Back Off, Let Me Come

"I didn't say anything nonsense."

Shen Tang pushed Qishan's hand away.

There was a bit of surprise in his expression.

She said: "You can tell at a glance that Yuan Liang is not a profiteer! Real estate is a super scythe for cutting leeks! The leeks that have not been cut by it cannot be regarded as authentic leeks! We spend money to hire common people to work and build houses. Then sell the house to them, earn back the money in their hands, and then hire them to continue working with the money earned..."

Qishan: "..."

He half understood the first few sentences.

I could barely guess the general meaning.

The next few sentences are easy to understand.

At first glance there seems to be nothing wrong with it.

However, the salary they paid to the people was only enough for the people to have basic food and clothing, leaving only a little money left in their hands.

According to the Lord's vision, it simply cannot be accomplished.

Unless they give the common people higher wages.

Firstly, this is unrealistic. They don’t have that much money and food. Secondly, the value of human resources is limited. If it exceeds the price of human resources, it will develop the bad habits of people being lazy, not engaged in production, and not thinking about farming, which will destroy other industries and cause problems in the future. Infinite.

Qi Shan raised objection to this.

I hope to put an end to the unrealistic thoughts of my lord.

Shen Tang said: "Of course I know these problems."

The common people don't have much money, and the money they earn is not enough, at least not enough to repair new houses, but they can lend money at low interest rates. Just like the previous low-interest mortgage loans to merchants and common people, encouraging them to go out to buy new year's goods and come back to do business.

Qi Shan frowned.

Isn't this issue coming back?

They don't have that much extra money.

Seeing that Qi Shan still didn't get what he meant, Shen Tang sighed - isn't it said that literary scholars are evil and cunning?

Yuan Liang is so honest, which makes him, a "black-hearted real estate developer and capitalist" too shameless.

"You don't need that much money and food."

"unnecessary?"

Shen Tang said: "Yes, let's say that the house that an ordinary family of three lives in is worth one thousand yuan. The common people can live in a new house by paying two hundred and fifty yuan in advance. The remaining seven hundred and fifty yuan can be divided into several years and ten years. How about repaying it in a few years and choosing a fixed day every month to repay it. The amount must be something they can afford through hard work and does not affect their food and clothing."

Qi Shan followed Shen Tang's suggestion and thought about it.

Not optimistic: "The common people have already got a new house, so how can they take the initiative to repay the remaining 750 yuan?"

This method is too easy to cause bad debts.

If people want to default on their debts, they will resort to all possible means. The most important thing is that bad debts are not limited to one household, and accounts must be collected every month, which is cumbersome and also means that there may be risks of default and default every month.

Not to mention other places, just this area of ​​Fugu City.

From the beginning of the month to the end of the month, it can be exhausting.

Let alone a few years or more than ten years.

"Until the common people repay all the debts, the house does not fully belong to them. If the debt is still unable to be repaid at such a low level or the debt is maliciously defaulted, the governor has the right to take the house back and sell it again, and the debt received will be deducted from the unpaid part of the common people. Wouldn’t it be enough to return the remaining part to the common people?”

Qi Shan asked another very crucial question.

"But my lord, have you ever thought about it - not to mention two hundred and fifty yuan, even fifty yuan is difficult to come up with in the hands of the common people."

How long did it take to imitate Yanzi's method of building roads and beds to provide relief to the victims? The hungry people currently have to rely on the daily settlement of money and food to solve their food problems. No matter how frugally you save, the remaining savings are not enough to sustain food and clothing for a few days.

How can you afford two hundred and fifty dollars?

Unless they are given a raise.

Then the problem circled back to its original point.

"Hey, Yuanliang is too honest..."

Pray for evil intentions and good deeds: "???"

He never dreamed that he would be related to this word in his life. If Qin Li and the others knew about it, wouldn't they laugh out loud?

"We can make a note."

"Make a note?"

Shen Tang took out a piece of folded paper from his arms, stamped his own monogram on it, showed it to Qi Shan, and said: "This is this kind of note, let's use part of this note as collateral." Part of the money. Let’s call it ‘house note’? Common people accumulate this kind of note through hard work, and how much money can be exchanged for a house of a certain value..."

Qishan thought silently for a moment.

"Isn't this equivalent to casting money in disguise?"

Shen Tang said: "Yuanliang can think so too."

This kind of note is of little use elsewhere, but here in Shen Tang it can be used as money and food in exchange for a new house. Shen Tang can use them to mortgage part of his wages, reduce his own economic pressure, and replace the role of money on a small scale.

