My Strength Does Not Allow Me to Low-key

The reason why Xiao Feng rejected Binhai Bank's request was mainly to consider the issue of risk diversification. Although he has a good relationship with Binhai Bank, Binhai Bank is a small bank after all.

In the future, he will still be useful in other banks, so such a piece of fat must be reserved for other banks to share in the profit, or else in case it is really asked for in other banks in the future.

Go to hold Buddha's feet temporarily, who else has time to talk to you.

One billion is enough for other banks to share the profits. He discussed this with Kajia again the next day. As long as other banks and financial institutions that are willing to participate and their demands are not too excessive, they can agree.

He even planned to entrust Binhai Bank to help him contact some banks and arrange a syndicated loan.

A syndicated loan refers to multiple banks or financial institutions lending to a company at the same time. The reason for this is that these banks and financial institutions are optimistic about this company at the same time.

However, this enterprise has a relatively large demand for funds. Although the bank is optimistic about this enterprise, it is worried that if it only lends to this enterprise by itself, the risk will be greater for itself.

Therefore, in order to reduce risks and not offend customers, I contacted some friendly banks and financial institutions that I had a good relationship with, and we all gave loans to this company together.

This can not only meet the needs of enterprises, but also reduce their own risks, and at the same time, they can build good relationships in the industry and expand channels.

Yu Dong from Binhai Bank was so generous yesterday that Xiao Feng simply sold him a favor and asked Binhai Bank to find someone to do this syndicated loan.

Of course, banks and financial institutions definitely need collateral for loans. After discussing with Kajia, Xiao Feng and Kajia decided to directly mortgage the two buildings to these banks and financial institutions.

After all, such a building is a hard currency for them, and this is a building with a valuation of 4 billion, and the bank's mortgage loan is only 30% off.

If there are other banks and financial institutions that don't want this building as a mortgage, after discussing with Xiao Feng and Kajia, they will take a part of their direct-sale restaurant made by celebrity chefs, the future operating income rights, as a pledge.

This is already the bottom line of their loan. If someone is still not satisfied, then ask him to leave. If someone asks them to pledge their equity as a pledge, then there is no need to cooperate with such banks and financial institutions.

The current celebrity chef production is so strong, the bottom line they can accept,

It is limited to this, if anyone is dissatisfied, there is no need to cooperate any more.

Next, the purchase of the building and the loan will be handled by Kajia. Xiao Feng plans to go to another world before winter.

Before that, he led his men in another world to attack the Gourd Canyon. Although he occupied it, he was always worried that the orcs would come back for revenge.

However, due to the continuous heavy rain from another world, many mountain roads were washed away, and the main force of the half-orcs was still fighting in the south of the Toulon Empire, and they did not have enough troops to attack them.

It was precisely because of this that he returned to modern times with confidence, but in fact he was still not at ease in his heart, feeling uneasy. After all, they counterattacked and laid down such a large piece of land.

If it was said that the half-orcs would not come to retaliate, I am afraid that he himself would not dare to believe it, so he planned to go to another world to see it before winter.

But before going to another world this time, he still had to go to Russia to replenish some weapons and ammunition.

Before going to Russia, he went to Xiangjiang again and found several foreign banks.

Before that, he registered several shell companies and some bank accounts in the Virgin Islands and Cayman Islands, and a lot of overseas funds went into these bank accounts.

This time he wants to transfer all the money and transfer it back to the country to buy the building.

There is another reason, that is, he has cooperated with Citigroup and several other large foreign banks before, and he is here this time to improve his credit rating.

After all, these foreign-funded banks have many tentacles in overseas regions and many overseas relationships. It will be much easier to have their help.

So Xiao Feng planned to choose one of these banks as a long-term cooperation partner, and considering that he had a relatively large impression in the Huaguo region, he chose Citigroup. The department environment is very familiar.

The way he improved his credit rating in Citibank was very simple. He rented a whole warehouse with a safe in the Citibank branch in Xiangjiang, and put diamonds and gold from other worlds into it.

The jewels and diamonds he took out were not many, accounting for less than one-tenth of the gold and silver treasures he scavenged from other worlds, but even so, the account manager who had been following him was shocked.

In fact, when he was storing these treasures, he could let the account manager leave, but he didn't. Instead, he let him stay, just to show this guy, and the effect of doing so was very obvious. The whole process The account manager opened his mouth in surprise, looking at him like an alien!

