Hogwarts on the Tip of the Tongue

On this non-extraordinary day, Elena didn't have much emotion in her mind. In her eyes, these were just trivial finishing touches. The really important things ended a few months ago.

It's just that the little things in the eyes of girls may seem to some people like the end of the world.

As early as last week, Elena had a small meeting with a group of goblins including Douglas. The content of the meeting was very simple, that is, the goblins stood in the position of Gu Ling Pavilion and asked questions by Elena. Just answer.

This simulation question and answer is not the first time in the past month, but for Douglas, Bogo and other goblins from the Gulingge Wizard Bank, the weakness in the heart will increase after each meeting. A few points-they have more and more discovered that the judgment that Bai Leos once made, belongs to the era of goblins, and it is completely over.

Rather than letting things get worse and waiting for the Gulingge Wizard Bank to be eaten by greedy and stupid human wizards someday, it is better to take the Gulingge to those who understand the market value and keep the goblin in the financial field. The last dignity.

With the opening of the Hogwarts public trial today, and the sudden closure of the shop in Overturning Lane, Douglas is well aware that for the Lingering Wizard Bank and the goblins, another final trial has also begun Too.

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Diagon Alley, Gulinge Wizard Bank.

The door of the bank has been completely closed to the outside. Douglas sat in the tall and magnificent marble bank hall. While carefully reading a financial paper introduced from the Muggle world, he looked around this familiar and strange bank hall.

According to the previous situation, on the morning of the working day, there should have been hundreds of fairies sitting on the high stool behind the counter busy, such as measuring currency exchange rate fluctuations, calculating the value of precious metals and gems, or recording on large books Account transactions aggregated from all over the world ...

However, now that the entire Gu Ling Pavilion is far from being stalled, all the goblins stand tremblingly beside their counters, looking at the former investment department master pipeline, Glass, who is sitting on the high chair at the end of the hall.

Dozens of cold-skinned middle-aged and old wizards raised their magic wands and looked around the halls, chanting various spells of detection, carefully inspecting the remaining shadow magic in the hall, or it may cause Dangerous magical protection, magical props for killing effects.

After half a year of high-intensity work in Ukraine and learning and borrowing some of the former Soviet KGB ’s counter-espionage experience, their ability in confidential work can be said to have reached the top level in the magic world-none of them.

As for its magical strength ...

Compared to the Death Eaters who ran rampant in the magic world ten years ago, this group of saints and their descendants who survived the wizarding war can be said that everyone can fight several of the most murderous food alone. Dead man.

The most disturbing thing is that, unlike the Death Eaters who are fighting each other, this is a group of wizarding army.

Douglas glanced silently at the few goblin guards who were subdued in less than half a second. Combined with the last "jailbreak experience", the middle-aged goblin was very clear in the elaborate-if the negotiation broke down and turned into a strong attack, only by destiny The dozens of old wizards of the group are almost enough to sweep the entire Gulinge Wizard Bank.

Just between Douglas' contemplation, there was a noise from the stone alleyway behind the hall.

The members of the Elder Council of Goblin Elves have arrived in the marble hall surrounded by all the goblins. They glanced coldly at the wizards distributed in the hall, and finally the sight fell on the middle-aged goblin sitting in the first place. .

"Douglas, the taste of revenge, is it delicious?"

Douglas turned his head and glanced at the old goblin who was standing.

There is no accident, it is the elder Groin, the elder council of the Golinge Fairy Council, and behind it are the other eleven elf elders and the heads of various departments-except Elder Leos, but all The important decision-makers of Lingge have already arrived.

"Revenge? No ..."

The middle-aged goblin grinned, closed the book in his hand, and said slowly.

"Accurately, this is just a business. We are fairies. We only talk about benefits but not emotions. From the beginning to the end, this is a competition at the financial level. Winners take all, losers claim compensation. This is not very obvious. The truth ... "

"It is indeed very simple and easy to understand. No wonder you will become, um ... the wizard's domestic goblin?"

"Chief Financial Officer of Destiny Group."

"Oh?" Groinpi pulled his cheek with a smile, "Then ... it should be a rather noble position, it sounds more obvious than the head of the venture capital department of the Wizarding Bank of Gu Lingge." Seductive. "

"Almost, the capital that Destiny Group currently controls and the scope of main business involved are still slightly different from when I was in the venture capital department. It's just a game of money. In the final analysis, there will not be too much difference."

