Reborn in Brazil As a Plutocrat

  Chapter 295 estimated reserves of 10 billion barrels

   Javed Yumai wrote and calculated in his notebook, and after more than ten minutes, he raised his head and looked at Fang Lang and said:

   "Mr. Fang, the minimum should not be less than 800 Cruzeiro per year, otherwise we will lose money."

  Fang Lang stared at Javed Yumai carefully for a while before saying:

   "Mr. Yumai, this kind of insurance policy business with a scale of 100,000 people should not be viewed from a purely risk management perspective.

   This is a very large amount of money, and you should calculate how much investment your company can use this money to invest after receiving the premium.

  The profit from investment will be countless times that of your simple premium. "

  The surprise on Javed Yumai's face flashed, and he quickly returned to normal, smiling and saying:

   "Mr. Fang, it seems that he is very clear about the profit model of our insurance company.

  Actually, the 800 Cruzeiro I gave was the final quotation I gave after careful calculation and our investment profit.

  You need to understand that there are no low-risk projects suitable for insurance capital investment.

  If we choose high-risk projects, the ROI may indeed break even.

   But we can't afford the risk. "

   "Directly increase 100,000 customers at one time, but no amount of money may be able to obtain development opportunities!

  Mr. Yumai don't think about it seriously? "

   In order to allow the workers to enjoy basic medical services at a relatively low price, Fang Lang also let go of his face.

  Haggling with Javid Yumai.

  As the boss of Youmai Insurance Company, he obviously doesn't agree with Fang Lang's point of view.

  No matter what Fang Lang said, he just insisted on not letting go, and the minimum annual premium should not be less than 800 Cruzeiro.

  If calculated on the basis of 800 Cruzeiros per year, the workers themselves need to pay about 22 Cruzeiros per month, accounting for about 8% of the workers' monthly income.

   Now even 5%, Fang Lang is not very sure that he can convince everyone.

   Not to mention eight percent.

  In the end, Fang Lang could only sigh, and shook his head helplessly.

   "I'm really sorry, Mr. Yumai, I think we need to think about it."

   Javed Yumai is obviously very excited about this business,

  So, I also said helplessly:

   "Mr. Fang, we at Yumai Insurance are very interested in this business.

  However, the price you gave is too low.

   If your discussions finally come to fruition, you can call me. "

   After speaking, he got up directly, nodded to everyone in the office, then turned and left.

   In fact, this time is not a negotiation, both parties have only expressed their ideas initially.

   The reason why Javed Yumai chose to leave directly was to give Fang Lang and others time to discuss themselves.

  I also want to return to the company as soon as possible, and arrange for the company's financial personnel to re-evaluate whether this project has cooperation value.

  Seeing that Javed Yumai was about to leave, Mayor Scalia also chose to stand up and bid farewell to everyone.

  After leaving the Fangyuan Group, Mayor Scalia let Javid Yumai board his car and left together.

   Fang Lang stood by the window of the office, watching this scene, a smile appeared on the corner of his mouth.

   "Everyone is gone, what else are you looking at?"

  Fang Xinshan looked at his tall and straight son standing by the window, and asked suspiciously.

  Fang Lang turned around, smiled and said:

   "It's nothing, let's see if Mayor Scalia can convince this Mr. Javed Yumai."

   "How do you know that Mr. Mayor Scalia will help you persuade the other party?"

  Fang Xinshan asked slightly puzzled.

   Fang Lang smiled and said:

   "Guess!"

  Hearing Fang Lang's words, Fang Xinshan rolled his eyes and ignored his son.

  At this time, Mayor Scalia, as Fang Lang expected, was chatting with Javed Yumai about the insurance business just discussed.

   "Javed, I think you should take this business even if it loses money."

   When the mayor invited him to ride in the car with him, Javid Yumai knew that the other party would definitely discuss this matter with him.

   But unexpectedly, the first sentence turned out to suggest that he should win the business even if he loses money.

"Oh why?"

  Mayor Scalia can vaguely guess some of Fang Lang's thoughts. The purpose of doing this should be to have some connection with the trade union.

   "Actually, once this insurance business is launched, there will certainly not be only 100,000 customers."

   Hearing Mr. Mayor's words, Javed Yumai was shocked.

   "How is it possible, Fangyuan Group doesn't even have 100,000 workers! Mr. Mayor actually thinks there are more than 100,000 orders."

   "Who said that the Fangyuan Group does not have 100,000 workers, but do you know how many workers there are in the three car brand factories and the corresponding supporting factories?

  If Fangyuan Group buys a basic medical insurance for all workers, what do you think will happen if other factories don’t buy it for their workers?

  So, you should take a long-term view.

   This is a really big business. "

   As a businessman, Javid Yumai reacted immediately.

   There was an imperceptible gleam in his eyes for a moment, but it quickly faded away.

   After a long while, he said:

   "But the quotation he gave is too low, it is impossible for any insurance company to accept it.

unless"

   As he spoke, he turned his gaze to Mayor Scalia.

   Seeing that Mr. Mayor felt a little nervous, he asked anxiously:

   "Unless what?"

   Javed Yumai took a deep breath, gritted his teeth and said:

   “Unless the government subsidizes it.”

