Back To 1995

   Chapter 466 Vigorous miracle

  Keremiah's hair has been grayed, and he looks quite old, but well maintained, a typical American image of an old white male.

   "Song!"

   "I've wanted to meet you Song for a long time!"

  Kerimaiya shook hands with Song Yang and said that he had been dealing with Song Yang for many years, but this was the first time the two met.

   "This country club was founded when I was in Houston, back in the mid-1980s, when I was in Houston and established the Houston branch for Comerica Bank..."

   On the way to the country club, Kerimaea introduced Song Yang. It was also a great achievement for Kerimaia to become the director of Comerica Bank.

From the outside, the size of this country club is not small, but when you enter it, you will find that it is unique. Restaurants, hotel accommodation, blues bars, golf courses, horse farms, etc. are all available, as well as performing bands, dance teams, Song Yang I even saw a small casino, entered it, and stayed here for a year and a half, I guess I wouldn't get bored.

As an "elite old white man" in America's banking industry, Kerimaia is personable and knowledgeable, "Houston back then was completely different from what it is now, of course, if you had appeared at that time, maybe I would A few more years in Houston!"

   Came to a golf course in the country club, and Kerimaia greeted several old white men who were playing.

   "This is Fraser, all the casinos on Fraser Street belong to the Fraser family!"

Kerimaiya pointed to a man who was smoking a cigar and said to Song Yang, Houston is not only a space city, but also one of the largest casinos and casinos in America, like Eric's RICK night club, you don't need to As mentioned, it ranks first among other cities in America.

There are also two major casino areas in Houston, one is in the city center, which is dominated by Fremen Street, and the other is dominated by Houston Avenue. Both areas have super-large casinos that can occupy A street is enough to know the strength of this Fraser.

After introducing Frazier, Kerimaia introduced a few more people to Song Yang, all from Houston and the surrounding areas. They were annexed by America for more than 100 years and once belonged to the territory states of Mexico, including New Mexico and Colorado. states, Wyoming, Oklahoma, Kansas, etc.

These sites are all adjacent to Texas, which belonged to the Mexico of the year, and Texas has always been eye-catching, and crying children have milk to eat. For a state, the same is true. These states are making trouble with Texas, naturally for more It is a fact that several states are getting closer.

When   Keremiah introduced an old white man, the other party took the initiative and said with a smile, "Song and I have already known each other for a long time, but little Bruno bought a lot of farms and land from me!"

   "Mr. Dutton!"

  Song Yang called out to John Dutton who was talking.

  Keremiah and others around him heard the words of the two, and their expressions changed slightly. The Dutton family is one of the families with the most ranches, farms, and forest farms in the western states.

   Now that Houston wants to develop new areas and build new buildings, it can’t avoid dealing with the Dutton family. Without John Dutton’s approval, it is estimated that the land for construction will not be able to be bought.

Hearing that Song Yang bought a lot of land from John Dutton, the expressions of the old white men around and looking at Song Yang changed slightly. There are many standards for the standard of "one's own person", but the number of land farms is one of the minimum conditions. John Dutton sold the land to Song Yang's farm, which means that John Dutton has "approved" Song Yang.

  Otherwise, if it was an African-American singer or something, John Dutton probably wouldn't sell the land, no matter how high the price was.

After    sat down, Kerimaiya told the golf boy to pour a few glasses of water for a few people, and then let the others go.

   "Song, it's not easy to buy land from old Dutton!" Kerimaiya raised his glass to Song Yang and said.

  John Dutton's actions made Kyrimea's position in Song Yang's heart change a little bit. It is not something that ordinary people can do to get the land from John Dutton, the big landowner.

  Song Yang and Kerimaia touched a glass of wine and said to him, "Mr. Dutton just sold a few plots of land for Old Bruno's sake!"

  Song Yang moved old Bruno out. Old Bruno and John Dutton are considered to be in the same company. It should be "reasonable" to buy a few pieces of land from Dutton.

   It's just that Kerimaiya and Chris Jain on the side know that Song Yang's words are nothing but evasive words.

The influence of the old white men represented by John Dutton is shrinking. Instead, they are people from the technology industry. For example, John Malone, the president of TCI, bought 2.2 million acres of land, and Turner, the founder of CNN, owns 2.1 million. Acres of land, Bill Gates is also a latecomer.

These people from the technology industry are frantically encroaching on the land in America. They are not the same as John Dutton who live on the land. John Dutton also felt the threat and began to attract more people. Song Yang, a technology Upstart is one of them.

  John Dutton can see clearly that the influence of the old white man has been declining, and the fault is serious. If he does not win over the upstarts, he is afraid that the land farms in the hands of the Dutton family will not be able to be preserved.

After showing Song Yang the people who came to this country club, and also showing Song Yang the connections of Kerimaiya for so many years, Kerimaiya entered the topic and said directly, "When will the PayPal payment platform go online? ?"

  Today, when Kerimaiya met Song Yang, it was actually to get some air in advance, to determine the bottom line of both PayPal and Comerica Bank, so that in two days, the negotiations that were officially started by the two sides could continue.

  If both sides don’t know each other’s bottom line and keep wrangling, I’m afraid nothing can be achieved.

Of course, today the PayPal platform will also give away some of its benefits. Just like when Inter-American Telecom took money from Comerica Bank, it had to give up 5% of the equity of Kerimaa. Otherwise, how could Kerimaiya be? Helped an empty American Telecom and got a loan of more than 300 million US dollars.

   The PayPal payment this time is basically the same, and an additional PayPal stake is also given to the board members of Kerimaa and Comerica.

  Otherwise, if it's not good, how could Comerica Bank stand with PayPal against the bank giants on Wall Street?

  Song Yang nodded at Marcus, who put part of PayPal's plan in front of Kerimaiya.

