American Fortune Life

Chapter 144 Financial Newbie Wants to Borrow

Andy also came into contact with China's stock market in his previous life. To be honest, he was basically at the fate of being slaughtered. It is very common for retail investors to fight fools.

Under Bardstone's explanation, Andy has an intuitive understanding of the current US stock market.

The Federal Reserve is worried about market inflation and has maintained a loose monetary policy, which has made the US stock market continue to rise. According to Bardstone's speculation, it is expected to break through the 12,000-point mark within this year.

At the same time, Andy also learned that in the US stock market, Apple's stock growth rate is not the best, and many stocks' growth rate is very astonishing. Of course, Andy has no regrets about this. After all, he is a time traveler. Even if he is a novice in the financial field, what he understands is something that these natives will never understand. He has a pair of eyes that can see the future. Eye.

Keke, a little over-pretended. To be honest, Bardstone's analysis is indeed very exciting, but according to Andy's heart, he has not changed his clinging to Apple stock until before the subprime mortgage crisis.

After all, Bardstone is just analyzing and speculating. The financial market is unpredictable every day. Feeling like you don't have enough money to spend, even if you need to take a little risk.

Regarding the trend pattern of the Apple stock analyzed by Bardstone, Andy also had a deeper understanding of Bardstone's talent because he remembered the post of the Silicon Valley Chinese in his previous life under the reminder of Bardstone some time ago. .

"Boss, your Apple stock is only half sold now. In order not to cause large fluctuations in the stock price, we can only sell it slowly and carefully, and the funds will not be credited into the account until three days after the sale. Wait a few more days until all the funds are in place, and then directly use capital leverage to enter the crude oil futures market for a turn..."

Andy nodded in agreement with Bardstone's suggestion, and told him rationally that professional matters should be trusted by professional people. The two-hour explanation only allowed him to get rid of the hat of a financial novice. As for what he said he was familiar with Or proficient in something, that is nonsense, even if he is a genius, he can't learn the majors that others have learned for several years in a few hours.

Andy is tired of the current tight life. After all the crude oil futures have made a profit this time, although he will still repurchase Apple shares, he will use Apple shares to pledge to the bank, and then he will rush to take control of Facebook before Microsoft Bite before the board.

Spend tens of millions now, and Xiao Mazi will bring him billions of profits in the future. It is simply a good deal with huge profits. This is absolutely not to be missed. Of course, in order to maximize profits, you may have to be a porter again. Take out some small functions of Facebook's later generations to fool Xiao Mazi, not only can you exchange some shares, maybe you can get a part-time job in Facebook, at least you won't be used by Xiao Mazi as a decoration ATM .

As for borrowing money from the bank, I think the bank is eager to add such a high-quality customer. At that time, the rising Apple stock will make the bank regard Andy as a big benefactor.

After all, most rich people owe money to the bank, because most of the rich people's funds are either invested in projects, or they are reluctant to take them out in the stock market. Borrowing money from the bank is undoubtedly the best way to spend it.

What Andy doesn't know is that there are many rich people who are not burdened with debts. Some of them borrow tens of millions from the bank because of their excellent assets. They don't even need any collateral. They only need to sign a few documents to get the money. .

The borrowing consumption of American people is world-renowned. Overdraft credit cards have become the norm for Americans. According to Andy’s understanding, there are many families in American Empire who can’t even get 1,000 US dollars in cash. Well, this statement is a bit Implicit, that is, the deposit is negative, relying entirely on bank loans to live.

This is why after the outbreak of the subprime mortgage crisis, so many people in the United States became homeless, and so many people declared bankruptcy.

It's not too much to wail. Fortunately, I can still receive relief funds and free food, otherwise, the consequences will be unimaginable. . .

It’s a bit far-fetched, and Andy used to be very entangled. This is the collision of two consumption concepts. Of course, he doesn’t care much now. He does as the Romans do. Anyway, everyone spends money from the bank, and the bank is willing to borrow it. Why is Andy still Be hesitant so you can have more money to get some layouts done early.

In the afternoon, in the office of the investment company, Andy held a large financial basic book to study and research. Although it was a bit boring, he still carefully memorized it carefully. For some books mentioned In-depth study of the case.

He doesn't need to be proficient in finance, and he doesn't need to learn this knowledge to make waves in the financial market. He is the boss, and it's enough for his subordinates to help him make money. He just simply relies on others. After all, in this money society, people's hearts are the most unreliable. Wall Street is performing scenes of scams every day. He can't guarantee that his subordinates will not be deceived because of his Xiaobai .

Andy didn't stop studying until he got off work, because it was a bit boring. Later, he directly entered the supernatural state, memorized the contents of the book, and then looked back at those cases based on the knowledge in his memory, which was much simpler .

On the way home, Andy thought of his father Oston, with a wry smile on his face, maybe he was already at home waiting for him to go back, he wasn't too worried about the possible scolding, what he was most afraid of was Oston Ston lost drive and ambition.

Sure enough, it was his mother Li Wanqing who opened the door for Andy, with a grim complexion, she tapped her son's forehead a few times complaining, and pouted in the direction of the living room.

After changing his shoes, Andy went straight to the living room. When he saw Auston waiting for him with a dark face, he couldn't help shivering. How much resentment would it take to make Andy feel An illusion formed by black clouds.

Andy had no choice but to explain the matter in detail, and then took out the method and analysis that Old Smith told him, hoping that Auston could cheer up again.

Auston didn't mean to blame Andy. To be reasonable, this kind of thing can't be suppressed at all. Even if his son's "Observer" chooses not to report it, the newspapers and media that follow will make the elephants even more anxious , now at least there is time to prepare, especially their family, it can be said that this matter is definitely helping Old Smith gain more power and prestige.

As for Auston himself, he could only admit that he was unlucky and chose the wrong time to enter the political arena.

"Dad, don't worry, I have prepared Pete for your interview. In order to reduce the impact of Tom's incident on your election, they will focus on consciously comparing the two of you, and the public will feel that you are a Qingliu is more than a hundred times stronger than these politicians who are full of corruption and have been criticized by readers."

Andy's words didn't give Aluston much comfort. After all, Old Smith had told him that in the mid-term elections in the election year, he was sure that the elephants would completely lose to the donkeys. From then on, losing the majority of seats in the House of Representatives and becoming a minority will undoubtedly unbalance the mentality of many elephants, and his son will also be hated by many people.

Alston didn't say anything, just shook his head and smiled wryly, "I hope there won't be any trouble!"

During dinner, Li Wanqing also asked about this matter, and Andy could only answer truthfully, which made the atmosphere over the dinner a bit depressing.

After dinner, Andy ran back to the bedroom, lying on the bed and talking on the phone with Ivana in San Francisco. Of course, Tom is still keeping this matter secret, but it will be detonated in a few days. But before that, other people should not be allowed to know about it. After all, this matter is a bit of a big deal. If the news leaks out, Old Smith's layout and Andy's plan to make him profit from this matter will be completely ruined.

This is not a question of trust or distrust, but the education of the Celestial Dynasty made Andy remember an old saying: "If the king does not keep secrets, he will lose his country, if his ministers do not keep secrets, he will lose his body, and if he does not keep secrets, he will lose his body." The shy little devil said: Point, the writing is so tiring, I forcibly cut some content, and I have to find a way to make the upper and lower plots coherent, woo woo, this is too difficult. Woohoo, it's too difficult!

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