Rebirth to 90s: Start from Scratch

Chapter 248: Thought height

After An Baoyang left, Zhang Qianxiu asked all the interviewees to come in and waited in line outside his office for the interview.

In his previous life, Zhang Qianxiu worked as a technology. Although he was not a high-level manager, he had been mixed for decades, and there were several people under him. Every time someone came to his group, he had to go through an "interview" with Zhang Qianxiu.

However, the people for Zhang Qianxiu's "interview" are basically determined. Even if Zhang Qianxiu doesn't want it, they will be assigned to another group.

Therefore, Zhang Qianxiu knows a little about interview skills, but the doorway inside is not very familiar. After all, he has never done any personnel affairs.

In the past few days, Zhang Qianxiu has also interviewed some people, without a teacher, he has also mastered some skills and knows how to ask questions.

There are a dozen people in total, but two of them are quite satisfied. One is Han Mingxu, who has a high school degree, has worked in Shencheng, and has been in charge of personnel. He is not very old, and is a young man in his early twenties.

Another person is Gu Ledan, who is in her thirties. She used to work as a temporary worker in the office of a state-owned unit for more than ten years. Now most of the state-owned units are almost unable to sustain it. Naturally, she is a temporary worker. Will be fired.

Gu Ledan used to do almost everything in the unit, serving tea, pouring water, sweeping the floor, recording some basic meetings, issuing documents, summarizing, drafting documents and speeches, helping the unit to order newspapers, etc., almost a panacea.

These two people have corresponding work experience, and they are also pragmatic people. Zhang Qianxiu directly placed Han Mingxu in the personnel position and Gu Ledan in the administrative position.

There were five or six people left, three of them were removed by Zhang Qianxiu, and three were left.

Zhang Qianxiu didn't really appreciate the three people left. It was because there was no one. There was a pit left, and it would be fine for a little ink to come out a day. Anyway, the current labor is not expensive.

As long as these people are not stupid and work for two or three months, they can always do a little work.

Busy time flies quickly.

Zhang Qianxiu hardly felt anything, and it was time to leave work. If An Baoyang hadn't come back to tell Zhang Qianxiu, he wouldn't know it. At first glance, ten minutes had passed.

When I went out of the office, no one in the office left was waiting for Zhang Qianxiu.

Looking at this, Zhang Qianxiu couldn't say that he was satisfied. After all these years of work, he knew very well what the virtues of the people in the office are. Eight hours a day, half of the time spent on work is good.

"All get off work!" Zhang Qianxiu shouted.

When the employees in the office heard Zhang Qianxiu's words, they dared to stand up and leave. When they left, they didn't forget to say hello to Zhang Qianxiu.

When she got home, Su Yuwei had already returned. She was still cooking as usual, but Ge Qingshan was here today.

"Master!" Zhang Qianxiu said hello.

Ge Qingshan nodded slightly: "You are very busy!"

"I'm a little busy. I have taken a few factories, and I'm so busy that I'm almost dead." Zhang Qianxiu said.

Ge Qingshan smiled softly: "Busy means there is something to do. It's better for young people to be busy!"

After chatting with Ge Qingshan, Zhang Qianxiu walked in to see what he was eating today.

Su Yuwei was frying tofu and said to Zhang Qianxiu: "Grandpa Ge will come to our place for dinner in the afternoon, and Grandpa Ge will make it by herself at noon."

At noon, Ge Qingshan had a meal in Shudetang, and then came back for dinner in the afternoon. This was actually quite troublesome.

But sometimes, if there are more such troubles in life, there will be a lot of human touch and warmth in life.

Zhang Qianxiu nodded: "Well! That's good. Would you like to work out with me in the morning? Let the master also teach you some tricks."

"Why do I learn that stuff? I don't fight." Su Yuwei has no interest in martial arts. It is estimated that most girls have no interest in martial arts.

Zhang Qianxiu smiled and said, "It can prevent perverts."

Su Yuwei was stunned for a moment, and then glared at Zhang Qianxiu, "Fight against you?"

"What this says is that we are called congeniality. Since congeniality is congenial, how can my behavior be called a pervert?" Zhang Qianxiu said deliberately and solemnly.

Su Yuwei smiled: "Don't be slick with my tongue, go and talk to Grandpa Ge for a while, the tofu is fried, and you can eat in ten minutes."

Zhang Qianxiu and Su Yuwei said a few more words, then turned around to chat with Ge Qingshan outside.

After eating, Ge Qingshan stayed and sat for a while, and talked about the wood outside, indicating that a carpenter would come over tomorrow.

Zhang Qian revised to talk about this. Ge Qingshan said before that he would hire a carpenter, but then Ge Qingshan went to celebrate the festival with his children and grandchildren, and the matter was delayed.

Su Yuwei's design drawings have already been completed, and then just follow the drawings. Even if there are changes, it is estimated that they will be minor changes.