The most important thing is that these "money" only belong to Shen Tang.

He will not be taken away by ordinary people to other places.

As long as the people in Heyin do not leave and continue to work hard on this land, and the food in Shen Tang's hands can support the food and clothing of the hired people, he can create a lively and prosperous appearance everywhere in Heyin.

More and more refugees will be attracted.

The more people there are under the rule, the more value they will create. Once the crops are planted in the spring and new grains are harvested in the autumn, the food in Shen Tang's hands can continue to support the people's busy work. At that time, the illusion of prosperity with external strength and internal control will change from fiction to reality!

Why--

Speaking of this, I have to thank the allies of the Alliance Army for their "generous donations", as well as the rich wealth of the seven local gangsters in Fugu City. Shen Tang estimates that he can fully support next autumn's harvest by selling iron in secret and gritting his teeth.

If you enable the "room bar" again...

This time can be more generous.

If we go to our neighbor Wu Xian to cry about poverty and beat the autumn wind on the way, even if the next autumn harvest is not ideal, it will not really collapse. As long as Heyin's economy can be revitalized and made healthy, Shen Tang's pressure will only be less.

Qishan said: "If someone makes a fake..."

As long as there are benefits, some people will take risks.

"Isn't my lettering alone enough?"

"Of course it's not enough." However, compared with other anti-counterfeiting methods, the Wenxin monogram is indeed a good choice.

This is feasible if we can curb fake "housing clauses".

An idea flashed in Shen Tang's mind.

"You can add a security number."

Each "house note" is unique.

"If my monogram doesn't work, I can add someone else's. If it doesn't work, let's divide a 'house agreement' into two and make it similar to a deed... However, if this is the case, check the 'house agreement' It's no small project."

The so-called "deed" is a document with a contractual nature. Its function is similar to modern invoices and contracts. It is usually made in two copies or one copy is divided into two halves and is kept by two parties. It is convenient for "after-sales service" and "tracing back to the source" of items.

In some relatively peaceful small countries, merchants selling goods must give customers a "deed" to register, so that the small officials who manage the market can check the accounts and pay taxes. If a businessman wants to evade taxes and is greedy for money, if the amount is large, he may even be punished with five sentences.

Qishan thought carefully for a long time.

There is no doubt that my lord's idea is very feasible, and it can indeed alleviate our financial pressure.

However, the amount of this "housing clause" must be carefully measured. The people trust their governor, and its value is linked to the house. Once these two points are separated, this thing is worthless.

I pray for good with my heart full of thoughts.

When taking this unknown road, you must be cautious every step of the way, and be cautious again and again. If it collapses, the consequences will be disastrous.

Unlike Qishan's gloomy face, Shen Tang looked "heartless". He settled the cunning mountain pig's mount and returned to work under the eyes of the clerk looking forward to the stars and the moon. God knows how a petty official would feel when he found out that Mr. Shen, who was usually busy at his desk, was not there——

Shen Jun has never been late for a day since he took office.

The clerks were worried that Shen Tang would have an accident on his way to work.

During this time, I was even more restless.

"Jun Shen, this is what Mr. Gu will use today." The clerk piled all the slips and forms that needed accounting and statistics on Shen Tang's desk. The pile was so high that he brought another pile after a while, "... …This is what Mr. Kang wants to use…”

"This is what Mr. Chu will use at noon..."

"This is Qixian..."

The clerk turned around and saw Qi Shan behind him.

He was so nervous that he almost knocked over the four stacks of "towers".

Qishan motioned for him to go down and do his own business.

Seeing that his lord's short figure was almost drowned in the business brief, his conscience briefly awakened for a moment, but it soon became cold again. No pain No gain! How can you enjoy the fragrance of plum blossoms without experiencing a bone-chilling cold...

Looking at the workload to be handled today, Shen Tang pursed his lips: "Yuan Liang, what do you think of Gong Xiqiu?"

Fighting with him is better than working.

Shen·Shehu·Tang misses her friends

Qi Shan said calmly: "Shan doesn't think about it at all."

When the lord fights with Gong Xiqiu, he will be injured more or less, sometimes with serious internal injuries, which makes Qishan particularly dislike the word Gong Xiqiu.

Shen Tang seemed not to hear it and continued to ramble.

"Yuanliang, what do you think he and Xiaofang are doing now?"

Qishan said: "Punch beads and hurry up."

