A Day In a Japanese Fishing Village

  The auto finance company started very smoothly. Originally, the financial system belonged to the Minamino Bank.

  Tokyo Metropolis Daily: Nanye Automobile Co., Ltd. has launched an auto finance system. At that time, consumers can borrow money from Nanye Auto Finance Co., Ltd. to buy cars. According to an expert, this new type of financial system will greatly promote the healthy development of the automobile industry! There will be more working class people who can buy cars.

   This is a great improvement in financial credit. This new type of financial loan method is also the first in the world by Nanye Motor Company…

   Indeed, auto finance is also a kind of credit loan, and credit loan has not yet started. The launch of this auto finance really made a lot of business capitalists shine. At the same time, many so-called experts also think that this loan method will promote the rapid development of the auto industry! Because many working-class people do not have the full amount to buy a car. But with this auto finance loan, it will be different. You only need to pay 30% down payment plus handling fee, purchase tax insurance, etc. to drive a new car home. Also, the loan repayment period can be divided into 2 years, 3 years, or five years.

   As a result, many working-class people can buy cars. This will definitely make Minamino Shuuichi's car sales to a higher level!

   And if other car companies want to imitate, it is estimated that they need capital. After all, to establish such auto finance, you must own a bank! And Minano Shuichi himself owns a Minami Bank, so it is very simple and convenient to implement.

  If other car companies want to get auto financing, they need to cooperate with other banks. It’s a matter of whether other car companies do not cooperate with you. After all, the requirements for car loans are relatively low.

   Only need work unit, income proof, real estate proof.

   Nanye Motor Corporation.

A sales manager said to all the following sales consultants: "Starting today, every customer who comes to buy a car must advertise our auto finance loan policy to them. It is best to allow customers to take out a loan to buy a car. The other party will not say anything about buying the car in full."

   "Do you know?"

"understood!"

   Minamino Shuuichi's car company began to prepare for such publicity, and his colleagues also began to advertise on various advertisements.

   TV TOKYO Evening Advertisement: You can drive your car home with a down payment of only 70,000 yen with a low-profile Corolla! With a loan of 4,000 yen a month, a new car is worth owning, and the working class can also buy a car...

  Island Evening News: Shocked and shocked, the 180,000 yen new Corolla can be driven home with only a down payment of 90,000! With the auto finance loan business launched by Nanye Motor Corporation, this will be a boon for the working class... You don't need to take out 180,000 yen all at once, you only need 80,000 yen to buy a car...

   Indeed, when this news came out, it really made a lot of working class hearts...

   In addition, Nanye Motor Company is now the largest car company in the island country, the trust is still very good, and the popularity is also very high. So since a week after this policy was launched, there has been a huge increase in the number of customers who come to see the car!

  Mibe got out of the taxi and felt a little excited when he saw the 4S shop of Nanye Automobile in front of him! He had been afraid to buy Qi cars before because he couldn't sell them. But yesterday he was moved when he saw the auto finance loan business launched by Nanye Auto. It is better to take action than to act. He feels that with his current income, he can buy a car!

   When he walked into the 4S store, he was immediately warmly received by the sales consultant.

   "What's the name of this gentleman?" the sales consultant asked kindly.

   "Bibe no."

   "Mr. Mibeno, are you here to see the car?"

"right."

   "I don't know what price car you want to see? We have Corolla, Crown, Corolla, Domineering..." The sales consultant introduced. Now Shuichi Minano's car company has five or six models. But the most popular is the crown.

   "I want to see the crown!" Mibe said.

   "Okay, this way please."

   In fact, the Crown car is still a relatively expensive car. Among them, Corolla and Corolla are the cheapest.

   "This is the latest crown of this year..." The sales consultant began to introduce it diligently.

  Mibuano looked very satisfied. In fact, he had been greedy for this car for a long time, but he had never had the money to buy it and never came to see it.

   "Tell me about the price."

   "Low profile is 230,000 yen, medium profile is 260,000 yen, and high profile is 300,000 yen!" said the sales consultant.

  Mibeano thought for a while, and with his current ability, he should just buy the low-profile ones.

   "How much is the discount on the low-end crown?" asked Mibeno.

   "Currently 10,000 yen discount! It's the biggest discount."

   "How much is the 30% down payment? How much does it cost to land?" Mibe asked with concern.

   "The body is 220,000 yen, 30% down payment is 66,000 yen, plus handling fees, purchase tax, insurance, etc., it costs about 95,000 yen to drive home."

   "Souka..." Mibuano fell silent after hearing this.

   He is an ordinary worker, his current monthly salary is 8,000 yen (yen is still depreciating in 1957...), and his annual salary is 96,000 yen! It is estimated that it will take 250,000 to 260,000 to drive away the car for 220,000. That is to say, he needs to work for more than two years without eating or drinking to save money to buy a hand.

   In fact, he can only save 5,000 yen a month with a salary of 8,000 yen. And that's when he doesn't have to send money home. If it is only 5,000 yuan a month, I don't know when I can afford the low-end crown.

   But now he has a chance, he only needs to pay less than 100,000 yen to drive a new car home, that is, take a loan to buy a car, and use auto finance!

   He has been working for five or six years, and he still has a little savings. Currently, his savings is 80,000 yen! He can borrow 15,000 yen from a friend to buy a car!

   "How much is the monthly loan repayment?"

   "It depends on how many years you pay, two years, three years or five years. Anyway, it's about two thousand to four or five thousand a month."

   After listening to this, Mibe no longer secretly thought that his job was stable, at least there should be no changes in the next seven or eight years, and he could afford a car! And there may be a salary increase next year, and the pressure will be less at that time!

   "Okay, I bought it! Let's start booking now..."

  …

   With the launch of Auto Finance, in just one month, the car sales of Minami Shuuichi Motor Co. increased by 1.5 times compared to the previous month! This rate is still growing. He was very happy about this situation, while other car companies were jealous.