Rebirth of the Entrepreneurship Era

The night in the countryside is full of pleasant natural noises, insects chirping, frogs chirping, and dogs barking occasionally, mixing together a rare pleasant experience.

When the bonfire was gradually extinguished and a pile of red ashes remained, some students saw the beauty of the sky full of stars and wanted to go for a walk.

Xu Yiyang explained that everyone must form a team, and never go fording by the river, and don't go far alone.

Shen Lele also found Xu Yiyang and said, "Should we go out for a walk too, the cool breeze still feels very comfortable."

Xu Yiyang nodded, he originally wanted to ask Gu Sijia, because he knew that Gu Sijia likes to take a walk at night when the sky is full of stars.

Later, after they settled in Yanjing with themselves, it was almost difficult for them to see the sky full of stars at night.

There is a folk singer in Yanjing. There is a lyric in his song, which reads: "I counted yesterday. The twenty-fifth star is in Yanjing."

Gu Sijia always joked that this singer is not real enough, and the days when Yanjing can count 25 stars are really too few.

Xu Yiyang also said with a smile, this buddy probably counted near the Capital Airport, he counted the lights on the night plane as stars.

Although I really want to go out for a walk with Gu Sijia, but since the two of them are purely classmates now, and I am still the boy her best friend likes, and her good friend who is not a good friend has been following her, so Xu Yiyang can only think about it. thought about it.

Shen Lele didn't know that Xu Yiyang, who was walking beside her, was thinking of another girl. She just thought that this feeling was so wonderful, it made one wish that time would stand still.

This night, more than 30 students slept in the Datong shop of the farmhouse in three large bedrooms. The boys slept in one room, and the girls slept in two rooms. Everyone slept very sweetly.

The next day, everyone woke up naturally after six o'clock. The morning was a little cool, and the air was a little humid, which was extraordinarily fresh.

After breakfast, everyone gathered and played around again. After lunch, everyone set off to go back.

On the way back, everyone was still full of ideas, and a girl said: "Squad leader, you have contributed money and effort to this trip, and arranged everyone so well. Thank you so much!"

Everyone also expressed their thanks one after another, Xu Yiyang smiled slightly and said, "You don't have to be so polite, it's the right thing to do."

Although Gu Sijia did not speak,

But I also feel in my heart that I have grown up so much, and I have never met a boy who is so much better than his peers, so it is no wonder that Tong Yuewei fell in love with him.

Back at school, both Chen Meng and Shen Lele planned to go back to the dormitory to rest, and Xu Yiyang went to Zhong Hai Yujing's home alone.

He checked his mailbox, and many investors including Lin Xiaru were still contacting him. Lin Xiaru couldn't wait to meet him in Hong Kong to discuss investment.

Xu Yiyang reckoned that Boss Ma's side should also be in a relatively difficult stage now.

If he has not been able to get investment, it is estimated that his team will be difficult to support until the end of the year.

Even if it lasts until the end of the year, it will be difficult to make any breakthroughs in business.

It won't be long before I can contact him.

...

At this time, Ali’s Cai Chongxin is still planning the financial process after the five million dollars arrives, as well as the employee stock ownership plan.

And Boss Ma has already planned what the money will be used for.

Even though today is Sunday, the two of them and Ali's core team are still working normally in full swing.

Boss Ma has been a little anxious recently, because since Lin Xiaru left Hangzhou, he has not given Ali a clear reply, whether he decided to invest or not.

At first he was full of confidence, but the more he waited, the more he felt that something was wrong.

Under normal circumstances, it is impossible for Lin Xiaru to remain silent for so long.

After all, her status in the Greater China region of Goldman Sachs is quite high, and she can decide on investment projects of less than five million US dollars by herself, so there is no reason to keep procrastinating.

So he urged Cai Chongxin to confirm with Lin Xiaru quickly, if this continues, it will have too much impact on Ali's project.

Cai Chongxin also felt that the situation was a little abnormal, so he took the initiative to call Lin Xiaru and asked her about the current progress of the matter.

Lin Xiaru originally wanted to delay it for a few more days, until after meeting with Jeremy Xu.

However, Cai Chongxin called and made her realize that it might not be possible to drag on any longer.

So, she told Cai Chongxin that Goldman Sachs will conduct a final review of the project internally on Monday, and the final result will be released on Monday.

Cai Chongxin relayed the news to Boss Ma, and Boss Ma said to him, "I don't know what's going on, but I always feel that something is wrong with this matter."

Cai Chongxin asked him: "You mean, Goldman Sachs may reject us?"

Boss Ma nodded and said: "It is impossible for a professional investment bank like Goldman Sachs not to understand the importance of timing. Now is the best time to race against time. Instead, they dragged the pace so slowly, which is obviously unreasonable."

Cai Chongxin said: "Several other investment banks are the same, their attitudes are rather vague, and they feel that financing is more difficult than we imagined."

