Otherworld Management Manual

As soon as the interest-free loan was mentioned, Raman felt incredible.

This Hongye Bank obviously makes money through loan interest, how can it be interest-free? Have money or not?

And Daqiang Rat told him that only people with a very high evaluation score can apply for an interest-free loan. It is difficult for ordinary people to apply for it. There is no need to pay interest, but only a little handling fee and a certain value of collateral. .

Currently in the Kingdom of Danga, only the Grand Duke of Taraman and the King of Nebet are eligible.

Of course, the king is definitely not short of money, therefore, only the Duke of Laman is eligible for the time being in the world!

This is the original words of the mouse.

Raman would like to say: King Bennett is also very short of money!

But Daqiang Rat looked down on His Majesty the King so much, he was a little embarrassed to say it again.

And when this matter reached the ears of King Nebet, he said without hesitation:

"Lack, why am I not short of money? I also want to borrow money from Hongye Bank!"

King Nebet looked at Raman with bright eyes.

"what?"

Laman was a little confused. He said that the king was not short of money because of the king's face, but he didn't expect that the king himself didn't seem to care.

"I know what you mean, but at this time, there is no need to care about face. If we have more money and more materials than others, we will have a greater chance of surviving in this war. Shameless, it doesn't matter at all!"

Nebet said wisely.

Raman thought, too.

Although there has not been a large-scale war in the Danga Kingdom for the time being, it does not mean that you can stay out of it. The reason why people did not fight is because the place is too far away, and it is not worth a special trip now, and the second is that the Danga Kingdom is too small. , not on the threat list of those powerful countries.

But sooner or later they will attack.

It just depends on whether the Kingdom of Danga can stand it during this period of time.

So, King Nebet personally received the mouse Daqiang.

This is the first time that Rat Daqiang has seen the king of Danga. He looks very similar to Laman, but he is thinner.

Several people were polite at first, and then King Nebet went straight to the point and asked about the loan.

Rat Daqiang also told King Nebet bluntly that as long as he provided support to Hongye Bank, he could easily get a loan from the bank.

As for how to support, it is very simple. Nebet does not need to pay anything, just ensure that Hongye Bank will not be bullied in Danga, and act as the image ambassador of Hongye Bank.

Nebet can understand protecting Hongye Bank, but he doesn't quite understand what an ambassador is.

Mouse Daqiang's explanation is also very simple and clear. The influence ambassador is the spokesperson of Hongye Bank, and he uses his fame to advertise for Hongye Bank to increase his reputation.

When the Red Leaf Bank opened, the image ambassador needed to attend, and then when the Red Leaf Bank held a major event, he also needed to participate. He didn't need to do anything, just show his face, or even not say a word.

It doesn't sound like it's too difficult, it just takes some invaluable time.

Nebet and Raman discussed it for a while and then agreed.

At the time of signing the contract, Daqiang Rat also stated on the contract at Nebet's request that Nebet, the image ambassador, did not have to pay anything to Hongye Bank.

This Hongye Bank is a strange thing after all, and Nebet is afraid of being tricked, so he seems very cautious.

Of course, Daqiang did not refuse, and repeatedly said that Hongye Bank is a regular institution that is chained around the world and will not deceive anyone.

At the same time, Daqiang Rat also said that if King Nebet is interested, he can also sign a life-long image ambassador contract with His Majesty the King, that is to say, as long as King Nebet is on the throne for one day, he will be the image ambassador of Hongye Bank.

Now it is a five-year contract. If it is a lifetime contract, the bank will not only provide a certain amount of interest-free loan to Nebet, but also give him a certain profit every year.

This sounds like a good idea.

After a little thought, King Nebet agreed. Anyway, it is worth it to be five years, and it is also worth it to be fifty years. It doesn't matter that he doesn't need to pay anything.

Besides, whether the Danga Kingdom can survive this year, whether he can continue to do so as a king, is a question, and he doesn't care about the time.