   "Director of Caremeyer, the PayPal payment platform will be officially launched in the near future. I hope Comerica Bank can fully support PayPal payment!"

Kyrimea looked at the plan in his hand, his face was calm, but his heart was quite surprised. He saw the fields that PayPal was going to enter, including online payment, cross-border remittance, credit, funds, etc. s project.

   Of course, at the beginning, in order to not be too eye-catching, PayPal will definitely not be so publicized, at most it will be a small game, but in the later stage, PayPal will obviously have to get involved in the business of various traditional banks.

   Therefore, Comerica Bank is required to provide comprehensive support for the PayPal platform from the beginning, including settlement center, offline business points, overseas remittance support, etc.

  Without the full support of Comerica Bank, it would be difficult for PayPal to convince those users to carry out these businesses. Only a large bank that endorses the PayPal platform can do it.

   Putting the plan aside, Kerimaea picked up the wine glass and began to taste it slowly. Chris Jain, who was familiar with Kerimaa, couldn't help but feel nervous when he saw this scene.

  Jian knew that when Kerimaiya was in trouble, he was accustomed to doing this kind of action. Chris Jain raised his head and sat at Song Yang with a hint of his eyes.

Song Yang did not speak, but waited for Kerimaiya. After a while, Kerimaiya finally said, "Wall Street will not allow PayPal to carry out so much business, if Comerica Bank supports PayPal , is fighting against the entire Wall Street, and the board of directors of the Comerica Bank will not accept this result!"

   Behind Wall Street, in the final analysis, there are several big banks. The bank giants such as Morgan, Wells Fargo, and Citi-Dominion are the key to Wall Street. These gluttons will never be soft-hearted when facing opponents who dare to take their jobs.

Even if the Comerica Bank is resolute, facing these opponents, it is estimated that it is a little guilty. Kerimaia is familiar with the characters of the directors of the Comerica Bank. If it is profitable, he is willing to stand in the PayPal payment platform. On the side, but if the risk is too great, those people are probably not willing to do it.

  Keremiah is influential in Comerica Bank, but he can't force the directors to sign the agreement!

   "If PayPal pays and is willing to lower the requirements, I can convince the Comerica board of directors to fully support PayPal..."

   "PalPal must have full business support!"

   Before Kerimaiya could finish speaking, Song Yang interrupted him directly and said, "I have already talked with Jia En, and he should have already passed on my words to the directors of Comerica.

Cooperation with PalPal is also an opportunity for Comerica Bank. The users of the PalPal platform will not be limited to Texas or even the United States. As long as PalPal can develop, it means that as long as there is Internet, There will be PalPal users, and Comerica Bank, which cooperates with PalPal, may also become a bank with users all over the world! "

Song Yang drew a big pie for Kerimaia and made a guarantee for PayPal, which is also of great benefit to Comerica Bank, which will allow Comerica Bank to go out of the western states and become a giant bank in America. Even world-class banking giants.

This pie is big and round, and it is estimated that it will last for three years after one bite. Like Chris Jain, it is estimated that it will be eaten, but for Kerimaiya, who has experienced countless storms, these are all bullshit. Calf.

"These are indeed opportunities, but in the face of risks, they are nothing. The American banking industry will reshuffle every 20 years, whether it is because of internal reasons in America or other reasons, it can survive to the end, and It's not because of the number of users or the number of businesses, but the risk!"

Kerimaiya put down his wine glass, tapped his fingers on the table, and talked to Song Yang about his experience. He had experienced the reshuffle of America's banking industry. America now has large and small banks all over the state, with dozens of Compared to a year ago, that was nothing.

Comerica Bank is not the most outstanding one, but it is the one that has survived the longest. After every turmoil, it has been able to acquire a group of banks, and finally it is the largest in Texas and Colorado. one of the banks.

   "Times have changed!"

   Song Yang just said one sentence about Kerimaiya's experience, and immediately let Kerimaiya open his mouth and slowly closed it again.

   "The emergence of the Internet will change everything, and the banking industry is no exception. Even if the Internet will experience turbulence and even troughs, this change will not be interrupted."

Song Yang said directly to Kerimaiya, "Whether Comerica Bank is willing or not, it is inevitable. Maybe in the future, not only PalPal, but also other technology companies will enter the Internet finance industry. , whoever has the most users in the future will have the advantage..."

  Keremiah frowned when he heard Song Yang's words. According to Song Yang's words, the banking industry was literally broken, and anyone who wanted to come in could come in and step in.

   "10%!" He didn't talk to Kerimaiya any more about these risky things. Song Yang firmly believed that a miracle could be done with great effort.

   "Once the cooperation begins, PalPal can accept the investment of Comerica Bank and transfer it to Comerica 10% equity."

"In addition," Song Yang first glanced at Chris Jain, then said to Kerimaiya, "Director Kerimaiya's family foundation can get 3% of the equity, and the rest of the directors of Comerica Bank, which supports PayPal, Can get another 3% equity!"

Hearing that Song Yang finally put forward the conditions, Chris Jain couldn't help but get nervous. He had received Song Yang's promise before that as long as Comerica Bank could reach a cooperation with PalPal, then he would be able to get 1% of the PayPal payment equity. .

This 1% stake is related to Chris Jain. Whether he will continue to be a migrant worker in the future, he will still be able to go further and completely change his status and situation. Right now, he is more nervous than others. many.

Song Yang is waiting for Kerimaiya to make a decision. As long as he can get the Comeliga board of directors to sign an agreement, he will give him 3% of PayPal's equity. In addition, other directors of the Comeliga Bank who are willing to help can also share the rain and the dew. .

  Keremiah frowned, Song Yang didn't give multiple-choice questions, but mandatory questions, it just depends on how he chooses.

   (end of this chapter)