A Day In a Japanese Fishing Village

Chapter 427: Loan for business? Find Minami Bank

   The matter of starting a bank was actually started a year ago by Hideyoshi Minano. After all, opening a bank is not opening a company, and there are too many processes to go through. It also requires the nod of approval from the government of the island country.

   However, the island country is a capitalist world, as long as you have money, you can do anything.

   So this year, I finally got all the procedures done. Now Shuichi Minano can start a bank in the true sense. It's not like the small bank that Shuichi Minano is currently running is not without people. Anyway, the target of this level of small banks has not been noticed by the big banks under the name of the consortium. Because they feel they have deep pockets. Even if someone opens such a small bank, it will eventually fail because there is no business.

  Tokyo.

   "How is the progress of the renovation of the four banks?" Minano Shuichi asked Kino Nako while sitting in the office.

   Started preparations a year ago. Three months ago, the four major cities of Tokyo, Osaka, Yokohama, and Nagoya were selected to decorate the bank’s facade. It's been three months now and I don't know how it's going.

   Once the facade of the bank is decorated, it can be officially opened.

   Of course, it is necessary to publicize it before opening, otherwise it will be embarrassing if no one knows about this bank.

   "The renovation progress of the four bank facades is in the late stage. I believe it should be completed in one month." Kino Nako said.

   Anyway, Minano Shuichi plans to open a bank in each of these four cities. Of course, the banks must be the same. We will expand to other cities after we have the strength in the future.

   "Very well, let's go, I have nothing to do today. Let's go and see how the decoration of the bank in Tokyo is going." Minami Hideyoshi was on a whim.

"it is good."

   Minano Shuichi drove Kino Nako to the center of Tokyo. Minano Shuichi's bank in Tokyo was located on the first floor of a commercial building in the center of the city. This floor was rented by Shuichi Minano and renovated into a bank. Needless to say, the rent here is quite expensive.

   But the location is good and worth it.

   They came to the outside of this building after half an hour.

   One of the gates on the first floor is under construction at this time, which is where Shuichi Minano's bank is located.

   At this time, the decoration of the outside is basically completed, and the four characters of 'Minano Bank' appear in front of Minami Shuuichi. That's right, he named his bank Minami Bank.

   "Not bad, very stylish!" Nanye Xiu was very satisfied after taking a look. This facade is 1,000 square meters, which is a very large facade.

   "Go, go in and have a look."

   After entering, I found that some places are still under construction, but some places have been completed.

   Renovation into a bank still requires a lot of infrastructure. The most important thing is the safe room where you save your money.

   After entering, Minano Shuichi inspected and found that he was basically satisfied. The bank must be elegant and majestic.

   The next day, Shuichi Minano officially started advertising for his Minami Bank.

   "This time we have a month-long hype, on TV, radio, roadside billboards, hand out flyers, etc." Minano Shuichi said to the dozen or so executives below in the conference room.

   These executives are all future bank presidents, financial executives, managers, etc. These people were recruited by Minano Shuichi a few days ago. There is still a month left to open, and of course he has to recruit people now.

   "Yes, Mr. President!" More than a dozen executives nodded their heads.

"In the early stage of our banking business, we did not ask citizens to deposit. We must first attract customers who came to lend. This is very important. This matter is left to you, the marketing business manager. You have a long way to go. If you can complete the plan requirements I gave, you will be rewarded at that time." Minami Shuichi patted the marketing business manager on the shoulder.

   "Department!" The business manager nodded and bowed solemnly. He also knew how daunting his task was.

   Now, his four banks plan to inject 32.4 billion yen as the principal. When the time comes, we will see how many customers come to lend, and if not enough, we will make a second injection of funds. If you don't have money then, ask your future brother-in-law Loki to borrow some money first.

   However, he estimated that the 32.4 billion yen should be able to support the long-term loan problem.

  …

   Soon, the advertising campaign organized by Shuichi Minano started soon.

   TV TOKYO, after a TV drama is finished, it’s time for commercials.

   This is prime time, and many people are watching TV at this point.

"Want a loan to do business, a loan to buy a house, or a loan to buy a car? Please find Nanye Bank! Nanye Bank has abundant funds and does not require high loan conditions..." The TV screen actually appeared on the facade of Nanye Bank, and then someone was working hard inside. 's propaganda.

  Not only TV stations, newspapers, billboards on the roadside, small leaflets, etc. are also working hard to spread the madness of Nanye Bank.

   The main focus of the publicity is the loan business, and the deposit business is only mentioned slightly. After all, without huge strength and popularity, many people would not be willing to deposit their money in a bank with little reputation. After all, I am afraid that the bank will fail.

  Tokyo Business News: Big news, big news! The loan conditions of Nanye Bank have been lowered. As long as there is a workplace and a stable current account, the maximum credit loan for the working class can be 500,000 yen! As long as the business loan has mortgages such as real estate and factories, the maximum loan can be 100 million yen!

   Of course, the final loan depends on the value of the property or factory of the other party. Anyway, Minamino Shuichi will not do a loss-making business. However, the loan conditions are indeed lower than many big banks.

   Minami did this to attract the attention and action of those who wanted to lend money.

   Makimura Kotaro is an ordinary salaryman, and his monthly salary is currently 5,000 yen. He wanted to take out a loan to do business, and since he didn't have a mortgage on his property, his salary wasn't high enough. So I have never been able to borrow enough money to do business.

   But today he was instantly moved when he saw the conditions of Minami Bank.

   He saw that he could get a loan without the need for mortgage of real estate in the city, as long as there was a property in the village. Just a small amount. But it's more than enough for his small business.

   "If I mortgaged the house and land in my home village, I could get a loan of 200,000 yen! Enough for me to do business." Makimura Kojiro felt a little excited in his heart.

   "Unfortunately, Minano Bank has not yet opened. I must consult in detail when it opens." Makimura Kojiro decided in his heart.

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