Farm Gate Escape: There is Room For Full-level Bosses

   Chapter 388 You have to work hard

   Zhao Huai wanted to raise pearls, which immediately aroused everyone's discussion, "You haven't raised them before, what if you can't raise them?"

   "That is, in case of death, you have to mortgage the house!"

   Zhao Huai has dozens of taels of silver on hand. Even if the court does not borrow money, he can take the risk completely, not to mention that he can also raise fish while raising pearl mussels.

  The sea mussels are not guaranteed to be raised well, and raising fish is not easy!

   Following Bai Wutong, he also gained a lot of vision, but there is nothing wrong with what Bai Wutong proposes.

   Besides, the word pearl alone made him feel that he would definitely make money.

   Zhao Huai smiled and said: "The empress said that if she can raise it, she will definitely succeed. You don't want to live a good life, I still want to live a good life!"

   "The opportunity is right in front of you. If you miss it now, you will regret it later!"

   Li Huai said this, and the people who were hesitant at first were even more uncertain in their hearts.

   His wife is pregnant again. Lin Lei is still in primary school, and will go to middle school and university in the future. He will have a new house, and he will have to buy various belongings.

  Linhu Quarry works hard, but doesn't earn as much as other technicians.

  Lin Hu also wanted to create a good condition for his wife and son. He was about to learn a technique and change jobs when he met Song Benhua to promote pearl farming.

   If you want to become a pearl farmer, you have to invest at least 12 taels of silver, and you have to pay interest and sea contracting fees every year. When the pearls are profitable, you will have to pay taxes.

  The elder Lin family went to the southern border. In order to divide more houses, the elder Lin agreed to divide the family.

   On the way, Lin Clan had spent almost all the money, and the remaining money was given to the big house.

  Lin Hu and the others didn't even get a tael of silver.

  Fortunately, the house was allocated by the court, and the couple worked hard. Occasionally, the son would come back to help the family with some things from the seaside wetlands, and he had saved almost five taels of silver.

As long as they contract a piece of the sea, the output of the sea belongs to them. Not only can sea mussels and fish be raised, but also all kinds of seafood, sea vegetables, etc. on the beach. The monthly interest required by the court is not high, and the world falls. The good news, Lin Hu and his wife said a few words, and his wife hurriedly urged: "Hurry up and sign up! Don't be too late!"

  Lin Hu and the others finished calculating the pros and cons. Except for those who were too conservative, everyone rushed to sign up.

  Song Benhua's booth was crowded, he had to let people maintain order and let everyone line up.

  The old Lin people heard the wind and rushed over with their eldest son and second son, and the registration line was already 100 meters long.

   He was so impatient, he saw his third son in front of the line and wanted to jump in.

  As a result, before he could get close, he was sent aside by the patrolmen responsible for maintaining order.

  The old Lin clan stomped his feet and shouted to Lin Hu, "Help your eldest brother and second brother sign up too!"

   There was dissatisfaction from everyone around, and the patrolman directly said to him: "One person can only sign up for one household."

  The eldest son of the Lin clan elder, the second son, was in a hurry. "We're all in the same family, can't we raise them together?"

   The questions they asked were also questions that other people present were afraid of risks and wanted to share the risks with their families.

  Song Benhua explained: "You can negotiate in private for joint farming, but only one person can be responsible for the contracting rights of the sea area."

  Only one person is responsible for the contracting rights in the sea area, which means that whoever has the contracting rights will occupy the dominant position in joint farming.

   I know why I should share the profitable business with others, and since ancient times, the most taboo in doing business is that the family does business together, and they want to share the biggest piece of the cake.

  Lin Hu glanced at his father, and both brothers looked at him with wolf-like eyes.

   His daughter-in-law grabbed him hard, and his heart throbbed, not knowing what to do in a while.

  Many people who did not register for cultured pearls were shocked by the fact that the imperial court could borrow money for everyone.

   The profits of the imperial court are so much lower than that of the bank!

   If they could borrow more from the imperial court and repay the loan slowly with monthly money, they would be able to buy more houses.

   Just when everyone asked Song Benhua if he could borrow money from the imperial court even if he did not cultivate pearls.

   Bai Wutong introduced a new policy on banks.

   Unlike the previous banks, banks can not only lend money, but also save money and return it to everyone.

  The more money you put in the bank, the more interest you will get each month or year.

   It never occurred to me that there is a real money-making bank, and everyone went to consult the president Ma, who is in charge of the bank.

   President Ma gave a detailed introduction to the bank's business, which is mainly divided into three categories, the first loan, the second deposit, and the third investment.

  Individuals want to borrow, they must meet the following conditions, one is sufficient proof of assets, and the other is a good reputation.

   If there are no assets, a fixed salary can also be used as a guarantee.

  In addition to personal loans, there is also a type of business loan, as long as the company founded by the individual or the intellectual property rights can be certified, the loan can also be obtained.

  If the bank does not like it, it can only use the asset to back the loan.

  There are many kinds of deposit schemes, there are two main types for the common people, dead deposits and demand deposits.

  The interest of the dead deposit is much lower than that of the demand deposit. If the dead deposit is deposited and withdrawn in the middle, the interest will be calculated as the demand deposit.

Regarding investment, President Ma explained simply and comprehensively that the bank selects projects that can make money, and everyone can participate in the investment. If you make a profit, the money will be much higher than the profit. , equivalent to modern stock trading.

   In the three major businesses, deposit is what everyone looks at most. Is it really possible to get back the principal and interest if you deposit the money in the bank as President Ma said?

  If the court is black and black, then there is no place to cry for injustice.

   President Ma patiently explained: "This is a bank established with the reputation of the Empress. Everyone can rest assured that if there is one less copper plate, you can report us."

  The Empress couldn't lie, so everyone went back to get the private house and wanted to deposit the money quickly.

  The earlier you save, the more interest you will get!

  The houses allocated by the imperial court don’t cost you any money, you just need to contribute and do your job well.

   However, if you want to buy a villa made of steel and concrete alone, the price is extremely expensive.

   Wu Ji and two children were only allocated a villa, Wu Mengyao imagined that like Zhao Lanzhi, she was not afraid of rumors about marriage and made her own decisions.

  If Wu Hao gets married and lives under the same roof with his sister-in-law, it will be inconvenient.

   She also wanted to buy a house of her own, but she had no extra money. As soon as the bank loan policy was introduced, she immediately went to the Design Institute to issue a work certificate as required, and wanted to buy a house with a loan.

   She is alone and can't afford a single-family house, but a two-bedroom, one-living residential house should still be able to be bought.

  Wu Mengyao works as a fashion designer in a design institute. The monthly payment is one tael, and there are extra bonuses and commissions, which meet the highest loan standards.

  Wu Mengyao only spent 5 taels of silver for the down payment to book a two-bedroom, one-hall room.

   The moment she signed the contract, she showed a happy smile and sincerely thanked Bai Wutong.

   In addition to Wu Mengyao, Lin Yue thought of taking a loan.

   He loves reading books, and movable type printing is in the world. He wants to take the opportunity to set up a printing office.

   Qingfeng is about to marry him, so he has to work hard.

   (end of this chapter)