   Mayor Scalia stared at Javed Yumai, this **** capitalist, he was too greedy.

   It is not enough to collect money from workers, and they want the government to provide subsidies.

   This is not something that he, the mayor of Sao Paulo, can decide, at least it needs to be discussed in Congress.

  But as a politician, he quickly saw the huge political impact this matter could bring.

   My heart couldn't help but start to get hot.

  Jawed Yumai saw Mayor Scalia lost in thought, and he didn't disturb him, but quietly began to think about his own problems.

   For a while, the car fell into an eerie silence.

   At the same time, far in the northernmost land of Alaska in the United States.

  A group of muddy workers are working nervously around a huge drilling equipment.

   "Captain, why do you think the company asked us to continue digging in the original well?

   Is it possible that you want to penetrate the earth? "

  A young man in denim overalls, a plaid shirt on his upper body, and a peaked cap, looked at the middle-aged man who was carefully analyzing the newly drilled soil.

   "Someone gives you money to drill through the earth, why don't you do it?"

  The middle-aged man said without raising his head.

   "Haha. Why not! As long as the money is in place, it is not impossible for me to go to space and drill through the moon."

  The young man laughed loudly when he heard it.

  The middle-aged man who was checking the soil on the ground did not continue to answer the call,

   Instead, he reached out and took out a slightly black stone flake from the soil and looked it over carefully.

   Put it under your nose and sniff lightly.

   Immediately afterwards, it bounced off the ground like an electric shock.

   shouted in his mouth:

   "Boss, boss, come and see, what is this?"

  In a tent not far away, some people were sleeping, and some were writing and drawing with pens and paper.

  Hearing the cry, a middle-aged man with long hair and a somewhat scruffy look stood up from the stool unhurriedly and said:

   "What are you screaming for? An abandoned well, can it really drill oil!

  This new boss is also an idiot. He doesn't understand anything, but he knows how to direct blindly.

   It must have been a lot of money. "

   While talking, he walked towards the drilling equipment.

  The man holding the stone flake glanced at the boss who was swaying over, he couldn't wait any longer.

  Running directly to the sloppy man, he handed over the gravel in his hand and said:

   "Boss, look at this stone, I smell oil."

  The sloppy middle-aged man, who was a little disapproving, instantly became energetic when he heard this.

"what!"

   He snatched the flake from the man's hand and looked at it, his eyes got bigger and bigger.

   Looking at the man in front of him in disbelief, he said:

   "This was just dug out of here?"

   "That's right, boss. Just dug out."

  The sloppy man put the flake of stone under his nose and smelled it, his face began to flush a little.

   rushed directly to the mud pile next to the drilling rig and rummaged through it.

   Soon, several similar stones were found.

  The actions of the two people attracted the eyes of the people around them, and everyone moved closer to this side.

  The sloppy man looked at the crowd in disbelief and said:

   "There's oil, there's oil down here. Hahaha"

  When everyone heard this, they all looked in disbelief.

   After all, this well was the one they abandoned, and everyone felt that it was impossible to find oil here.

  But who knows that during the winter break, the boss of the company will be replaced.

  The new boss didn't know who he had listened to, and asked everyone to drill in the original hole and continue to drill down.

   Originally, everyone took it as a joke, but a new situation appeared today.

  But for everyone, being able to dig oil is also of great benefit to them.

   After all, they also get a commission after the oil is released.

  So, after hearing that there was really oil under here, everyone became excited like a chicken blood.

   One after another gathered around the drilling platform to check the drilled oil-bearing shale.

  As time went by, more and more gravel was drilled out of the well, and everyone became more and more confident.

  After another whole day and night of drilling, everyone who had just finished lunch heard a huge vibration coming from the drilling platform.

  Everyone who was resting ran to the drilling platform one after another, watching closely as the drilling platform went down a little bit.

  As the probe continued to go deeper, the vibration became louder and louder, as if a demon from the abyss was about to break out of the ground.

  But the crowd around the drilling platform, not only did not have the slightest fear, but leaked an uncontrollable excitement.

  It's like a devil believer who is preparing to meet Satan.

  The vibration sounded for about half an hour, and there was a howling sound like a strong wind blowing through the entrance of the cave.

  Everyone knows that this is the roar of natural gas being awakened.

   An unpleasant smell began to emit in the air, and then a burst of natural gas rushed out of the casing, spraying black oil more than ten meters high, followed by it.

  The nearby workers were poured all over their heads and faces, but the workers had no one to hide, and they all stood below and cheered loudly.

   Let the black gold be painted all over the body.

  This is a memorable moment. Years of hard work finally paid off at this moment.

   Of course, this has nothing to do with the Richfield family.

   Soon, the news that Universal Petroleum Exploration Company discovered a large oil field in Prudhoe Bay, Alaska spread like wildfire.

  As the second largest shareholder, Morgan received the news immediately.

   And quickly found the famous McNaughton Consulting Company to conduct resource assessment for the Prudhoe Bay project.

  When the evaluation results were presented to Morgan, Morgan couldn't believe his eyes.

  I saw "estimated reserves of 10 billion barrels" written in bold red pen on it.

  (end of this chapter)