Boss Ma said: "Let's see tomorrow. If Goldman Sachs fails, then we have to find other ways as soon as possible. Now the capital chain is very tight. If we don't bring capital in quickly, I'm afraid we won't last long."

Cai Chongxin nodded with a serious expression.

He also knew very well that Boss Ma didn't actually have much savings, and almost all of what he could take out had already been taken out.

More than a dozen people have to be fed and fed all the time, and the website has to be maintained, which is very costly. If they still can’t get the money, there will be no firewood to keep the fire in the stove.

Thinking of this, he pinned most of his hopes on Lin Xiaru.

I hope Lin Xiaru can live up to expectations.

...

The next day, Monday.

Lin Xiaru did not hold any review meeting for Ali's project.

Deep in her own heart, she had already made the decision to reject Ali.

It's just that, on the one hand, it is because of my friend's face, and on the other hand, I feel that it is more beneficial for me to hang him than to reject him, so I keep using the dragging tactic.

But now, she couldn't hold on any longer.

So, at noon, without waiting for Cai Chongxin to find her, she took the initiative to call him.

Cai Chongxin was having lunch at his work station when he suddenly received a call from Lin Xiaru. He thought there was good news, so he answered the phone with a smile.

"Boss Lin, is there any good news?"

Lin Xiaru has been an executive at Goldman Sachs for many years, and she has long been used to rejection and changing her attitude at the critical moment of the last step. This has become her professionalism and one of the key reasons why she has come to where she is today.

She said to Cai Chongxin very calmly: "Chongxin, I am very sorry to inform you that our internal investment committee has made a new decision regarding the investment in the Ali project, and we will temporarily give up investing in this project. Please also invite you and Mr. Ma Forgive me."

Cai Chongxin was struck by lightning.

"Boss Lin, what... what's going on here? Isn't it good that we've been talking? How do you say give up and just give up?"

What Cai Chongxin said shocked everyone in the office. Boss Ma stood up suddenly and stared at him intently.

Lin Xiaru said seriously: "Chongxin, you have also worked in the investment bank for many years. You can't understand the situation of the investment bank very well. 80% of the projects cannot get investment, and many of them are rejected at the last moment of investment." Negative, when you were an investment manager in an investment bank, you should have had many emergency brakes, this is completely a normal work process, so please understand."

Cai Chongxin knew that Lin Xiaru was right.

Investing is just that.

Even if there is an intention, the framework agreement is signed, and the background check is completed, the investment may fall through.

Whether the investment is successful or not depends only on whether the money is credited to the account.

It is also very common to give up investment one second before making money.

I really can't blame Lin Xiaru.

However, for this project right now, everyone is waiting for the five million dollars to arrive, and then let go and go all out. Now they suddenly say no to vote, what should this project do next...

Everyone in the office held their breath and looked at Cai Chongxin.

Cai Chongxin felt his back was soaked in sweat.

He couldn't help asking: "Boss Lin, can you tell me the specific reason? Why did you give up investing in Ali?"

Lin Xiaru said: "I can only tell you that the rating of the Ali project in our investment committee has dropped from B to D. For more details, please forgive me for not revealing more due to professional requirements and professional ethics."

As an investor, the most important professional ethics is not to disclose the business plan that others voted for you.

This is related to the most important reputation of an investment institution.

Entrepreneurs who send business plans and hope to seek investment will write their confidential entrepreneurial directions and plans in the plan. If they are leaked by investment institutions, the impact on reputation will be disastrous.

Regardless of whether an investment institution decides to invest or not to invest, it must never disclose other people's business secrets.

Cai Chongxin felt a little desperate deep in his heart.

This time Goldman Sachs invested in Ali, not just Goldman Sachs, but Goldman Sachs took the lead and invested together with a number of investment institutions.

Investing in this kind of thing requires communication with multiple companies, multiple interviews, and even multiple on-site inspections, so it cannot be hidden in the investment circle.

What's more, Goldman Sachs is one of the top investment institutions in the industry, and everyone is paying attention.

And Goldman Sachs will also release financial reports to report to shareholders which companies they invested in in the last time point.

Therefore, if Goldman Sachs gives up investing in Ali, this matter will definitely be well known in the investment circle.

In this way, if an institution as powerful as Goldman Sachs gives up investing in Ali, other capital will also downgrade Ali.

In other words, if Ali wants to raise funds in the future, it will be much more difficult.

After hanging up the phone, Cai Chongxin's face was full of despair.

Boss Ma hurriedly asked: "What's the matter? Is Goldman Sachs going to give up the investment?"

"Yes." Cai Chongxin sighed, and said: "Their internal rating has dropped from B to D. Generally, if we drop to C, we have already given up, and if we drop to D, there is no possibility of investing."

Boss Ma also panicked, and asked puzzledly, "How did this happen?! Is there something wrong with our business plan, or are they prejudiced against us? Or is there any change in the industry?"