Douglas shrugged unmoved, and asked quietly.

"The Chief Elder took the initiative to come up, was it just to ask me about my current work situation?"

"Oh, casually ask, after all, compared to any financial trap, the first time I saw the traitor, I was a little curious."

Douglas nodded his head and slowly glanced at the group of colleagues and elders with anger in his eyes. His eyes did not mean any dodge and fear. After a while, the eyes narrowed slightly and waved.

"Sit down, there are 243 counters in the lobby of the Wizarding Bank of Gu Ling Ge. You must have been in one of these locations for a long time. Just find a familiar location and sit down. We discussed today Most of the problems are actually very basic business, very ... simple and basic. "

After speaking, Douglas lowered his head again and looked at the financial paper from the other side of the ocean. His finger swiped back and forth over the paper that had been read countless times. It seemed that there was something extremely valuable hidden in it.

This is not a publicly sold document. In fact, this paper published eight years ago has not even attracted the attention of many non-magic scholars. In order to find this unknown document, Elena is here The dollars spent above are enough to buy several of the latest top cars.

However, compared to the money spent on it, the value of this paper called "Bank Run, Deposit Insurance and Liquidity", which was jointly proposed by Diamond and David, can be said to be invaluable at this time. presence. Most of the theoretical foundations for bank runs in later generations were derived from this paper.

Even decades later, this paradigm based on asymmetric information and game theory analysis demonstrates the vulnerability of banking institutions and the possibility of bank runs from the perspective of game theory equilibrium, as well as banks to prevent and resist financial risks in order to strengthen financial supervision The running model is still one of the most important research contents of modern economics.

Elena is not the kind of super genius that comes with the system. As a humble loli who has forgotten to load the sound card as a language pack, her only advantage is to remember the name and location of key papers in each economic literature and model.

Rebuilding an economic system is always more difficult than destroying an economic system.

But for Elena, after joining dozens of the most elite Gu Lingge professionals, she finally no longer has to bite the ugly and troublesome mathematical models and unify her brains to the elves. Just study.

"The way to save Gu Ling Pavilion is hidden in this paper, go find it!"

Douglas had the girl's imposing command in his mind, and a bit of bitterness and awe appeared on his face. Unexpectedly, the economic research of the non-magical world has exceeded that of the goblins.

Obviously, this is an entry assessment from the Devil.

If he failed to find the correct solution within the stipulated time, he directly razed the Wizarding Bank of Gulingge, and then built a new bank from the ruins. It does not seem to be a very difficult choice for the wizard.

Unfortunately, with the exception of a handful of goblins who belonged to destiny, most of the goblins present could not understand the heavy pressure Douglas is facing now. The actions of middle-aged goblins now are filled with arrogance and mockery in their eyes. .

"Are you going to humiliate us? Douglas."

Behind Groin, the goblin who succeeded Douglas as the head of the venture capital department shouted, and his face became extremely distorted. He stared at the nightmare that had covered most of his life for a while, and his emotions were slightly out of control.

It wasn't just him. With Douglas' careless voice, there was a trace of resentment on most goblin faces.

According to the ancient tradition of the Gulinge Wizard Bank, all goblins involved in senior business must have experienced working in the bank lobby, and once promoted, they will not be transferred back to the counter unless there is a serious economic error. .

You know, the fairy who can appear in the hall in this case, which is not after a step-by-step experience and growth, it is easy to jump from this place to other core areas of Gu Ling Pavilion-this invitation to them The negotiating method of re-seating is obviously a act of revenge.

"Humiliation? I just have a question ~ www.wuxiaspot.com ~ Need everyone to help me answer ..."

After a moment, Douglas sighed softly and placed the "Bank Run, Deposit Insurance and Liquidity" in his hand on the counter in front of him, and glanced at the fairies who were standing around in the same place.

"If there is a large-scale run again, the Gulinge Wizards Bank, which has been emptied of all reserves by the Hogwarts Loan, the Ruble War, and the Magical Federal Reserve Scam, is there any way to continue to live now Go on ... "

The indignation of all the fairies at the scene stiffened in the face. Chief Elder Groo shook a little because of his body, his cheeks twitched a little, and he stared at Douglas seriously and fiercely.

"Isn't that all thanks to you ..."

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List of Hogwarts chapters on the tip of the high-speed writing hand