Rebirth – Super Bank System

The next day

At noon, Tang Qing came to the hotel and Zhang Dongqing and his friend signed a loan contract. This time, Zheng Xiu did not come. I think that it is also true that a policeman or a leader who is about to be promoted to a junior-level cadre is not suitable for such participation. Before, it was because I wanted to help my comrade Zhang Dongqing to check and shake the other side. This time everyone is familiar with it, and I am not afraid of being pitted. Plus there are outsiders, some things still have to be avoided, so as not to spread out. .

The clothing factory Boss is called Lu Jianhui. It has been a clothing business for more than ten years. The factory is not small. There are more than 100 people and fixed assets. However, the bank loan process is too much trouble, and the flexibility of SMEs for capital is very demanding. High, so he also had to use private lending. Before that, he used other people’s money. The interest rate was higher. It was even as high as 2.5 in a month. But there is no way, you can use a month and a few months of customer stability. You are quick to return the other party and have to find someone to borrow again, and these are all cost, time, manpower, risk, etc., how can high interest rates not be possible.

He had heard that Zhang Dongqing had recently received a big order, thinking about whether the funds were plentiful for a month, and he was so familiar. He believed that Zhang Dongqing would not have high interest on himself, and that the two factories were not far from Zhang Dongqing. I also understand the situation of my own factory, and I don’t need to worry about Zhang Dongqing’s ability to repay.

It’s just that Lu Jianhui didn’t think that Zhang Dongqing had no money at this time. Most of the money was taken to buy equipment to recruit people. Although he was not very short of money, he could not get a lot of money to save himself. Later, Zhang Dongqing said the previous paragraph. Lian Jianhui was also surprised by the time to borrow money from Tang Qing, and there is such a low interest rate? There was no difference, so I asked Zhang Dongqing to help introduce him. He began to hear Zhang Dongqing say that the other side is young, but Tang Qing, who really saw a school uniform, also had the urge to die.

The contract was changed to a tripartite contract by Zhang Dongqing as a guarantor, so the contract content has undergone some changes, but the system style is strictly rigorous, the terms are clear and uncontroversial, the contract period is one month, and the repayment date is Signed on the 2nd of next month, unless it is determined that it can be upgraded before the 1st, otherwise it is impossible for him to add risk to himself before signing the number one. The signing of the contract is naturally a variety of chat survey information.

Guarantee contracts can also be signed in bank loans. Several companies jointly guarantee each other. One family does not have a few together. Generally, they are guaranteed by similar industries. This is also the sorrow of small and medium-sized enterprises. Even if they have asset mortgages, they must survive. This is good to say when the industry is booming, but when the industry is in a downturn, it will react in a chain to pull a large company, and the risk is high.

After dinner, Tang Qing called Zhang Dongqing to leave something to say, and Lu Jianhui was paying off the interest.

“Zhang Uncle, I want to ask a question, do you know someone who is more reliable and needs to exchange dollars?” Tang Qing asked.

This is what he decided to do last night when he thought about it. His speed of development really made him very dissatisfied. After the loan was over, it was difficult to make his assets grow on a large scale in a short period of time. The feeling before returning to liberation is too uncomfortable. Looking at the 10,000 balance in the account, Tang Qing only feels two words, and the sac, which protagonist in the novel is not all kinds of cattle forks, has money, and has a system. It’s a shame to take care of this.

So he had to take the plunge. Yesterday afternoon, I planned not to use this trick. I was afraid that it would cause trouble, but now I don’t care about that many, and I have never thought about redeeming with the bank, but with the private, although there are risks, but please do not risk anything, drink Water can be killed.

Plus system does not say what the next level of open currency is, if you open a Korean won yen or Vietnamese currency or control currency, then you really can’t operate.

“Dollars? Do you have dollars? Then why don’t you go to the bank to exchange?” Zhang Dongqing questioned

“This is the case. My partner has a lot of dollars in cash. I want to help me to redeem it. I also made a difference, but the bank review is too much trouble. The quotation is still relatively disadvantageous. The exchange quota is also limited. Want to find a channel to redeem, one to avoid review trouble, and second, you can earn more.” Tang Qing explained slowly.

This is just an attempt, or it is not sure that Zhang Dongqing can help, but he is ready to carry out this business. If Zhang Dongqing has no way, he is ready to find another way.

As for cash, instead of opening a dollar account to transfer money directly to the US dollar, he does not want to get into trouble, even if the cash exchange is over, cross-border transfer will be troublesome when it involves money laundering, and domestic foreign exchange transfers are completely under strict supervision. At this stage, he can’t operate, although as long as the transaction involving system is erased by the system or the legalization of the program, but this legality is the same as the firefly in the dark in the country, needless to say, once you dare to involve the domestic account The large-scale dollar exchange, I have succeeded in getting it.