As a result, the two parties signed a contract of cooperation very happily.

The second day after the signing of the contract, Hongye Bank officially started construction.

This is also a move left by Rat Daqiang. If King Nebet does not agree, then he may need to consider going to another country.

The reason why he had to make King Nebet the image ambassador is also very simple. After all, this is not the Buck Kingdom, and there is no Zhang Feng.

If there is no reputable person to endorse Hongye Bank, many people may not trust Hongye Bank. After all, it involves money, and everyone is more cautious.

If one person, especially His Majesty the King of his own country, stands up, the effect will be completely different.

This image ambassador, just as Rat Daqiang said, will not have any impact on King Nebet, and both parties can get what they want.

But the premise is that Hongye Bank will not have a crisis of confidence and will not go bankrupt.

This is the outpost of Zhang Feng's invasion of the orc country, and he will naturally not cause problems with the Red Leaf Bank, so this probability is very small.

After signing the contract, Rat Daqiang used the name of King Nebet to promote it in the King of Danga.

So, when the bank building was still under construction, many people were eager to try it. When the bank finally opened its doors and announced the interest rate for deposits here, everyone went crazy. They all came with bags of gold coins. deposit.

For this situation, King Nebet did not expect it.

"There are really so many people depositing money?"

He spoke to Raman somewhat unexpectedly.

"I didn't expect..."

Raman also shook his head.

Although everyone is a partner, they are a little sour when they see that the business is so good on the first day of business.

Now, they already know the profit model of Hongye Bank.

It is to save money through others, obtain funds, and then loan these funds out to earn the difference.

Daqiang did not hide these things. After all, as long as you come to the bank to find out, a smart person can see it at a glance.

However, Rat Daqiang will definitely not say how much the specific profit will be. After all, the wealth is not exposed, and he is afraid that Bennett will be jealous.

And Bennett was just sour for a while and didn't care.

Just thinking about how many interest-free loans are prepared by himself, plus Raman, this is not a small number.

Others will not necessarily take loans. After all, the interest on loans is not small. If everyone saves money and does not take loans, the bank will not make much money.

What Rat Daqiang means is that they have small profits but quick turnover. There are many Hongye banks like them all over the world. If one can make a little money, then all the banks together will make enough money for them.

Nebet got it.

Raman also believed.

But how do they know how terrifying the interests in the middle are.

First of all, the wealthy people in the King City of Danga were far beyond King Nebet's expectations.

On the first day of business alone, three million gold coins were deposited into the bank!

This is only for Wangcheng. When the news spreads, there must be people from other places who will deposit money.

Although compared with Hongye City, these three million gold coins are nothing. After all, Hongye City saved 10 million gold coins on the opening day, but considering that there is no Hongye City developed here, it is far less rich than Hongye City. All these numbers are already scary.

Earlier, Daqiang Rat jokingly asked King Nebet how many people would deposit on the opening day.

Nebet knew how poor his country was. He didn't think there would be too much, but considering that he must not scare away Daqiang and others, he gave a figure of 500,000 gold coins.

In fact, he thought in his heart that he could save 100,000 that day, which is a very impressive number, and he "falsely reported" the 500,000.

But obviously, he underestimated his people.

These days, rich people are not stupid. There are many people who are rich at a glance, and there are also many low-key rich people.

In particular, Hongye Bank faintly revealed that there is a superpower behind the bank, which will not disclose any customer's information. Even His Majesty the King has no right to access the information of the householder.

And the bank assured everyone that even if the Danga Kingdom no longer exists, their bank is still there, and no matter where they go in the future, as long as they find the Hongye Bank, they can take out the money!

This reason is the focus of public attention.

The current situation of the Danga Kingdom is unclear. If it is really lost and eliminated, then these rich people are destined to be the focus of attention, and they will definitely not have good fruit to eat. This is inevitable.

But if their money is in the bank and the bank keeps it, it seems a lot safer.