Calculating the distance, the Zhai Le brothers are still on their way back to the Shen Kingdom, and Gong Xiqiu - this person has a complicated identity and background, but is extremely talented, and his strength can almost crush his peers, and he is the best. No matter where he goes, he will be used in important ways, and his life will definitely be more pleasant than that of his master. The lord kept talking about them both, and they might have forgotten about the lord.

Shen Tang: "..."

She muttered aggrievedly.

"I want, too……"

Qishan paused as he opened the simple book.

Looking at his little lord who seemed to have not grown up much, he said in a very soft voice: "For half a quarter of a day every day, Chu Wuhui and the others cannot see him, otherwise they will have to talk about it again."

"What?"

"Ride a pig."

Although he wholeheartedly wanted to train his lord to be "a gentleman on the outside and a monarch on the inside", Qishan took a step back considering his actual age and the difficulty of the operation. I also felt a little sorry for the Lord.

The Lord has such a weird hobby...

Maybe, probably, maybe too poor.

I can't find anything more interesting.

_(:з)∠)_

Isn't it just riding a pig?

As long as she's happy.

Proper work-rest balance can also improve efficiency.

Shen Tang glanced at the sun outside in surprise.

Does the sun come out from the west today?

A few days later.

Clang, Clang, Clang——

Clang, Clang, Clang——

A new notice was posted in front of the government office.

The clerk posted it and beat the gong to explain.

"Don't squeeze me, don't squeeze me..."

"You old guy is illiterate, why are you squeezing?"

"...What else is written on it?"

Not only in front of the government office, but also at various construction sites in the southwest corner of Fugu City, there were small officials beating gongs and drums. It happened to be a break for everyone, and everyone gathered around when they heard the gong.

One person couldn't wait and urged the clerk: "Don't show off, but what are your orders from Mr. Shen?"

In Fugu City, Lord Shen is roughly the backbone.

It was Mr. Shen who was not afraid of power, overthrew those disgusting things, and also upheld justice for the people. He also allowed them to have work to do every day, to eat well, and to settle their wages every day after work. , He is really closer than his biological father.

Every time a junior official bangs the gong, it is to "expand recruitment."

It doesn’t matter if you are a man or a woman, a child or an old person, you will be paid according to the amount of work you do. The hungry people who were lucky enough to be chosen to work eagerly awaited the sound of the gong every day to give their families a chance.

The clerk asked: "What's the hurry?"

"We are not in a hurry, can we still rush you?"

The clerk wasn't upset, he just laughed and cursed.

"Use it, push it, keep pushing it, and I won't let you listen."

After dealing with these hungry people all day long, I got used to it, and the other people who gathered around burst into laughter.

Another person asked: "Good or bad?"

When the clerk heard this, his face became serious and he said: "What are you talking about! Can there be bad things under Lord Shen's rule? Today is a great good thing. In the future, you can get the 'house note' after settling the wages, and there are not many 'cloth strips' left." , 'fried dough sticks', 'wine sticks', 'sugar sticks', 'cake sticks'..."

The people in the circle were dumbfounded after hearing this.

They just heard something...

The clerk had to explain their uses one by one.

Everyone was beating their hearts out.

What kind of thing is this? I’ve never heard of it at all.

You must have never heard of it...

These old officials have never heard of it.

It is said that these tricks were all created by Shen Jun.

Shen·Tang took the blame: "..."

In the conscience of heaven and earth, the "house clause" was indeed her suggestion, but the messy "strips" behind it were not. It was entirely the result of Qi Shan and Chu Yao following the others' example and applying inferences from one instance to another.

Because they found that the hungry people had enough to eat and still had some money left in their hands, but they were not willing to use it.

Money cannot circulate, which is harmful to He Yin.

In order to stimulate the common people to spend their "money", and to encourage merchants who came all the way to transport goods back from other places, the government came forward to buy the goods from them and put them in specific shops. Common people can also get a lot of discounts by exchanging "Tiao", especially cakes, sugar, and wine, which are very affordable.

As for the goods required for "cake sticks", "candy sticks" and "wine sticks", they are provided by the lord privately for free.

_(:з)∠)_

If you are poor, you can save a fortune.

The clerk spoke passionately, but the onlookers were still confused. Only when the wages were settled on that day did they realize that there were indeed many more "clauses". Most of the hungry people were more cautious and did not choose "bar" and still settled according to the old method.

But there are also some people who have tasted the benefits of "having the courage to try" and choose to boldly believe in Shen Jun.

('')シ┳━┳

Is there anything sharper than real estate?