11.2 million! !

Which one do you choose? "

Zhang Xiaoxi looked at Wang Ye in surprise. She didn't know what he meant. Why did he let Wang Dongdong make the choice? Wouldn't it be better to just give her a sum of money?

But she didn't say anything, because since Wang Ye did this, he must have had his thoughts.

As an old classmate of mine, as a "foreigner", he managed to achieve his current status in Russia in just five years. What he did was beyond the comprehension of a "mortal" like him...

So just watch from the side and don't need to express any opinions.

Wang Dongdong, on the other hand, was speechless.

She subconsciously thought that Wang Ye was joking, and Wang Ye's expression was quite serious, but why did this million or ten million feel like it was not money in Wang Ye's eyes!

Not to mention 10 million, even 1 million is still a huge sum of money!

The real estate they are selling only costs over 3,000 yuan per square meter, while the average house price in the provincial capital is even less than 3,000 yuan!

This means that one million can buy three houses with three bedrooms and one living room in full!

As for how many apartments ten million can buy, Wang Dongdong doesn't even dare to forget...

Why should we use the house to measure it? It can only be said that this is her "occupational disease"!

…………

"Are you...serious? Why did you give me money?"

After hesitating for a long time, Wang Dongdong asked with difficulty.

Her eyes were still fixed on the two cowhide envelopes on the table, as if she wanted to penetrate the envelopes with her eyes to see if there were really two checks inside...

Wang Ye smiled lightly and said casually:

"Because you helped me before, and now you are in trouble, and I happen to have the ability, so let me repay the favor I owe you.

Don't think too much, and don't worry about me plotting against you or anything.

This amount of money may seem astonishing to you, but to be honest, to me, it is nothing.

Xiaoxi, you think so? "

"Yes, yes! Don't worry, Dongdong. Wang Ye is... not an ordinary rich man. This little money is really nothing to him." Zhang Xiaoxi nodded quickly to testify for Wang Ye.

Wang Dongdong looked at the two of them suspiciously, still a little worried, and asked again:

"Then...is this your family's money? I think it's still not very good..."

Wang Ye spread his hands helplessly: "I told you, it's my own money and has nothing to do with anyone else. Don't think so much, just choose."

Although Wang Dongdong was still not completely reassured, she "knowingly" stopped asking questions. She looked at the envelope on the left and then at the envelope on the right.

As if he had made up his mind, he raised his head and looked at Wang Ye and said, "I choose the one with ten million!"

Wang Ye was noncommittal and just reminded her with a smile: "This ten million is not for free. You will have to pay me back 11.2 million in three years, and I will have to write an IOU. By the way, can you tell me about you? What do you plan to do with the money?"

After Wang Dongdong made his choice, he seemed to have been relieved of a heavy burden, and he felt relaxed.

Her eyes were a little dazed, and she explained as if talking to herself:

"After taking these ten million, I naturally paid off my family's debts first. I feel sorry for having owed them for so long.

I didn’t have much money before, and it was all money from relatives and friends, so I was shameless and didn’t mention interest.

Of course, they didn't want to ask my family to pay interest. They all knew our family's situation, so they didn't even urge my family to repay the principal.

But the more this happens, the more embarrassed I feel to face them.

Now that I have enough money in my hand, in addition to the principal, interest must also be calculated.

They are not from a wealthy family, but they helped my family during the most difficult time. We must be grateful.

But it doesn’t cost much, the principal plus interest totaling 250,000 should be enough.

With the remaining money, I plan to start my own business.

As you can see, I am now a sales consultant, that is, a house seller.

So I know a lot about this industry.

In my opinion, although the current real estate market is not too prosperous, in the long run, the real estate market has huge potential!

The country has been talking about urbanization. I don’t know much about these big policies, but from a literal point of view, isn’t urbanization about expanding the size of cities and letting rural people, or some rural people, move into cities?

Since many people will come to the city in the future, they will need a sheltered place to live.

This means huge demand for real estate!

Especially those relatively affluent small business owners in lower counties and cities, who don’t want to settle down in provincial capitals. Since you want to settle down, you must buy a house!

Therefore, I am very optimistic about the future real estate market. "

Wang Ye nodded and asked with interest: "So you want to start a real estate company? Although ten million is a bit reluctant, it is almost enough to start with small projects in small cities."

If Wang Dongdong really wants to start a real estate company, although Wang Ye won't say anything, he won't think highly of her.

Because there is a high possibility that Wang Dongdong will not be able to pay the money in three years. For a real estate project, from getting a suitable plot of land to laying the foundation, construction, and sales receipts...

After the whole process, three years is enough.

Moreover, 10 million really can’t get any big projects done, and it’s even impossible to establish a foothold in provincial capitals, and can only go to lower cities.

But these days, the first- and second-tier real estate markets have not yet fully developed, and the lower cities do not have that environment.

Therefore, Wang Ye is not optimistic about Wang Dongdong starting a real estate company.

…………

Wang Dongdong shook his head, "I don't have the ability to start a real estate company. Although I haven't been in this business for a short time, I still know some things. Take our provincial capital as an example. If you want to get a piece of land, you don't need to do anything. The money is low, and the land in a good location is not enough to have money alone, but also to have connections!

So, I don’t want to go into this muddy water.

My idea is to be a real estate agent!

This industry is that...yes, asset-light industry!

Isn’t this a popular word now?

The real estate market is not just about commercial housing sales, but also house rentals. The market size of this segment is also very huge.

Just like myself, I studied in a university in a provincial capital, so I naturally want to stay here after graduation.

Then you need to rent a house!

There are many young people like me in the provincial capital, and most of my colleagues live in rented houses, so there is a huge market demand.

