Reborn Rich To Rival Country

The summit begins.

First, some bank presidents and some financial tycoons gave some decent speeches.

"OK,

"Let's applaud, Mr. Xiang Xia Qiang, the founder of Elephant Play Company and a well-known entrepreneur, delivered the final speech for us!"

Whoa!

With a burst of deafening applause, Xiang Xia Qiang appeared in a defiant manner with his head held high.

As soon as he played, Xiang Xia Qiang threw a king bomb!

"I am here today, not to give a speech, but to change the bad financial environment of the whole summer!!!"

In a word,

The bad financial environment in Daxia?

Who is this connotation?

This Xiang Xia Qiang...

Courage is not ordinary big ah!

How dare you dare to connote bank leaders in public? !

Chen Mo laughed.

Is this too fast to die?

Xiang Xiaqiang doesn't care at all

"The current financial industry urgently needs a change!"

"Without this change, there would be no more SMEs!"

"Without this change, ordinary people who want to start a business will be as difficult as reaching the sky!"

"So! My opinion is, don't break it, don't stand!"

"I often hear banks say, oops, we will give loans to small and medium-sized enterprises and entrepreneurs!"

"I've been listening to this for five years! But how many banks are doing it down-to-earth? Very few! Very little!"

"Because the banks of today's banks are still the idea of ​​pawnshops hundreds of years ago!"

"Businesses that want to develop, and those outstanding entrepreneurs who have no capital, go to the bank to borrow money without collateral!"

"And I, Xiang Xiaqiang, believe that the pawn shop idea of ​​mortgage cannot support the financial needs of future world development. The pawn shop idea must be replaced by a credit system based on big data, so that credit equals wealth."

"This is also something that my Elephant Wanbei company has been promoting!"

"Tell everyone, Xiang Xia Qiang has no interest at all in moving our small and medium-sized enterprises and private enterprises' cakes!"

"On the contrary, I am very interested in Shake Shake State-owned enterprises, hey!"

"Don't you like to play monopoly? I'll just come up with a brand-new financial model, so that you can't monopolize it, make you sleepless, and give all small and medium-sized enterprises and entrepreneurs a new way to borrow money!"

Whoa! ! !

A burst of deafening applause almost overturned the ceiling!

All the entrepreneurs on the scene are applauding desperately and applauding!

This allows

Compare a bank to a pawnshop?

Saying that banks don't do the truth?

This is no longer in the connotation, this is already the output of riding the face!

But Xiang Xia Qiang didn't mean to stop, instead he became more and more excited!

"Today, when Elephant is about to go public, I want to say something at the Hong Kong City Summit: if-the-banks-do-not-ge, let's-ge-the-banks!"

"If the bank doesn't change, we will change the bank!"

Boom~~~~

As soon as these words came out, the entire audience stood up collectively, applauding, applauding, and whistling, as if a nuclear bomb exploded, deafening!

Turning his head to look again, the presidents of the four major banks were already as pale as paper.

This is not a fucking face-to-face output, this is killing people! ! !

Are you saying that you are scolding us for not doing anything?

When the applause fell, a voice suddenly came from behind: "Mr. Xiang, I think banks should have a "pawn shop" mentality!

Banks only misappropriate depositors' funds, and risk control is the first.

The depositor is the creditor of the bank and the owner of the bank's assets! What if the bank does not control risks and there is systemic risk? "

As soon as these words came out, the presidents of the four major banks looked a lot better, and they all followed the audience's gaze and focused on the person who happened.

I saw the person talking, dressed in a white suit, elegant and handsome, like a prince who came out of a fairy tale.

It is Chen Mo!

Xiang Xia Qiang's face suddenly sank.

Chen Mo actually came here to make trouble for him!

Doesn't that keep him off the stage?

However, in front of so many financial predators, Xiang Xia Qiang is not easy to attack, he can only say with a smile:

"I say this also for the consideration of our private enterprises and entrepreneurs."

"If banks keep the current financial model, ordinary people and small and medium-sized enterprises will never have the opportunity to make big money!"

Chen Mo sneered: "Mr. Xiang, you are so ignorant, what kind of change and what kind of financial model are you talking about here? Is the purpose really for the majority of entrepreneurs and small and medium-sized enterprises?"

"What you want to do is nothing more than to lend the people's money at the lowest cost and make high-risk investments. If you become yourself a big loser, what will you lose? Who will suffer in the end?"

Xiang Xiaqiang: "..."

He was left speechless by Chen Mo.

The presidents of the four major banks instantly had smiles on their faces, and they all cast a satisfied smile on Chen Mo.

Although they don't know Chen Mo, their affection for Chen Mo has reached the limit!

Seeing that the scene could not be controlled, Xiang Xia Qiang could only bite the bullet and say:

"But in fact, our elephant company is indeed creating a financial model that allows everyone to have money to lend! You can't deny this, can you?"

Chen Mo smiled and said, "Is that true? If it really depends on credit, as you said, why does your company require users to submit all relevant information such as jobs and garages? Wouldn't it be better to let users borrow money directly on credit? "

"Also, banks not only have consumption reserves, but also credit loans. That is, they are lending money to users by credit!"

"What you say is that everyone can borrow money to use it, but in fact there are still various restrictions. Those who can eventually borrow a lot of money to start a business can still borrow money from the bank."

"Ordinary people, it is impossible to borrow a lot of money from your company!"

Xiang Xiaqiang: "..."

Oye! ! !

Hit him to death! Hit him to death! Kill this bastard for Lao Tzu! ! !

The presidents of the big four banks almost jumped up and cheered for Chen Mo!

Chen Mo hurried step by step, every word he said:

"I have repeatedly emphasized that I am a technology finance company, not a pure financial company. But this is not the case. Under the guise of technology, they are still playing the old trick of taking interest rate differentials.

Based on the so-called big data, what kind of bullshit credit loan is there, the annualized interest rate is as high as 26%-59%, what kind of technology is this? "

"Oh, by the way, Mr. Xiang, how do I remember that in Daxia, if the annualized interest rate is greater than 25%, it is illegal?"

"Can you answer this question for me?"

Xiang Xiaqiang: "..."

At this moment, Xiang Xia Qiang's forehead was full of sweat.

Chen Mo has already scolded Xiang Xiaqiang like a man on his back, like sitting on pins and needles, like a sting in his throat!

And the audience under the stage, from the admiration just now, turned into a weird expression, pointed at Xiang Xia Qiang, and talked in a low voice.

"Xiang Xiaqiang is really shameless!"

"Yeah, it's essentially a loan company that eats interest rate differentials, and it's still in line with the bank here!"

"I don't have to play anymore!"

"..."

Hearing the audience's discussion, Xiang Xia Qiang finally couldn't hold back and roared:

"security guard!!!"

"Where's the security???"

"This person is here to make trouble! Quickly kick me out!!!"

23qb.