Rebirth 2008: I Can Make Money Reading

The next morning, Muyang went to the bank to inquire about mortgage loans.

I visited several state-owned banks, and the maximum mortgage loan is 70% of the assessed value.

The larger the loan amount, the higher the interest rate.

If the loan is only tens of thousands of yuan, the interest is only about 5%.

However, for a loan of more than 2 million yuan, the annual interest rate is 6.8%, and there is even an annual interest rate of 8.05% for a commercial bank.

It is required to provide the house book. After the application, the bank will come to the house to evaluate the house and go to the company. It will take about ten working days to process the loan.

Muyang chose one of the banks to handle it. The high interest rate doesn't matter to him, it mainly depends on which one gives the most loan amount.

He vaguely remembered that in 2009, Tengxun's stock was bullish. From 40 to 50 yuan at the beginning of the year, it rose to 150 to 60 yuan by the end of the year, an increase of three or four times.

Muyang tried his best to get loans out of other ways to get loans, the more the better.

No matter how high the interest rate is, it is far less than the income of Fujixun stock.

Of course, some underworld private loans, even if they are willing to lend, he does not want to be involved with such people, if he fails to take his own life into it, it may even bring trouble to his family.

When you get a loan, you put the money into the stock market first, and then take it out when you need it, leaving enough money on hand to keep the company running normally.

The goal of 500 million this year is very difficult, and it is a little bit more if you can earn more.

Today happened to be February 16, and Muyang's school officially opened.

On the first day of school, the monitor told the class meeting in the afternoon, saying that the counselor required everyone to be present and that there was something important to say.

At the end of last semester, the counselor also asked him if he would like to join the college student union or be a class cadre.

Mu Yang refused.

The class cadres ran for election after the military training began. Muyang did not like the class cadres, nor did he have any interest in the college or the school's student union.

It is relatively easy to join the student union, but to join the student union, you must have certain specialties.

Does Mu Yang have any specialties?

Well, it could be said yes or no.

If it is a beautiful woman, it is welcome in any department. In order to attract more "specialty students", those student leaders will choose beautiful women to join the club or the student union to attract outstanding members.

Those who know art or painting can go to the publicity department, those who speak English well can go to the foreign language department, and those who like sports can go to the sports department.

The foreign language department is good, there are many girls.

The most girls are in the girls department. If boys have the ability to solve the bleeding, maybe they can join.

Some departments are more pitiful, such as the Self-discipline Association, where you have to get up at six or seven o’clock every day to exercise or practice speaking;

Whether you can exercise organizational skills and communication skills in the student union depends on the individual, and you have to have the opportunity to exercise.

However, there is an advantage to entering students, that is, you can add a comprehensive score, and the scholarship is based on the comprehensive score, not just the academic performance.

Of course, at Jiangnan University of Technology, academic performance is heavily weighted.

One grade point = 20 points.

For example, Muyang's GPA last semester was 4.85, and the overall score was 96.

Other comprehensive points are based on the students’ comprehensive quality. Comprehensive points can be added to CET level 4 or 6, party members, student unions, class cadres, papers, patent inventions, sports competitions, subject competitions, etc.

In their school, class cadres get 1-2 points according to the students' rating, 0.5-1 points for participating in the student union, 0.5 points for dormitory heads, 2 points for passing CET Level 4, and 3 points for CET Level 6.

Among them, invention patents, published papers or provincial and above discipline competitions have the most exaggerated comprehensive scores, ranging from 2 to 10 points.

There are many points in the comprehensive evaluation criteria, but a student's energy is limited.

In short, each school has different rules for adding points. From the details of the scores, it can be seen that the grade point is the most important, followed by the English CET 4 and 6, and invention patents, published papers or provincial and above subject competitions are not ordinary students at all. Yes, this year, there are no freshmen in Muyang's university.

The second place in the School of Mechanical and Electrical Engineering has a grade point of around 4.5, and Muyang is 0.35 grade point higher, with a comprehensive score of 7 points.

Muyang didn't participate in an activity in the last semester of his freshman year, but he started a company, which is regarded as one of the social practices. Self-employment can add 2 points.

Holiday social practice can add 1-2 points, and students who participate in the milk tea survey can use reports to prove the extra points.

There are few activities in the first semester of freshman year. If the top three students participate in few activities, Muyang will basically lock in the first overall score.

At three o'clock in the afternoon, Mu Yang came to classroom 302 in the Sixue Building. After waiting for a while, the classmates also arrived.

The class secretary stood on the podium and took out the key points of the counselor's meeting to preach.

"The new semester starts, and according to the counselor's point of thought, there are several things in this meeting.

The first thing is to check the academic performance of the previous semester and evaluate your comprehensive score. The comprehensive score is related to the scholarship. Everyone should be careful;

The second thing is to enter DANG;

The third thing, CET-4;

The fourth thing is to collect class fees and take a spring outing.

The first three things were explained by the counselor. I discussed this matter with several class cadres, and we will discuss it later.

Everyone be quiet first, I mainly talk about DANG and other small things, and the rest will be preached by the monitor. "

The party secretary watched the noise in the classroom and calmed down the students before saying:

"Students who want to enter DANG, this semester's grade point must be in the top 25% of the grade, and there is no class failure;

If you have an idea, first write a personal application and submit it to me, and then I will submit it to the Youth League Committee. Who can get into DANG will be evaluated by the school. I said it doesn't count. If you can't get into D, don't blame me.

The college student union is still recruiting new students. Those who are interested can participate and exercise their overall quality. Don't look at me. They asked me to promote it on my behalf.

One last thing, the CET-4 test, the college requires all freshman students to take it. The registration fee for UU reading www.uukanshu.com is dozens of yuan, and you will pay by yourself. Registration will start in early March, and you will be notified when the time comes. money.

Also, some students should be active when reading English early, and don't shout every time.

The weather is starting to get warmer, but after the New Year, people become lazy. We still have to insist on this. "

The class secretary walked off the podium after explaining, and the class leader spoke next.

There was a lot of discussion among the classmates. In the last semester, when Mu Yang lived in the dormitory, he still insisted on studying early. After moving out, he rarely went to study early.

The squad leader stood on the podium and preached the tasks assigned by the counselor:

"Everyone, be quiet. The book/remember said it very well just now, so I won't repeat it."

He glanced at the whole class again, his eyes stayed at Muyang for a while before retracting, and said, "The first thing is to check the grades, and the grades will be distributed to the whole class later. Everyone check their grades in each subject. If you report wrongly, the comprehensive score will be calculated. Please be careful, as it is related to the scholarship.

Those who participate in clubs and student unions, and who get a certificate this semester, must submit relevant certificates.

Finally, I would like to mention that if there is a missed class, you should pay the fee to make up the class and make up the test. The counselor's suggestion should make up the test early, and don't get together in the third or fourth year. "

When it comes to making up lessons, many students in the class let out a depressing cry, it's all money!

The monitor smiled and added: "There is a pervert in our class. The GPA is 4.85, and it took the first place in the department, which is a lot higher than the second in the department at 4.53."

As soon as the monitor's voice fell, the whole class became a sensation, and someone shouted:

"What pervert!"

"Let's lean on, with an average score of 98 or more!"

The monitor smiled and said nothing. He distributed the whole class transcripts, and he would know in a while.