But according to my observation, there are no large-scale intermediary companies here in the provincial capital. They are all small stores that only operate in a few nearby communities.

So I think the rental market still has a lot of potential.

We just need to open more stores and hire more staff to gain the advantage of scale.

By then, my agency will have more housing information, more stores and outlets, and a greater reputation, which will naturally attract more owners to rent their houses to us, and renters to come to us for help. Looking for a house..."

Wang Dongdong kept explaining to Wang Ye and Zhang Xiaoxi her ideas and how to make the agency company bigger and stronger.

It can be heard that this was not a sudden move on her part, but something she had carefully considered.

What she said is very practical. Even if Wang Ye is asked to become an intermediary company, this is probably how it will be done.

“So, with this starting capital of 10 million, I can have a very high starting point, directly use the advantage of scale to seize the market, and occupy the rental market in the provincial capital...

Ah, sorry, I talked too much. "

While talking, Wang Dongdong suddenly realized something, stopped quickly and apologized to Wang Ye.

These things are just what I thought about when I had nothing to do after I entered this industry.

Talking eloquently in front of a big boss like Wang Ye, isn’t it just trying to make a fool of yourself...

…………

Wang Ye comforted her with a smile and said:

"It doesn't matter, your thinking is very clear, and I also think this plan is feasible.

Now that you have made up your mind, take the ten million. "

Wang Dongdong quickly asked Zhang Xiaoxi to borrow paper and pen, and carefully wrote down an IOU.

It was noted on it that she asked Wang Ye to borrow 10 million in cash today, and after three years, she would have to repay Wang Ye a total of 11.2 million with interest!

After finishing writing, she solemnly handed the IOU to Wang Ye with both hands.

After Wang Ye took it, he handed it to Zhang Xiaoxi and said jokingly: "You will be responsible for supervising this money. You will be responsible for collecting the debt in three years."

Zhang Xiaoxi also smiled and nodded and said that it would be no problem. She would contact Wang Dongdong more in the past three years.

Wang Dongdong smiled and his eyes were a little moist.

She understood that the two old classmates were just trying to help her and didn't care much about the ten million.

Obviously, she couldn't even imagine how rich a person who could easily take out 10 million in cash could be.

But she was even more curious.

Judging from the expressions on Wang Ye and Zhang Xiaoxi's conversation, the two should have a very good relationship now, and they are definitely more than just old high school classmates.

And among the two, it was obvious that Wang Ye was the dominant one, while Zhang Xiaoxi was a bit "well-behaved", which was not like the old monitor she knew!

Wang Ye also took out this money. According to what Zhang Xiaoxi just said, this money is not worth mentioning to Wang Ye.

In addition, when we first met, Wang Ye said that he had just returned from Moscow and would "hang out" there in the future...

Taking this information together, Wang Dongdong can draw few conclusions.

But one thing is for sure, that is, Wang Ye has made a lot of money in Russia!

As for what kind of business it is, I don’t know...

Although she was very curious, Wang Dongdong was very sensible and did not ask. She knew that there were some things that she should not know, so don't be curious!

…………

After dinner, Wang Ye and Zhang Xiaoxi said goodbye to Wang Dongdong, saying they were going to the old city for a walk.

Watching the two people get into the shiny black Mercedes and speed away, Wang Dongdong stood on the roadside with his hands raised for a long time without putting them down.

Wang Dongdong didn't put down his arms until the car was out of sight after turning the corner.

Reaching out and pressing the thin envelope in his pocket, Wang Dongdong felt the existence of the envelope and believed that all this was real and not a dream!

Subconsciously taking steps towards the company, Wang Dongdong suddenly thought of something and stopped quickly.

Although he had seen the check in the private room and it did say 10 million, he had never handled such a large check before.

To be honest, I don’t even know how to tell the difference between real and fake!

Although it is basically impossible, what if this check is fake...

It's not that I can't trust my old classmates, but that two old classmates who haven't been in contact for several years suddenly found me and "gave" me 10 million without saying a few words...

this……

No one can believe it when it comes to it, and they will probably feel scared and wonder if there is something wrong with it...

…………

But this problem can be easily solved. The cash check Wang Ye gave her was from the Industrial and Commercial Bank of China. There happens to be an ICBC branch on this street. If you go there and ask, you will know the authenticity!

Wang Dongdong hurriedly walked to the Industrial and Commercial Bank not far away. After entering, he explained his purpose to the lobby manager.

When he heard that it was a large check of 10 million, the lobby manager did not dare to neglect it. After carefully identifying it, he was still not sure, so he called his colleagues. After some research, they called directly. I called the issuer of the check to confirm.

Finally, with a smile on his face, he said to Wang Dongdong in a respectful tone:

"Hello, the check is genuine, there is nothing wrong with it!"

Wang Dongdong's eyes lit up and he quickly asked: "Can I withdraw this money directly? Oh, it's not cash, but transferred to my personal account."

The lobby manager immediately said: "Actually, according to the regulations, you must go to the issuing bank to withdraw cash. Oh, the issuing bank of this check is a branch in the capital, so you need to go to the capital."

Before Wang Dongdong could ask, she continued: "Of course, if you apply for a savings card at our branch and deposit the money at our branch, we will handle all the procedures for you."

Wang Dongdong finally understood that the lobby manager wanted to save money...

But these are minor details and not important. The most important thing is that this cash check is real!

This ten million is also true!

My family’s foreign debt can be paid off, and my mother no longer has to get up early every day and ride a tricycle to the county town to sell vegetables.

And I no longer have to act like a clown every day, nodding and bending to hand out flyers when I see people!

Just such a thin piece of paper changed the fate of my whole family drastically...