“I really know a person because the exchange price of the bank is lower than the international exchange rate. The review is very strict. I want to buy the US dollar. I heard that I have to go to the Public Security Bureau to seal the record. The procedure is cumbersome. There are restrictions on the amount of each person. If the reasons are not sufficient, they will not be exchanged at all. Therefore, it is impossible to exchange large amounts of money in formal channels. There are many people in the domestic people who need the US dollar. Therefore, many such exchange markets have been born, but small Don, you can go to find such a black market, how many of them can eat.” Zhang Dongqing said with a puzzled look at Tang Qing

“I don’t want to deal with them, the group is too dangerous.” Tang Qing said truthfully.

Of course, he also knows that there are such a group of people doing this kind of reselling of foreign exchange. After all, the domestic demand for the US dollar is huge, not only the official, but also a large number of people urgently need the US dollar, such as those who go abroad to study abroad, travel or other reasons. I need US dollars, but each person’s annual foreign exchange quota is limited. Later Qing Qing remembers that everyone is 50,000 US dollars per year. He did not know which year he implemented. It is reasonable to say that the general shopping abroad is basically enough, but there is no way to hold it. Many people have more money, many people don’t want to use their personal quota or use it, and some people want to go abroad to buy, and some people use underground money to launder money, transfer assets, gamble abroad, speculate in stocks, etc. Even some have strange and likes. It’s not too much to collect and store dollars or to pay bribes.

Such a huge demand, but domestic banks simply can not meet, even Tang Qing feels that domestic banks can meet 10% is not bad, other 90% are relying on this group of people to flow into the private, can imagine the transaction inside The amount is so large that Jane is so astounding.

The entire private foreign exchange market is basically less than demand, the demand has been very strong, and how much money can be eaten.

The key is what these guys are doing? Part of it is that the state supervision of those who want to study abroad or purchase big tourism is not too strict, but a considerable part of it is used for money laundering, smuggling, illegal transfer of personal assets, etc. It is too dangerous to cooperate with them. And the two of them can’t tell each other or they are doing both kinds of business. If you don’t, you will get yourself into it.

Zhang Dongqing was also nodded, and Zhang Dongqing, the group of people, also knew that it was not a normal thing to do anything. He walked on the edge of the law. In his opinion, Tang Qing’s behavior was also illegal, but what happened to him? It’s just a matter of knowing what’s going on, and the strength of Tang Qing is as strong as possible.

“Well, too, where the fish swim with dragons, chaos is very, you can find them if you have less trade, but if you are big, it may be irritating, and the trouble is not small.” Zhang Dongqing said.

“Yeah, my partnership is full of money, there are a lot of dollars, but only cash, no transfer.” Tang Qing added.

“Well, I just met a friend who likes a lot of dollar cash, absolutely serious businessman, but the domestic management is too strict, the business transaction is good, the process can be normal, but the individual wants to hoard a lot of dollars in cash can only pass the black market. He used to buy it in the black market. I don’t know if he needs it now, but if you have a discount on the price, it shouldn’t be a problem.” Zhang Dongqing said, as for Tang Qing, what is this partner? I am not too stupid to ask, but the biggest possibility of such a large amount of dollar exchange is to get foreign exchange from the bank, and secondly, the other party is also a member of the foreign exchange, but it does not matter to him. He made friends and only saw that the other party was not convinced, and he did not agree with the appetite. As for whether or not he violated the law, there is no requirement. If there is a legitimate reason for the appetite and the murderer, he still likes the brothers and sisters.

“Well, no problem, then trouble Uncle.” Tang Qing thanked.

“A small matter, don’t wait for the next time, I will ask if he needs it now.” Zhang Dongqing said that he had made a phone call.

Seeing Tang Qing is very anxious, Zhang Dongqing does not want Tang Qing to go back and wait for anxiousness. If the average friend can still cool it and show off how difficult it is, the other party is grateful that he is trying so hard. However, Tang Qing is a friend he recognizes. You don’t need to play this kind of virtual, real friends should have the privileges of real friends.

Then Zhang Dong got through the other party’s phone.

“Hey, Liu big brother, what are you busy with?” Zhang Dongqing asked.

“Of course at noon is eating, what else can I do, what is holly, you haven’t contacted me for a long time.” Liu Gan said with a smile

“Is this not busy recently?” Zhang Dongqing said embarrassedly.

“I know that you have received a big order. When you were short of money, you didn’t talk to your brother. I saw it too much. It was not a bad friend.” Liu Gan was angry.

“You are my ultimate weapon, how can it be so easy to use.” Zhang Dongqing plays with with a smile

“Well, you are a holly, let me know what is going on with me.” Liu said with a smile.

“Liu big brother, do you still need US dollars? I have a friend who has a lot of dollars in cash.” Zhang Dongqing said resolutely

“I said Holly, when did you start doing this?” Liu said.

“I am a very good friend, just help me.” Zhang Dongqing explained.

“Well, how much is he? If I don’t want it, I don’t want it.” Liu Gan said with a smile

“Wait a minute, I will ask you right away.” Then Zhang Dongqing said to Tang Qing with a microphone. “Xiao Tang, how many are there?”