Rebirth: Japanese investor

   Chapter 540 Stock Market

   Kishimoto's ears suddenly turned red, and his first reaction was to feel that someone was talking about him behind his back. However, he maintained an attitude of indifference at all.

  He was not at home, and was currently playing with his children at Natsui Makoto. If you really answer that sentence, your own children are the cutest.

   "Is it true that the Hard Gold Group will acquire Wenyi Chunqiu Publishing House in its entirety?" Xia Jingzhenqin suddenly said such a sentence.

   "Why are you interested in this kind of thing?" Masayoshi Kishimoto asked with great interest.

   "I listened to Tomomi. She begged me to ask you." Xia Jingzhenqin told the truth.

   "Tell me a word to your best friend, cherish life and stay away from the stock market. The stock market is not a place she can afford to play." Kishimoto said calmly.

   "Now, Tomomi can't listen to persuasion. She is full of thoughts about making a fortune, and she says that this is an opportunity when she opens and closes her mouth." Xia Jingzhenqin said bluntly.

   "I'm afraid it's impossible to make money, but it's extremely possible in the future. Not to mention your best friend, even some business teachers in colleges, in my mind, they are just elementary school students in the field of finance.

   They all speak eloquently in class, but they may not actually come in to play. Even if he entered the market and played, the amount of funds controlled is quite small, that is, the category of small and medium investors.

  As long as you don’t have the capital to be a farmer, then it’s tantamount to grabbing food from a tiger’s mouth. Whether it's gambling or stock trading, you generally hear others say you made money, but rarely hear others say you lost money.

   In fact, most people lose more money than they earn. "Kishimoto Masayoshi made a prediction.

   "After hearing what you said, Tomomi is out of luck." Xia Jingzhenqin suddenly worried for her best friend.

   "That's how I see it. Even if you try to persuade her, it won't be effective, and you will blame you for blocking her way to get rich, and it's not good for her.

   Once this person is obsessed, only a tragic ending will make him sober up. In the financial market, not to mention the money of small and medium investors, even an institutional investment of US$100 million is not enough.

  If you're trading $100 billion, that's another story. The $100 billion of which is not easy.

   It is difficult to guarantee that it will not be a national sovereign fund of a country that establishes a company in the form of an agent. Even if this is not the case, private equity funds have such a large amount of capital, so there will be money in it that cannot be disclosed to the outside world.

  Dark money, dirty money, money of certain politicians, money of certain officials, etc. "Kishimoto Masayoshi is most aware of the inside story.

  In his own funds, there are many people in the entire pachinko industry in Japan. This money can't speak, it's all the same, and it's impossible to tell who the money is and how it comes from.

   He adopted and used various regulatory measures in the commercial banking industry, and the greatest limit was to prevent the receipt of unclean money, black money and dirty money.

  Since Mitsuha Bank was acquired and renamed as Hard Gold Bank, not only Nakano District, but also the pachinko industry in the entire Greater Tokyo area began to flow in and out of Hard Gold Bank.

After   Jeji Ida took over, it was even more powerful with the help of such huge cash flow. It not only quickly integrated the internal personnel of Sanye Bank in the past, but also accelerated the expansion of Hard Gold Bank.

   His goal is to have at least one branch of a hard gold bank in every separate district in the Tokyo metropolitan area of ​​33.4 million people.

  It is said that the nature of capital is to seek profit, and the nature of human beings is also to seek profit. It turned out that the staff of Sanye Bank saw that they could live better in the future and have better room for improvement, so they did not have any dissatisfaction.

   They threw all the ideas of the Mitsuha Bankers into the Sea of ​​Japan, and instead took pride in being a hard-gold banker.

   "I really didn't expect the stock market to be so dangerous." Xia Jingzhenqin said with emotion.

   "Could it be that the tragic lessons brought by the Asian financial crisis in 1997 are not profound enough, then we can only mention the history of blood and tears brought by the collapse of Japan's economic bubble in the late 1980s and early 1990s.

   Often the beginning of an economic crisis starts with the stock market. Once the stock market plunges, that is, plummets, it will be as turbulent as a flood that bursts a levee.

   Next will spread to the real estate market, followed by various real economies. When Japan's economic bubble burst, real estate in some places fell by as much as 85%.

   In other words, the house you originally owned was worth 10 million yen. Now, it's only worth 1.5 million yen. How would you feel? It is very normal to have thoughts of dying.

   This is not over yet. You still have a mortgage to buy a house. Your down payment is 30%, which means that you bought such a 10 million yen house with 3 million yen that you have been saving for many years.

  Because the property market has plummeted, and your current house is only worth 150 yen. Due to the economic crisis, your company went bankrupt and you were unemployed.

  Without a monthly source of income and unable to repay the bank’s mortgage loan, it means that the bank will force you to collect the house.

   Not only have you been kicked out of your home, but you have also become negative equity, which is a personal bankruptcy. Your house is only worth 1.5 million yen at the current market value, and you still owe a loan of 7 million yen to the bank.

  7 million yen minus 1.5 million yen, or 5.5 million yen. This is the debt you need to pay back in the future.

   If an ordinary person is burdened with such a high debt, the future quality of life cannot be guaranteed at all. Many people are simply unable to pay.

   I would say that a down payment of 30% is a lot. Many people only paid 10% down, that is, the same 10 million house, but they were burdened with a debt of 9 million yen.

  9 million yen minus 1.5 million yen equals 7.5 million yen, and it is even more impossible to make a repayment.

   This does not include loan interest or anything. In fact, the debt you need to pay off is way better than I said. " Kishimoto said eloquently.

  Natsui Makoto was dumbfounded. Although I didn’t have real estate at the time, I had personally experienced what happened in those ten years. Even when she was young, she still had memories.

   What she remembered freshly was that there were all kinds of related reports in the TV news at that time, and she once saw someone commit suicide by jumping off the building.

   From a certain point of view, suicide is not a kind of relief. It's better to die than to live like a person with the rest of the people.

   (end of this chapter)