Best Son-in-law

Li Fan invited Xia Menglan into the room and began to discuss things. Some of the things he wanted to do required Xia Menglan's help.

"What's wrong? What else is going on? Are there not enough funds? The village doesn't need much money right now, so I can help you." Xia Menglan looked at Li Fan and said.

"It does have something to do with funds. Forget about the money in the village. I plan to go to a bank in the city to get a loan. You have to help me." Li Fan wants to start several big projects recently, and the money in his hand is already a bit stretched. .

Although Li Fan has more than 2 million yuan in hand and the hotel has begun to make a profit, Li Fan recently wants to make several big moves and build roads in the village. This funding is a big problem.

Li Fan's latest plan is to build roads in the village. Secondly, he wants to engage in water snake breeding and contract a large area of ​​Laoshan Lake as his own fish pond. Then Li Fan wants to buy some alcohol in the city and make his own. Try making snake wine.

And this time Li Fan plans to open a factory that specializes in health care products. Li Fan has already planned to enter the health care products industry.

Including the medicine garden and fish feed production factory that I have always wanted to build.

Some of the hotels in the village still need renovation, which costs money everywhere.

Li Fan has spent a lot of money before, and now he really needs some money, otherwise he will be tied up in starting his career.

Moreover, Li Fan would definitely not be able to borrow too much money if he went to the bank for a loan. If Xia Menglan used his position as village chief to help, he might be able to borrow an amount that satisfies him.

After hearing what Li Fan said, Xia Menglan was stunned. She looked at Li Fan and asked: "What's wrong? Do you have an idea again? How did you come up with the idea of ​​a loan? This loan needs to be repaid, and there is also interest. Can't we do it step by step? ? It’s a good thing to want to do something, don’t rush, you have to take your time, there is a process in the middle, right?”

"There have been a lot of development opportunities in the village recently, and we must seize them. If we continue to delay like this, the future situation may not be good for us. I think it is better to strike while the iron is hot. You see, there are tourists coming now. Our village The road cannot be delayed any longer and must be repaired as soon as possible. For example, we now know that the health care product industry is a rich and profitable industry. If we delay for a while, the market may be divided up by others. If you want to get rich, you must not only If you have brains, you must have courage. Big bosses outside have loans from banks even if they don't have funds. Village Chief Xia, you should know this, right?" Li Fan looked at Xia Menglan and said.

Xia Menglan could only nod her head: "Yes, I understand. If you want to do business outside, you must learn to seize opportunities and attack decisively. But in our village, the conditions are different. You have to be safe in the early stage. For example, Li Fan, you don’t have much funds now. If you take out a loan, what will you use to repay it? I understand your idea, but we always have to consider a question, what should we do if we lose money? Or what should we do if the market changes? Bank They all need to be mortgaged. What kind of mortgage should we take? The houses in the village are not valuable. Even I am unlikely to lend the money. If not, I will go to the county and talk to the county magistrate. "

Xia Menglan was also worried. She wanted to help Li Fan, but she couldn't. The bank required collateral. Even if Laoshantun mortgaged the entire village, others might not lend it out.

"How about you tell me how much money you want to borrow? What will it be used for specifically?" Xia Menglan pursed her lips and looked at Li Fan and asked.

"I want to get a loan of five million." Li Fan stretched out his hand. This sentence shocked Xia Menglan.

Five million is not a small amount. Let alone whether it can be repaid, even if it is a loan, it may not be possible.

"What do you want to use the money for?" Xia Menglan asked.

"Of course we will build some new houses in the village. When the decoration is completed, we will properly develop the accommodation industry in the village. This is on the one hand. On the other hand, I plan to build a feed factory in the village to specialize in production. Feed, but this can be postponed for now. After I sell part of the feed outside, I guess there should be a big market. Then I will build a health care products factory. I plan to enter the health care products industry. Yes, you just approved me a piece of land in the back mountain. I don’t want to plant anything else in that place. I plan to plant some medicinal herbs." Li Fan expressed his thoughts. The funds in his hand were not enough to support so many projects, so he He wanted to take out a loan and use it first. After the village developed in a few years, he would be able to repay the money.

"Health care products industry? What are your specific plans for this? What projects are there?" Xia Menglan still has some confidence in the other two mentioned by Li Fan. After all, these two have achieved results at a certain level and have catered to market.