Ma De, where did this big local tyrant come from! No wonder you have to rent a whole room with a safe! There are too many babies here!

There are three diamonds the size of a fist alone. Although the account manager doesn't know much about diamond appreciation, he also knows that such a large diamond is rare in the world. price.

This kind of treasure is definitely the favorite hard currency of the rich. It is harder than the US dollar and the renminbi. It is the most valuable, and the room for future appreciation is also very objective.

There are also many colorful and exotic treasures, not to mention, the account manager feels like his eyes are blind.

In addition, those regular gold bricks, although it looks like they were cast in private, but that piece weighs a lot per kilogram, no matter whether it is professionally made or not, gold is gold.

Whenever he heard Xiao Feng put the gold bricks into the warehouse, the tinkle of the gold bricks made when they collided, the manager would feel his heart skip a beat.

When he came out of the vault, the account manager felt as if he was suffocating. Today he saw what a real local tyrant is.

In the morning Xiao Feng put the hard currency into the bank's vault, and in the afternoon he received a call from Citibank. His deposit in Citibank's account was only a few hundred thousand dollars, but they insisted on promoting him to a VIP customer. They even lost him a sweet-voiced personal customer service specialist named Kathy.

Whether it was selling him, asking him to apply for a card, or recommending various financial products to him, Xiao Feng declined with a smile. He just smiled and said to Kathy that he would contact her when needed in the future.

This Citibank is not a fuel-efficient lamp. The matter of him storing a large amount of gold, silver and jewelry in the vault must have been reported by the account manager. How can Citibank not pay attention to a person with such financial resources?

As long as they can attract their attention, Xiao Feng's goal will be achieved. This Citibank can be regarded as a backup he left behind, and he might be able to use it at any time in the future.

Although he has space, those gold and silver treasures are safer in the space, but the gold and silver treasures in the space cannot provide him with any convenience, and the effect of putting them in the bank's vault is not the same up.

As long as those guys in the bank are not fools, they will evaluate the gold and silver treasures, and then they will estimate their own net worth based on these gold and silver treasures, and then provide themselves with corresponding convenience.

Sometimes the convenience these guys can provide is indeed beyond the reach of ordinary people, and this is the main reason why Xiao Feng came to Citigroup to store gold, silver and jewelry.

He was delayed in Xiangjiang for a few more days, mainly to transfer the funds that were previously transferred overseas to the mainland. Of course, he did not directly transfer them to the mainland through domestic banks.

Instead, through several accounts, the funds were transferred to a small country in the south. This small country is a well-known underground RMB offshore trading center, and the exchange rate is better than that of regular banks.

After he exchanged US dollars into RMB from here, he transferred the money into the country through Citigroup's account, and such a large amount of money, after passing through Citigroup's account, can naturally make Citigroup more objective. own strength.

In the next few days, the girl Kathy from Citigroup made very frequent phone calls. Apart from all kinds of sales promotion, there were all kinds of insinuations, asking him if he planned to do something with such a large amount of money lying on his domestic account. investment plan.

If the funds are not very abundant, Citigroup is also willing to provide him with support.

The bank? It's the best broker in the world. What Xiao Feng wanted was this effect. He didn't reveal it, but he didn't agree. Instead, he flirted with the girl named Casey on the phone, teasing her every day, and living a happy life. It's pretty cool.

In fact, like the private financial specialist provided by Citigroup, Xiao Feng of course knows what's going on. It's nothing more than what the bank provides to customers. Anyway, this is the unspoken rule of the financial industry.

How can the bank retain those VIP customers, then you must really make customers feel like God, especially these big bosses who started with a billion-dollar fortune.

If you don't take good care of them, if they switch to another bank to cooperate, then the bank will cry to death.

Therefore, in order to meet the needs of customers, these banks can really do anything. Every year, they recruit a large number of sweet-looking female graduates from major financial institutions in the world for special training, and then crown them as private financial specialists. The title, let them contact with customers.

Of course, if something happens between them and the customer, it is between them and has nothing to do with the bank. And those female employees are also very willing to have something to do with customers, after all, this is a shortcut to reach the sky in one step.

Soon after the incident, Xiao Feng got on the plane and headed north to Russia. As before, before going to another world, he felt that he had to replenish some ammunition.