Rebirth – Super Bank System

11/3

Lunar September 21

Should travel, avoid mating.

When the restaurant was waiting for the news yesterday afternoon, Tang Qing had already contacted the loan client recommended by the system this month. Like Zhang Zhuqing last time, Tang Qing’s interest rate was extremely low and the conditions were excellent. He immediately agreed to meet today. As for what the other party is doing, Tang Qing did not ask much. When he knew that, the task was almost the same as the last time, but the gathering place became his own restaurant.

Li Kai did not follow up at noon, but filled in yesterday’s homework at school. Li Kaike no one brought him a schoolbag. When he saw Tang Qing last afternoon, he didn’t bother to go to school. He was able to escape the opportunity of a big job. He will not let go, even if he wants to make up, then he will play it first.

Li Jianguo also knew that Tang Qing also operated other loan business, and his own hotel became a negotiating place. The savvy Li Jianguo thought that this is equivalent to having a fixed customer. Tang Qing is nothing, but those who need loans The basics are all Boss. There are many friends in this category, and there are many consumer entertainments. The relationship network is complicated. With Tang Qing as the link, this network will become bigger and bigger, and the number will increase.

At this point, Li Jianguo has already asked Tang Qing to let him tell the other party good things. In the future, he will take care of the business of taking care of the hotel. Li Jianguo believes that the business here will definitely be a higher level, not just a step. When you grow bigger and stronger, you can open a bigger store. . . earn more money. . . It’s perfect.

Today, because the school is late for the first time, or two people, but the other person is only the financial of their factory, the private room is to let Zhang Jing stay, and told the other party yesterday.

When Tang Qing arrived, the other party had not ordered any food. I wanted to wait for myself. I saw Tang Qing wearing a school uniform. Of course, the other party was shocked. I almost thought that I had a liar, but I looked at the cash and the professional mess. It dispelled the doubts in the heart and instantly formed a heart.

It is still the same, signing contracts, verifying capital, writing receipts, and then the necessary information investigation. Now Tang Qing is doing a good job, and it will be done quickly, and the other party is also anxious to rush to lunch and leave the checkout.

After signing the contract, Tang Qing did not go directly to the school. Instead, he wrote a risk assessment report according to the system requirements. He would like to see what changes to the Level 2 system.

Tang Qing, who had experience, only finished it in ten minutes. After reporting to system for recycling, Tang Qing immediately felt that his body was warm, and he felt the same as the last time he got the source gas value, but this time it lasted. Nearly twenty seconds.

Then Tang Qing closed his eyes and meditated on personal information:

Host Name: Tang Qing

Level: Level 2

Experience: 0/200

This month’s loan amount: 30/50

Personal quota this month: 20/20 million (overdraft until the end of December.)

Extractable assets: 21 million

Spirit: 51+40

Constitution: 49+40

Source gas value: 40

Convertible foreign currency: US dollar.

The system has changed a lot. Except for the source value reward of 20 points and the 200,000 RMB, it is the option to exchange foreign currency. Then there is no more. From the personal information, he really does not see how much the Level 2 system changes. Tang Qing asked the system:

“System, what’s new in Level 2?”

“The Level 2 Personal Account has the personal account currency conversion feature enabled and can extract and recycle dollars.” system simply replied.

“I can understand and extract the US dollar, but what does currency exchange mean?” Tang Qing questioned that there are many ways to understand currency exchange, and it is better to ask.

“System personal account is the settlement unit in the national currency and will not change. In the future, the system will automatically convert the cost to the national currency regardless of the currency, and the exchange rate will be rounded up according to the current international exchange rate.”

When I heard Tang Qing, I realized that no matter what money is collected, it will be automatically converted into the national currency, but I can extract all the currencies that have already been opened. As for the rounding ratio, I understand that the system is rounded up. Tang Qing of the ability did not feel anything.

In general, Level 2 has opened up the recovery and exchange function of certain foreign currencies. Tang Qing, who thought there would be new functions of Niu Fork, was a little disappointed.

“I thought I had a surprise, this feature. Is there anything? Mommy, Damn Le…”

Tang Qing, who seemed to think of something, immediately stood up from the chair and his face was full of shock.

What is the use of this feature?

Of course, it is very useful. If you take the money, the exchange rate is rounded up. Isn’t it possible to carry out risk-free arbitrage naked?

Risk-free arbitrage, as the name suggests, is risk-free arbitrage. For a simple example, assuming that the US loan interest rate is 3% and the domestic is 6%, why not borrow the US money and lend it to domestic companies. There is 3% of his arbitrage profit in the middle. There is no risk at all. Of course, this is only a hypothesis. It is easy to understand. In reality, many transaction costs and other complicated things are not so high.

But what is the transaction cost of system? Nothing at all, what complicated process does system have? No, the exchange of money can be done instantly within the system.

Excited under the pressure of Tang Qing, I want to confirm that this can not be ambiguous:

“system, what do you mean, can I exchange freely at the rounding rate?”

“Yes, but the number of daily redemptions is no more than ten times, no limit.” system replied.

It was confirmed by system that Tang Qing also let go of his heart. He was afraid that he had just misunderstood it and would be happy. As for the ten restrictions, Tang Qing automatically ignored it. The benefits involved were too large.