There is indeed a group of tourists in the village. It is inevitable that this residential building will be developed into a hotel in the city, but it is only a matter of time. Building it now can be regarded as preparation in advance. After all, it takes a long time to carry out such a large project. If you wait until the road is repaired later and tourists come but have no place to stay, it will be too late, which will seriously affect the tourist experience, and you may miss a large number of tourists.

After all, Laoshantun is a remote place, and tourists definitely don’t want to spend just one day there, which is not enough time spent on the road.

If they don't have a place to stay, no matter how delicious the food in Laoshantun is and how fun the scenery is, they can only return in despair.

It will extremely affect the tourist experience, and the chance of them coming next time will also be reduced. This is inevitable, so the village should build more well-decorated houses.

Although a large hotel cannot be built all at once, there is a process of development.

So when Li Fan talked about building some new residential buildings to develop the accommodation industry, Xia Menglan agreed in her heart. This was indeed a supporting business opportunity and very necessary.

She also thinks the feed Li Fan mentioned is more feasible.

Because it can be seen from eel farming that this feed is not ordinary. If it is sold for takeout, there will definitely be a big market and you can make a lot of money. It can also bring some professional jobs to the villagers, so it is imperative to build a feed factory. , Xia Menglan also agreed very much.

In fact, it's just these two things, plus the cost of building roads in the village is already quite a lot, and it's not even worth thinking about if it doesn't cost millions.

Therefore, it is very reasonable for Li Fan to want a loan of five million. Xia Menglan believes in Li Fan's decision, but she just wants to know more about it so that she can use her meager strength to help appropriately.

"Yes, that's my plan. I have a batch of wild ginseng on hand. These wild ginseng are worth a lot of money. There are also places in the back mountains where you can pick wild ginseng. You can definitely cultivate it in large quantities in vegetable gardens, and you don't have to worry about buying it. Home, because if tourists come to us, they will definitely want to bring some local products or souvenirs back. Our wild ginseng is not bad, so we can sell it to them. This not only meets their needs, but we can also make a profit. Money is coming, this is an idea of ​​mine.”

"Secondly, this snake can be used to make snake wine, and the snake gall can be sold. I am just thinking about how to make this snake wine. This can be a major feature of our Laoshantun. This water snake tastes so good, and this snake wine The taste will definitely not be bad, and the efficacy may be different, which is what I want to experiment with.”

"These are the two health products I want to buy at the moment." Li Fan thought about it and introduced it to Xia Menglan.

Xia Menglan's eyes lit up after hearing this. She felt that this was a good idea and could be done.

When tourists come, they definitely want to bring back some specialties and souvenirs.

This is completely an accompanying industry chain.

"And I think tourists will help us promote these special products. They only need to take pictures of these special products in a circle of friends and give them to their elders, which will help us promote them." Li Fan continued.

"Yes, Li Fan, you are so awesome and financially savvy. This is simply amazing. You can think of all this." Xia Menglan praised generously.

"This is what I thought of accidentally. I saw a post on the tourism forum before, and the poster shared it on it. I felt that something was missing. If she shared some specialties from our village, the effect would be It’s different, and she can create quite influential publicity in her circle of friends and relatives, and it will be more than just a food post." Li Fan said with a smile.

"Yes, these are all side industries of the tourism industry. We can definitely develop them, as long as the quality of the wild ginseng and snake wine you mentioned can be guaranteed." Xia Menglan nodded and said.

"Yes, I just want to try this snake wine today. Now wild ginseng can be sold directly. This snake wine needs to be studied carefully." Li Fan said, taking out a bottle of rice wine in the room, and then I went outside to get snake gallbladder and snake meat, put them in an empty bottle, poured rice wine in, and closed the lid.

"Let's do a simple experiment first." Li Fan said while doing it.

Seeing this scene, Xia Menglan thought thoughtfully: "Okay, I'll think of a way to help you get a loan. We can't delay it any longer at this time."

"Yes, now is a great opportunity. If you miss it, it will be equivalent to missing a great development opportunity for our village." Li Fan continued.

"Okay, I will definitely think of more ways, so let's just say, I'll leave first?" Xia Menglan said.

"Well, let me see it off for you." Li Fan soaked in snake wine and stood up to see Xia Menglan off.

"You should study it first. You don't need to give it to me. There is also the water snake. You can try to see if the feed can be fed. You must be cautious. Every step we take now is crucial to the development of Laoshantun. It's careless. No." Xia Menglan said as she walked out.

Finally, Li Fan sent her to the door.

"Don't send it off, Li Fan, I can just leave by myself." Xia Menglan said, waving to Li Fan.