After seven o'clock in the evening, Zhang Qianxiu and Su Yuwei sent Ge Qingshan back to Shudetang.

Ge Qingshan's work and rest schedules are relatively regular. As long as there is nothing to do, he will basically go to bed at nine o'clock, wash up at home, read a book, and basically go to sleep, while Zhang Qianxiu and Su Yuwei sent Ge Qingshan home and walked back.

During the evening reading time, Zhang Qianxiu took out the information given by Han Zhuozhu and looked through it.

He had promised them before that he would give some information within three days, and now it has been one day, and he hasn't read the information yet.

"What kind of information are you?" Su Yuwei asked casually.

Zhang Qianxiu looked at it and said, "The bank loan information."

Su Yuwei knew what Zhang Qianxiu and the bank wanted to do, but she was a little curious: "Show me what you saw."

Zhang Qianxiu passed the information he had read to Su Yuwei.

Su Yuwei took a closer look and said: "The state has a lot of support! I found that there are actually a lot of support, and many people meet it, and I haven't seen them apply for support."

The information that Zhang Qianxiu took was from the inside of the bank, and the information on loans was almost trivial, all on it.

Zhang Qianxiu nodded slightly: "Yes! The state supports these."

"But no one has ever applied." Su Yuwei added: "At least there is no applicant in our village."

"There are some interest-free loan projects. According to the standards, they will definitely be able to approve them. Even if the money is not used, it can be stored in the bank, and there can be a few yuan in interest a year!"

Now it’s only a few dozen dollars to study, but many families can’t get this money, so they have to borrow a little bit.

If there are more than a dozen yuan in interest, some of the problems can be solved for farming families.

Sometimes the reality is like this. It doesn't matter if you have thousands or tens of thousands, and you can't even get ten dollars.

It was precisely the sentence "Zhumen's wine and meat are smelly, and the road is frozen to death."

Zhang Qianxiu casually said: "If they can think of this like you, they won't be so poor."

The fact Zhang Qianxiu said is that he can think of going to the bank for a loan, and then handing the money to his wife or son to take the deposit and earn interest. In this era, people who can think of this are all water chestnuts.

Even in the 21st century, many people don’t know that there are actually opportunities to apply for interest-free loans in rural areas, especially for poor households. If they want to apply for an interest-free loan for breeding or planting, banks in many places will approve it. Although the amount is not large, there are less than 10,000 to 20,000, and more than 30,000 to 50,000!

And after the approval, no one will check it. You just need to deposit the money in the bank to get the interest. Many people may not look down on the annual interest rate. After all, the annual interest rate is only 1.5%, and the loan is 20,000 yuan, only three a year. For a hundred yuan, it will take one or two days to run a loan, which may not be enough for wages.

But as long as you are more courageous and think of a way to get the bankers to look at the information a little better, you can borrow 50,000 yuan, as long as there is no problem with credit, do not remove the "hat" of "poor households", and repay on time every year, the following year There is no problem at all to borrow money.

After getting the loan, go to a treasure to find a regular 5-year deposit, the annualized return can reach about 4.7%, or buy a treasury bond, and there will be a 4% annualized return for a five-year period. Just think of a way to embezzle 50,000 yuan. The interest-free loan is about three days, and the loan of 50,000 yuan from the bank is equivalent to embezzling three days.

In five years, there will be more than 10,000 in interest, and you will earn more than 10,000 yuan. As long as you take one or two days a year and go to the bank, it will only take ten days in five years.

(An explanation: This is indeed true. I have seen such an operation. The person has nothing to do with him. It is a simple poor household, but his family has been in a poor household for many years. The conditions are good now, but the poor household has not been removed. . For fixed deposit, go to the local small bank, the interest rate is much higher than that of the four major banks, and the deposit amount can even reach 5% interest; or if you support a treasure, choose financial management, and then choose bank deposits.)

But most poor households would not think of this, and they do not have the resources to understand this.

Therefore, no matter what age, the three points of information, knowledge and courage will fix people in a class and cannot turn themselves over.

Closer to home.

Su Yuwei still agrees with Zhang Qianxiu's words: "Do you plan to lend out all these interest-free loans?"

"Yeah!" Zhang Qianxiu suddenly raised his head, looked at Su Yuwei, and said, "You said I did this, isn't it a bit bad?"

Su Yuwei nodded without hesitation: "There is one thing. Interest-free loans are the support of people in the country. If you take all of them, you are a typical national asshole."

Su Yuwei couldn't help but laugh out loud: "You really are a moth!"

Zhang Qianxiu smiled bitterly: "The **** are assholes! Maybe I can get rid of the rotten flesh from the wounds of this country in the future."

Su Yuwei smiled: "You are really not ashamed, you are putting gold on your face."

Zhang Qianxiu shook his head: "No, no, everything is possible. You can't underestimate my ability."

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