For example, suppose that in reality, a dollar can be exchanged for eight yuan and five yuan, but rounding up within the system can be exchanged for nine yuan. If the nine yuan is exchanged, he can go directly to the bank. The block is divided into one dollar, and the net profit is four hairs. It seems that there are not many four hairs, but if the number is as large as 10 million, 10 million dollars, he can earn 490 hundred thousand yuan, nearly 5. % risk free profit.

This is so much crazy.

This is still a large proportion of the exchange rate between the renminbi and the US dollar. If it is one to one, the net profit of the transaction is a quarter, two hundred five hundred thousand dollars, and the time spent can be shortened even in the account. In a few seconds, a few seconds of money in the account to make a quarter of a net profit, once is 20% five profit, ten compound interest calculations, three times the profit, think of Tang Qing swallowed.

The news was so shocking that it was crazy about this system.

If the exchange ratio is one to eight or four, then it is not good to play directly, but in any case, there is room for arbitrage.

“system, you won’t be kidding, so that I don’t want to make money, I don’t want to hurt me. I don’t want to pass the ten-level assessment.” Tang Qing stuttered, this is the printing machine. Ok, no. risk. Let him really dare not ask and ask again.

“The Level 2 host has the right to view the details. This system’s internal risk-free arbitrage is one of the main auxiliary functions of the system. It is also a variant of risk-free arbitrage between banks. It is only the arbitrage object that’s all that’s all, which is one of the system benefits. There is no restriction on the number and amount of withdrawals and collections of the national currency, but there are no restrictions on the number of non-domestic currencies, regardless of whether they enter or exit, regardless of the 10 times per day of the entry and exit, which is refreshed at 24 o’clock every day.”

Speaking of this, Tang Qing also understands the meaning of system. No matter how you want to carry out this risk-free arbitrage transaction, you can’t get around with the system to exchange foreign currency. As long as the system controls the number of times, this behavior is controllable. Also, in today’s information age, if there is no limit, you can make millisecond-level transactions. A transaction earns 5%. One day, you are the richest man in World. In a few days, this global wealth is your own. How can it be? How could there be such a big loophole?

However, this is only the form of exchange rate under extreme conditions. If there is just stuck at 8.5, and now only the US dollar, the profit will not be so high.

He remembers that the renminbi was not freely convertible until he was born again. A student who ran a bank to exchange foreign currency ten times a day was too big. Even if he used account trading, the goal should not be too obvious.

In the future, he is ready to study the real world currency trading rules to see if there are any unobtrusive and large-volume trading methods. After all, the field is different. His previous life is just an errand, and he understands the trading rules in the financial field. There are not many, and at most, I understand a little bit of stock futures knowledge, which is useless.

Although it will not play a big role in a short period of time, this function will be of great use in the future, not to mention the growth of its own assets. Once more money is unblocked, the currency view may have a large spread. The spreads are combined, tsk tsk, crazy. Even if you can do investment funds and the like, you can absorb hundreds of millions of dollars of other people to do this arbitrage transaction, you can make crazy, but now you are careful, this is definitely risky, big data era The abnormal trading account is estimated to be promoted as a key monitoring target. He has to think about how to operate. Now it is still early, no one will believe that he will give himself money, and he has no interest in using other people’s money to make money.

Although the system function is a bit crazy, but he likes it, this is a bit like a banker.

No, what is the meaning of a high price?

So Tang Qing asked this question again.

The system gives the answer. The high price means that the value of the currency is high. The system will set it as one in the exchange rate. The low-value currency will be displayed in proportion. For example, the exchange rate between the US dollar and the RMB will be one to eight. The form shows that the current US dollar exchange rate, Tang Qing, is also unclear. Looking at the system, the ratio is obviously below 8.5, and the system is rounded up to eight yuan with a lower value. Otherwise, the turnaround will be 1 to 0, which is more likely than zero.

According to the algorithm of system, Tang Qing found that if the ratio of the gap between the yuan and the renminbi is too large, there is basically no profit. For example, the won, the value of a piece of money is hundreds, and the proportion of the hundred-digit rounding is too small. Ignore, unlike the US dollar, the overall profit is at least 1%, and the higher the value of the currency arbitrage close to the RMB.

So in his opinion, what Korean won is junk, there is no arbitrage value.

“Right, how about the Hong Kong dollar and the Taiwan dollar.” At this time, Tang Qing thought of another problem, that is, the two currencies are strictly different from the renminbi, but they are also a country.

“A sovereign country has only one form of currency in the system. Hong Kong dollars and Taiwanese currency are jointly owned by the subsidiary currency of the national currency. Only the recycling service is provided, and no cash withdrawal and transfer services are provided.”

Tang Qing nodded. In general, the two currencies were only allowed to enter. Although this setting is a bit inconvenient and even a bit strange, he didn’t think much, and he didn’t bother to ask. Now my brain is confusing enough, and I still have other things.

In the box, Tang Qing’s heart can’t be calm for a long time. Although it seems that it can’t produce much profit, the goal is to look at the long-term. It is not far from the time to open an international account and arbitrage between various currencies.