I Want To Be a Rich Man on Hong Kong Island

  Chapter 13 Loans

  Victoria Street, Central, HSBC headquarters.

  HSBC’s current status on Hong Kong Island is self-evident, and there is even a private saying that it is not the British Hong Kong government that controls Hong Kong Island, but HSBC.

  In the later generations, HSBC still dominates Hong Kong Island. Even the only rival, Hang Seng Bank, was acquired by him. Hong Kong people also like to buy a little HSBC stock every year and enjoy the high dividends of HSBC every year.

   "Brother Li, trouble you! If it weren't for you, I'm afraid it would be difficult to enter this door!" Wu Guangyao said politely to Li Jia

  Li Jia looked at Wu Guangyao who came to help him, and admired Wu Guangyao. After the shop on Bonham East Street had only been open for a month, he had already begun planning to open a branch.

   "What are you talking about, HSBC does not have such a high threshold, haha. Let's go, I will take you to see our manager William."

  The two came out of an office talking and laughing, knocked on the door and entered.

  "Manager William, this is my friend Wu. He is also a merchant in a gold and silver shop. He wants to get a loan from our bank." Li Jia said in English to a foreigner in his forties.

  Wu Guangyao took the initiative to say in English: "Hello, Manager William, my name is Wu Guangyao, I am the owner of Lao Fengxiang Gold and Silver Shop."

Manager William seemed to know Lao Fengxiang's deeds and exaggeratedly said: "Oh, Wu, you are too young! I know Lao Fengxiang Gold and Silver Shop. Many of its business models have created precedents on Hong Kong Island. But I didn't expect them. The boss is so young, you still speak English so fluently!"

   "Thank you for the compliment!" Wu Guangyao has already begun to thank the English language, which has brought him a lot of convenience.

  Then Manager William invited the two to sit down and began to talk. At the beginning, he did not enter the subject. Manager William was also very good at talking. He even understood the situation of the Hong Kong Island gold and silver shop, and was obviously a jack of all trades.

  "Manager William, this is a financial report of our gold and silver shop I have compiled, let me show you!"

  Wu Guangyao handed over a few pieces of paper, on which were his own financial statements.

  "Financial report? What is that?" Manager William looked puzzled

  "Financial statements are accounting statements that reflect the company's capital and profit status during a certain period of time, so that people can understand the company's situation at a glance." Wu Guangyao said.

  Manager William listened to Wu Guangyao’s explanation and looked at the financial statements of Lao Fengxiang in his hand.

  Manager William watched seriously for nearly 10 minutes, then looked up and said with surprise:

   "Wu, you are simply a genius. There are many forms in it, which are worth promoting by any company. For example, these balance sheets, income statements, cash flow statements, etc.. Can I leave this information and study for a while?"

   "Of course, but what about my loan, do you see?" Wu Guangyao said cautiously

   "I intend to leave this to Li Jia to inspect it on the spot. If there is no problem, then your 60,000 Hong Kong dollar loan can be passed quickly."

Wu Guangyao and Li Jia walked out of the HSBC headquarters. Li Jia said with a smile: "Manager William meant that this was done. I just need to visit your store to inspect it. I believe there is no problem. After all, the business of your store is obvious to all. of!"

"Then trouble Brother Li, I'm anxious to spend money lately, please help me to make the procedure faster!" Wu Guangyao has to speed up his pace. The new store will be opened within two months, so the sooner the loan is it is good.

  Li Jia patted Wu Guangyao on the shoulder, and said in a friendly manner: "Don't worry! Your business is mine!"

   "Let’s have a meal that night! Call Brother Zhao and Brother Guan" Wu Guangyao invited Zhao Xi and Guan Yi.

   "Okay, get together, I don't know what they are up to now!"

  Ruyun Restaurant

   Wu Guangyao, Zhao Xi, Li Jia, and Guan Yi exchanged cups and talked happily.

  Zhao Xi happily said to Wu Guangyao: "Brother, you are ready to open a new store, it's incredible!"

  Wu Guangyao thought in his heart that if he hadn't come through, he would have the courage to put all his assets on it so quickly and still owe a debt.

   "The situation is forced!" Wu Guangyao pretended to be profound. As a friend, it would not hurt to analyze the future situation occasionally.

  This time the three of them are interested again. Could it be that this one has any ideas, and they all looked at Wu Guangyao.

  "Tell my brothers, what kind of situation is this situation?" Guan Yi cares about current affairs most, so he speaks first.

  Wu Guangyao sorted out his thoughts and got rid of the things that could not be said.

   "What I call the situation is that because of the outbreak of the war on the mainland, Hong Kong Island will rapidly increase its population by doubling or doubling, or even tripling."

  "These people will not leave when they come. This is something that the British Hong Kong government would not have thought of. They thought that these people were just for refuge, so in the end the management would become very chaotic."

  "These people include refugees from Guangdong Province and a large number of wealthy mainland businessmen. These wealthy businessmen not only brought gold and silver wealth, but also brought factory equipment and technology. In the future, Hong Kong Island will develop rapidly because of them."

  “After these wealthy businessmen came to Hong Kong Island, they naturally needed to gain a foothold, so they needed to sell the gold and silver in their hands. Or they could exchange their foreign currencies, or even buy higher-purity gold to keep their value.”

   "I am not the only one staring at this piece of fat!"

  Wu Guangyao finally sighed: “If I don’t make arrangements in advance, how many bites of this piece of fat can I eat by myself?”

  The three of them were very excited after hearing such dry goods.

  Zhao Xi got up and said, "Brother, do you think the mainland is going to change?"

  Wu Guangyao quickly said: "This is not good to talk about, anyway, they are all Chinese. Those who win the hearts of the people will win the world!"

   Zhao Xi seemed to have realized something, and said quickly: "Then you said I want to persuade my parents to come to Hong Kong Island?"

   "Come on! A family reunion is great, and Hong Kong Island also needs us to guard for the motherland! Don't let the sun never set the empire to dominate! Hong Kong Island will return to the embrace of the motherland sooner or later!" Wu Guangyao said loudly

  This sentence is not wrong. The older generation of people on Hong Kong Island are always thinking about the motherland in their hearts. When it comes to patriotism, they are no worse than anyone else.

  In the place of liberation, the mainland urgently needs such goods as steel, cotton, medicine, etc. It is the patriotic businessmen of Hong Kong Island that have taken part of the responsibility, imported from the West, and then transferred back to the mainland via Hong Kong Island.

  Don’t say that these businessmen are chasing profits. They are actually patriotic. It is only natural to recover the cost. Otherwise, how can they continue to serve as a cargo transfer station on the mainland.

   Later mainland officials praised these merchants, which is the best proof. Many merchants bear the names of patriotic merchants.

  For example, in the war that began in 1950, Hong Kong Island merchants also smuggled iron barrels, medicines, cotton and other urgently needed goods for the mainland. This is an indelible credit.

Huo Yingdong is the best proof, and the motherland has also given him the honor he deserves.

   Thinking of this, Wu Guangyao seemed thoughtful. Although he planned not to care about the governance, he had to care about the people of the motherland.

  I have money later, and I have to buy some iron barrels, medicines, and cotton-padded clothes in advance, and put them in the warehouse, and give them to him when Huo Yingdong needs them in the future.

  Because he is a long-term ocean shipping person and is familiar with the environment, it is much better than blindly transporting it to him!

  As for the honor, you can earn it again in the future!

  For example, during the period of reform and opening up, one can do many things for the motherland.

  Building walls high, accumulating grain, and praising slowly, that’s the reason!

  (End of this chapter)