Even if the Danga country is finally broken, let them search, and if they can find it, they have the ability.

Of course, before that, they have to make sure that they don't die, otherwise, the money in the bank will become the bank's. After all, they all hold the passbooks themselves, so they can't be assured of others.

And Zhang Feng could clearly understand the situation of the orcs in Danga, so he was very considerate to let Mouse Daqiang add a business that Hongye City didn't have yet-insurance.

There are not many types of insurance, and for the time being, there is only one "life accident insurance".

It means that as long as you spend a certain amount of gold coins to buy this accident insurance, if you really have an accident, you will get a certain amount of compensation.

At the same time, if you buy this insurance, if there is an accident, your deposit will be automatically transferred to the name of the beneficiary, and you do not need to do anything.

For those who are rich, they also like this insurance.

Their minds are actually very complicated. For example, when they were alive, they naturally hoped that the money would be in their own hands. Even if it was left to future generations, most of it was still in their own hands. Whether it was a human being or an orc, greed was inscribed in the Deep down, that's human nature.

But if they were going to die, they would definitely hope that the money would be in the hands of their descendants.

Then this is a problem. If they leave the money to future generations now, they will be reluctant. Moreover, there are still many descendants of these rich people, and there may be issues of struggle.

But if they don't give it, they might be gone at some point.

So very confused.

And this insurance, like understanding their inner entanglement, is very suitable.

However, Hongye Bank also made it very clear that only accidents are counted. At present, considering the issue of war, war is an accident, but if it was killed by relatives premeditatedly, it is not counted.

This is to tell them, buy insurance and don't talk about it everywhere, otherwise if they are killed, they will be unlucky and the bank will be in trouble.

In this regard, these people naturally promise not to tell others, and even if they leak, they must not reveal who the beneficiary is.

So, on that day, in addition to the three million gold coins deposited, the insurance sold another half a million gold coins!

There are still some people who are hesitant. If the beneficiary has not yet been selected, otherwise they will sell more.

This insurance is pure gross profit. Although there will definitely be claims in the future, it is impossible for everyone to die. Only a small number of accidental deaths are made. Generally speaking, it must be earned.

As for why they are sure that these people will not die, that is because Zhang Feng regards Danga City as an economic invasion outpost, and does not allow Danga Country to be destroyed.

If it is really dangerous, even if he sends more troops, he will have to keep the country of Danga.

When it comes to defeating the Heavenly Wolf Empire, Zhang Feng has no certainty at all, but when it comes to keeping the Danga Kingdom in the rankings and not being eliminated, Zhang Feng still has this certainty.

Of course, Zhang Feng would definitely not tell others about this kind of thing, not even Mouse Daqiang, Zhang Feng was afraid that he would leak his mouth.

This is to prevent the orcs of Danga from being "reluctant to make progress" after knowing this.

After all, Zhang Feng still wants to make money from them. They can't do it without motivation.

In three days, Hongye Bank in Danga was on the right track.

Every day, there are an endless stream of people who come to save money, and some people are applying for loans~www.novelmt.com~ Even, Daqiang Mouse has also set up a one-stop service.

At a time like this, people who take loans are basically not for business, but to improve their self-protection ability, and have enough capital to protect themselves before the full-scale war.

Therefore, Mouse Daqiang opened three more stores next to Hongye Bank, one specializing in weapons and armor, one specializing in food, and the last one selling groceries.

This time, the industrial chain is directly formed.

Someone came to Hongye Bank for a loan, and after the loan was completed, they found that the things here were surprisingly good. Seeing that it was a Hongye brand, they simply spent the money here and went home with a bunch of supplies.

This is an extra income.

At the same time, business with King Nebet began.

Nebet used a million interest-free loan to buy countless weapons, armor, and food, all of which are on the way.

As a mortgage, a small town next to the royal capital was leased to the Hongye Chamber of Commerce for a hundred years at the price of one gold coin.